The Block Report

House report

2620 Emerald St

3 bd · 2 ba · 3 stories · 2,227 sqft · RSA5 · built 2021

Owner-occupied · assessed $550K (2026) · 2027 OPA assessment $494K · sold 2×. On the 2600 block of Emerald St.

Property summary

Assessment$550,0002026 OPA assessment · 2027: $493,800 Last sale$550KRecorded 2023 Est. tax bill$7,699/year2026 taxable assessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits7Every fetched City permit Violations0 open12 historical across 4 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 2620 Emerald St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$7,699/year

2026 taxable assessment $550,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $493,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 311073800
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Why it matters

Bought for $45K in 2017, built new under a 2017 permit, sold for $550K in 2023.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$550,000
2026 billed-year assessment · 2027: $493,800 · built 2021
Price / sq ft
$222
block $198 · above block
Appreciation
+7332%
+54%/yr, city 6.5%
In 5 years (~2031)
~$507K
+54%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$7,699
1.56% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-1620089.1%
≈$-667M/mo rent
Times sold
2

Assessment vs. the block · every dated City record marked on the line

$0$500K$1.0M2016 OPA assessment: $7K2017 OPA assessment: $12K2018 OPA assessment: $12K2019 OPA assessment: $12K2020 OPA assessment: $12K2021 OPA assessment: $12K2022 OPA assessment: $12K2023 OPA assessment: $28K2024 OPA assessment: $28K2025 OPA assessment: $117K2026 OPA assessment: $550K2010 — 2010-04-07: VACANT LOT STANDARD · 2010-04-07: CLIP VIOLATION NOTICE2017 — Land record $45K · 2017-10-25: Zoning/use2018 — 2018-12-13: New construction2019 — 2019-02-12: Suppression · 2019-04-17: Major alteration · 2019-05-01: Plumbing · 2019-06-21: Mechanical · 2019-07-26: Electrical · 2019-02-11: ARCHITECT/ENGINEER SERVICES · 2019-02-11: PERMB- WORK NOT SAME AS PERMIT · 2019-02-11: SWO- CONTRARY TO GOOD PRACTICE · 2019-02-11: PERMB- REV ALTERAT NOT IN ORIG · 2019-08-13: DEBRIS REMOVE - CONSTR · 2019-08-13: WORKMANLIKE- BUILDING CODE · 2019-09-25: BP_BLDG2023 — Deed / sale $550K$550K2010201320162019202220252026
This propertyBlock median & rangeDeed / saleLand buyL&I violationPermitInspection
Deed / sale $550K
Highlight
Every dated record18 events · scroll to browse
  1. Deed / saleDeed / sale $550K
  2. InspectionBP_BLDG
  3. L&I violationDEBRIS REMOVE - CONSTR
  4. L&I violationWORKMANLIKE- BUILDING CODE
  5. PermitElectrical
  6. PermitMechanical
  7. PermitPlumbing
  8. PermitMajor alteration
  9. PermitSuppression
  10. L&I violationARCHITECT/ENGINEER SERVICES
  11. L&I violationPERMB- WORK NOT SAME AS PERMIT
  12. L&I violationSWO- CONTRARY TO GOOD PRACTICE
  13. L&I violationPERMB- REV ALTERAT NOT IN ORIG
  14. PermitNew construction
  15. PermitZoning/use
  16. Land buyLand record $45K
  17. L&I violationVACANT LOT STANDARD
  18. L&I violationCLIP VIOLATION NOTICE

The paper trail

New construction

Bought for $45K in 2017, built new under a 2017 permit, sold for $550K in 2023.

  1. 2010 2 L&I violationsL&I
  2. 2017 $45KLand buyZoning/usePermit
  3. 2018 New constructionPermit
  4. 2019 SuppressionPermitMajor alterationPermitPlumbingPermitMechanicalPermit10 L&I violationsL&IElectricalPermitL&I: 3 failed, 2 passedL&I visit
  5. 2023 $550KSold

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 25 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$550K transfer

    2023

  2. InvestigationBP_BLDG

    Case 700941 · PASSED

    The cited inspection visit was marked passed.

  3. ViolationDEBRIS REMOVE - CONSTR

    Case 700941 · Violation 5144642 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  4. ViolationWORKMANLIKE- BUILDING CODE

    Case 700941 · Violation 5144641 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. InvestigationBP_BLDG

    Case 700941 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. PermitElectrical

    Permit 997067 · COMPLETED

    INSTALL 200AMP SERVICE, WIRE THROUGHOUT, ALSO OUTLETS, LIGHT FIXTURES, SWITCHES, GFCI'S, SMOKE AND CARBON DETECTORS AS PER 2014 NEC.

  7. PermitMechanical

    Permit 987589 · COMPLETED

    INSTALL ONE (2) HVAC SYSTEM WITH DUCT WORK (SFD).FOR THE INSTALLATION IF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARDS. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS.

  8. PermitPlumbing

    Permit 972054 · COMPLETED

    INSTALL 1" WATER LINE 5" CURB TRAP 4" MAIN DRAIN 4" FAI INSTALL 15 FIXTURES AS PER 2004 PPC

  9. InvestigationBP_BLDG

    Case 673400 · PASSED

    The cited inspection visit was marked passed.

  10. PermitMajor alteration

    Permit 949900 · COMPLETED

    UNDERPINNING PIER

  11. InvestigationBP_BLDG

    Case 673400 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  12. PermitSuppression

    Permit 943793 · COMPLETED

    FOR THE INSTALLATION OF A NFPA 13D SYSTEM FOR A SINGLE FAMILY DWELLING. FIRE SUPPRESSION SYSTEM TO BE SERVICED BY A ONE INCH COMBINED FIRE SERVICE LINES WITH A WATER METER ASSEMBLY. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK.FIRE SUPPRESSION SYSTEM TO BE INSTALLED IN ACCORDANCE WITH NFPA 13D STANDARDS

  13. ViolationARCHITECT/ENGINEER SERVICES

    Case 673400 · Violation 4981539 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationPERMB- WORK NOT SAME AS PERMIT

    Case 673400 · Violation 4981537 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationSWO- CONTRARY TO GOOD PRACTICE

    Case 673400 · Violation 4981540 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationPERMB- REV ALTERAT NOT IN ORIG

    Case 673400 · Violation 4981538 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationARCHITECT/ENGINEER SERVICES

    Case 917671 · Violation 4949625 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  18. ViolationSWO- CONTRARY TO GOOD PRACTICE

    Case 917671 · Violation 4949626 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  19. ViolationPERMB- REV ALTERAT NOT IN ORIG

    Case 917671 · Violation 4949624 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  20. ViolationPERMB- WORK NOT SAME AS PERMIT

    Case 917671 · Violation 4949623 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  21. PermitNew construction

    Permit 917671 · COMPLETED

    FOR THE ERECTION OF A THREE STORY ATTACHED BUILDING WITH ROOF DECK AND PILOTHOUSE AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKELRED IN ACCORDANCE WITH NFPA 13D AT MINIMUM. FOR ISSUANCE OF CERTIFICATE OF OCCUPANCY.

  22. PermitZoning/use

    Permit 819025 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK AND ROOF DECK ACCESS STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS AND APPLICATION. FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING.

  23. Land recordLand record

    2017

  24. ViolationVACANT LOT STANDARD

    Case 230650 · Violation 1639523 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. ViolationCLIP VIOLATION NOTICE

    Case 230650 · Violation 1639522 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

What this record suggests

The City file documents 7 permits touching electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,227 sqft
livable area
Lot
957 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2620 Emerald St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$550K
20%
6.875%
$700/mo

When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

2620 Emerald St sits on the 2600 block of Emerald St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2622 Emerald St  ·  2624 Emerald St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 3:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)