The Block Report

House report

2624 Emerald St

3 bd · 1 ba · 2 stories · 1,038 sqft · RSA5 · built 1875

Owner-occupied · assessed $342K (2026) · 2027 OPA assessment $293K · sold 2×. On the 2600 block of Emerald St.

Property summary

Assessment$341,8002026 OPA assessment · 2027: $293,100 Last sale$290KRecorded 2019 Est. tax bill$1,453/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits5Every fetched City permit Violations0 open15 historical across 10 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 2624 Emerald St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,453/year

2026 taxable assessment $103,800 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $293,100; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 311074000
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $238,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $3,072.52 and a lien entry. It is shown as historical context only.

1997$76.65 total · $0.00 principal · $58.53 interest · $2.43 penalty2008$92.76 total · $0.00 principal · $53.28 interest · $5.32 penalty2009$85.06 total · $0.00 principal · $46.76 interest · $5.32 penalty2010$76.99 total · $0.00 principal · $39.92 interest · $5.32 penalty2011$73.64 total · $0.00 principal · $36.56 interest · $5.85 penalty2012$66.85 total · $0.00 principal · $30.59 interest · $6.07 penalty2013$58.86 total · $0.00 principal · $23.59 interest · $6.29 penalty2014$540.68 total · $188.12 principal · $133.33 interest · $50.16 penalty2015$1,095.83 total · $716.57 principal · $75.24 interest · $50.16 penalty2016$905.20 total · $748.55 principal · $11.22 interest · $7.49 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $100K in 2018, major alteration permit in 2018, sold for $290K in 2019 (+190%).

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagAssessment/permit mismatch

The assessment jumped 229% in 2025, but no matching permit appears in the property timeline.

Evidence: assessment moved from $103,800 to $341,800 · no permit shown in 2024-2026

Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1875: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$3,073 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$341,800
2026 billed-year assessment · 2027: $293,100 · built 1875
Price / sq ft
$282
block $198 · above block
Appreciation
+635%
+22%/yr, city 6.5%
In 5 years (~2031)
~$296K
+22%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,453
0.5% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-2729443.9%
≈$-667M/mo rent
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500K2017: L&I: 4 failed, 1 passed2018: 9 L&I violations 2018: L&I: 8 failed, 2 passed 2018: Sold $100K 2018: Major alteration2019: Major alteration 2019: Electrical 2019: Plumbing 2019: Mechanical 2019: L&I violation 2019: L&I: 2 failed, 3 passed 2019: Sold $290K$342K201620182020202220242026
This houseBlock median & rangeSaleInspection
Highlight

The paper trail

Renovated & sold on

Bought for $100K in 2018, major alteration permit in 2018, sold for $290K in 2019 (+190%).

  1. 2017 L&I: 4 failed, 1 passedL&I visit
  2. 2018 9 L&I violationsL&IL&I: 8 failed, 2 passedL&I visit$100KSoldMajor alterationPermit
  3. 2019 Major alterationPermitElectricalPermitPlumbingPermitMechanicalPermitL&I violationL&IL&I: 2 failed, 3 passedL&I visit$290KSold

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
CENTRAL EAST
OPA account
311074000

What this record suggests

The City file documents 5 permits touching kitchen work, electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. InvestigationPRECOURT

    Case 656512 · PASSED

  2. PermitMechanical

    Permit 976566 · COMPLETED

    EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- FOR THE INSTALLATION IF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARDS. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS.

  3. PermitPlumbing

    Permit 970667 · COMPLETED

    REROUGH WASTE & WATER FOR 2 TOILETS, 2 LAVS, 1 KITCHEN SINK, 1 WATER HEATER, 1 LAUNDRY TUB, 1 TUB, 1 SHOWER, REPLACE CURB TRAP AND VENT, INSTALLATION WILL COMPLY WITH PHILADELPHIA PLUMBING CODE 2004

  4. PermitElectrical

    Permit 965898 · COMPLETED

    NEW ELECTRICAL WIRING THOUGHOUT, 120 VOLTS, INTERCONNECTED SMOKE DETECTORS, 100 AMP SERVICE, NEW SUBPANEL, LOW VOLTAGE WIRING, RG6 CABLE & DOORBELL, NEW SWITCHES, LIGHTING & OUTLETS AS PER 2008 NEC

  5. PermitMajor alteration

    Permit 939912 · COMPLETED

    LEGALIZE STRUCTURAL FRAMING WORK COMPLETES BY PREVIOUS OWNER. ADDITIONAL FRAMING IMPROVEMANTS WHERE NECESSARY, SEE PLANS.

  6. InvestigationHCEU INSP

    Case 666478 · PASSED

  7. InvestigationHCEU INSP

    Case 666479 · PASSED

  8. InvestigationHCEU INSP

    Case 666479 · FAILED

  9. InvestigationHCEU INSP

    Case 666478 · FAILED

  10. ViolationVACANT STRUCTURE LICENSE

    Case 666478 · Violation 4928461 · COMPLIED

  11. Recorded transfer$290K transfer

    2019

  12. InvestigationBP_BLDG

    Case 656512 · CLOSED

  13. ViolationVACANT STRUCTURE AND LAND

    Case 666479 · Violation 4932237 · COMPLIED

  14. ViolationEXTERIOR AREA SANITATION

    Case 666479 · Violation 4932238 · COMPLIED

  15. InvestigationPRECOURT

    Case 631049 · PASSED

  16. InvestigationBP_BLDG

    Case 656512 · FAILED

  17. ViolationSWO- CONSTR W/O BLDG PERMIT

    Case 656512 · Violation 4894600 · COMPLIED

  18. ViolationPERMB- REV ALTERAT NOT IN ORIG

    Case 656512 · Violation 4894599 · COMPLIED

  19. ViolationSWO- CONSTR W/O BLDG PERMIT

    Case 905100 · Violation 4979654 · CLOSEDCASE

  20. ViolationPERMB- REV ALTERAT NOT IN ORIG

    Case 905100 · Violation 4979653 · CLOSEDCASE

  21. PermitMajor alteration

    Permit 905100 · COMPLETED

    EZ PERMIT STANDARDS ALTERATIONS- FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.

  22. InvestigationHCEU INSP

    Case 631049 · CLOSED

  23. InvestigationHCEU INSP

    Case 631052 · CLOSED

  24. InvestigationHCEU INSP

    Case 631049 · FAILED

  25. InvestigationHCEU INSP

    Case 631052 · FAILED

  26. ViolationVACANT STRUCTURE LICENSE

    Case 631049 · Violation 4785002 · COMPLIED

  27. ViolationVACANT STRUCTURE AND LAND

    Case 631052 · Violation 4715781 · CLOSEDCASE

  28. ViolationEXTERIOR AREA SANITATION

    Case 631052 · Violation 4715782 · CLOSEDCASE

  29. InvestigationHCEU INSP

    Case 606376 · PASSED

  30. Recorded transfer$100K transfer

    2018

  31. InvestigationHCEU INSP

    Case 606376 · FAILED

  32. ViolationVACANT STRUCTURE LICENSE

    Case 606376 · Violation 4524585 · COMPLIED

  33. InvestigationPRECOURT

    Case 578153 · PASSED

  34. InvestigationHCEU INSP

    Case 578153 · CLOSED

  35. InvestigationHCEU INSP

    Case 578153 · FAILED

  36. ViolationVACANT STRUCTURE LICENSE

    Case 578153 · Violation 4360081 · COMPLIED

  37. InvestigationPRECOURT

    Case 509446 · PASSED

  38. LicenseVacant Residential Property / Lot

    License 694404 · Inactive

    CARLOS L APONTE SR · Expires 2018-03-01 · Inactive 2018-04-30

  39. InvestigationVAC INSP

    Case 509446 · CLOSED

  40. InvestigationVAC INSP

    Case 509446 · FAILED

  41. ViolationVACANT STRUCTURE LICENSE

    Case 509446 · Violation 3833197 · COMPLIED

  42. InvestigationPRECOURT

    Case 433500 · PASSED

  43. InvestigationHCEU INSP

    Case 433500 · CLOSED

  44. InvestigationHCEU INSP

    Case 433500 · FAILED

  45. ViolationLICENSE-VAC RES BLDG

    Case 433500 · Violation 3356593 · COMPLIED

  46. ViolationVAC PROP REPLAC WIN/DRS 80%

    Case 433500 · Violation 3356594 · COMPLIED

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 5 on this property

This property’s file includes BP_ALTER, EP_ELECTRL, PP_PLUMBNG, BP_MECH permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: material assessment exemption — legal basis and term unverified · historical tax ledger through 2016 recorded $3K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,038 sqft
livable area
Lot
827 sqft
Basement
Full
city code D
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C-
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2624 Emerald St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$293K
20%
6.875%
$700/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

2624 Emerald St sits on the 2600 block of Emerald St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2622 Emerald St  ·  2626 Emerald St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 3:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)