House report

654 E Wishart St

3 bd · 1 ba · 2 stories · 1,064 sqft · RSA5 · built 1920

Investor / LLC · assessed $64K (2026) · 2027 OPA assessment $66K · sold 6×. On the 600 block of E Wishart St.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 654 E Wishart St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$893/year

2026 taxable assessment $63,800 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $66,200; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 331026800
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Marked sealed, but licensed as a rental

Why it matters

The assessor's condition code says sealed, while L&I shows an active rental license here. Both can't be current.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

Lead certificate is not optional

Built 1920: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Who's behind it

Oz Fund 2 LLC · corporate / LLC owner

• Owns 31 properties across Philadelphia under this name, assessed at $2.2M combined
• Tax bills mail to 2930 Jasper St St 318, Philadelphia PA, 19134
• Holds an active rental license for this address

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$63,800
2026 billed-year assessment · 2027: $66,200 · built 1920
Price / sq ft
$62
block $62 · in line w/ block
Appreciation
+67%
+5%/yr, city 6.5%
In 5 years (~2031)
~$66K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$893
1.35% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
22.7%
≈$1K/mo rent
Times sold
6
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100KBefore this chart — 2002: Sold $14K 2004: Sold $375K 2004: Sold $375K 2008: Sold $46K 2013: 3 L&I violations 2013: L&I: 4 failed, 2 passed2018: 4 L&I violations 2018: Inspection failed ×22019: L&I: 1 failed, 1 passed2020: Sold $294K2021: Sold $663K$64K201620182020202220242026
This houseBlock median & rangeSaleL&I violationPermitInspection
Highlight

The paper trail

Traded 6×: $14K in 2002 → $663K in 2021 (+4633%).

  1. 2002 $14KSold
  2. 2004 $375KSold$375KSold
  3. 2008 $46KSold
  4. 2013 3 L&I violationsL&IL&I: 4 failed, 2 passedL&I visit
  5. 2018 4 L&I violationsL&IInspection failed ×2L&I visit
  6. 2019 L&I: 1 failed, 1 passedL&I visit
  7. 2020 $294KSold
  8. 2021 $663KSold

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Oz Fund 2 LLC
L&I district
CENTRAL EAST
OPA account
331026800

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

  1. LicenseRental

    License 868765 · Active

    Oz Fund 2, LLC · Expires 2027-05-18

  2. Recorded transfer$663K transfer

    2021

  3. LicenseRental

    License 852433 · Closed

    JDJ Fund D, LLC · Expires 2021-09-28

  4. Recorded transfer$294K transfer

    2020

  5. InvestigationPRECOURT

    Case 655937 · PASSED

  6. InvestigationPRECOURT

    Case 655937 · FAILED

  7. InvestigationHCEU INSP

    Case 655937 · CLOSED

  8. ViolationINTERIOR SURFACES

    Case 655937 · Violation 5037618 · COMPLIED

  9. ViolationEXTERIOR STRUCTURE DOORS

    Case 655937 · Violation 5037617 · COMPLIED

  10. ViolationCARBON MONOXIDE ALARM REQ'D

    Case 655937 · Violation 5037616 · COMPLIED

  11. ViolationSINGLE STATION SMKE ALRM REQ'D

    Case 655937 · Violation 5037615 · COMPLIED

  12. InvestigationHCEU INSP

    Case 405715 · PASSED

  13. InvestigationHCEU INSP

    Case 405720 · PASSED

  14. InvestigationHCEU INSP

    Case 405715 · FAILED

  15. InvestigationHCEU INSP

    Case 405720 · FAILED

  16. ViolationEXT A-CLEAN RUBBISH/GARBAGE

    Case 405715 · Violation 3009741 · COMPLIED

  17. ViolationVACANT PROP STANDARD

    Case 405715 · Violation 3009742 · COMPLIED

  18. ViolationLICENSE-VAC RES BLDG

    Case 405720 · Violation 3009744 · COMPLIED

  19. LicenseRental

    License 441273 · Closed

    DAVID POMEROY · Expires 2020-02-29 · Inactive 2020-04-29

  20. Recorded transfer$46K transfer

    2008

  21. LicenseRental

    License 308277 · Inactive

    GARY CHRISTENSEN (T/A HELP-U-BUY PROPERTIES) · Expires 2006-02-28 · Inactive 2012-12-22

  22. Recorded transfer$375K transfer

    2004

  23. LicenseRental

    License 244288 · Inactive

    NORTHEAST PROD INC · Expires 2004-02-29

  24. Recorded transfer$14K transfer

    2002

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections

A permit is the City’s authorization and review pathway for construction or repair work. No fetched permit is not proof that no work ever happened.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,064 sqft
livable area
Lot
700 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Marked sealed, but licensed as a rental

The assessor's condition code says sealed, while L&I shows an active rental license here. Both can't be current.

Run the numbers

What owning 654 E Wishart St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$66K
20%
6.875%
$1K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

654 E Wishart St sits on the 600 block of E Wishart St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 652 E Wishart St  ·  656 E Wishart St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 7:52 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)