House report

875 Granite St

3 bd · 1 ba · 2 stories · 1,022 sqft · RSA5 · built 1940

Investor / LLC · assessed $162K · sold 5×. On the 800 block of Granite St.

Street view of 875 Granite St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $108K in 2022, plumbing permit in 2016, sold for $128K in 2025 (+106%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$3,475 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

Lead certificate is not optional

Built 1940: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

My-Linh Investments LLC · corporate / LLC owner

• Owns 2 properties across Philadelphia under this name, assessed at $322K combined
• Tax bills mail to 527 General Armstrong Dr, King Of Prussia PA, 19406 — outside Philadelphia
• Holds an active rental license for this address
• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$162K
built 1940
Price / sq ft
$159
block $153 · in line w/ block
Appreciation
+118%
+7%/yr, city 6.5%
In 5 years (~2031)
~$163K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
-4935225.2%
≈$-667M/mo rent
Times sold
5
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200K2016: Plumbing2018: 5 L&I violations 2018: Inspection failed2021: 2 L&I violations 2021: L&I: 2 failed, 1 passed2022: L&I violation 2022: L&I: 2 failed, 2 passed 2022: Sold $108K2023: Sold $125K 2023: 3 L&I violations 2023: L&I: 3 failed, 2 passed2025: Sold $128K$162K201620222027
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

Bought for $108K in 2022, plumbing permit in 2016, sold for $128K in 2025 (+106%).

  1. 2016 PlumbingPermit
  2. 2018 5 L&I violationsL&IInspection failedL&I visit
  3. 2021 2 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
  4. 2022 L&I violationL&IL&I: 2 failed, 2 passedL&I visit$108KSold
  5. 2023 $125KSold3 L&I violationsL&IL&I: 3 failed, 2 passedL&I visit
  6. 2025 $128KSold

Flags: active rental license · $3K back taxes (2015–2016, $231 of it interest & penalties, lien filed) · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,022 sqft
livable area
Lot
1,073 sqft
Basement
Partial
city code H
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 875 Granite St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$128K
20%
6.875%
$700/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

875 Granite St sits on the 800 block of Granite St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 873 Granite St  ·  877 Granite St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)