2026 taxable assessment $19,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $124,500; it is not the 2026 billed-year value.
House report
5538 Windsor St
3 bd · 1 ba · 2 stories · 1,062 sqft · RSA5 · built 1925
Owner-occupancy signal · assessed $120K (2026) · 2027 OPA assessment $125K. On the 5500 block of Windsor St.
BlockReport AI · cited public records
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Property summary
Assessment$119,7002026 OPA assessment · 2027: $124,500
Last sale—No sale value available
Est. tax bill$276/year2026 OPA · Homestead-adjusted
Tax delinquency$15KCity snapshot · Jun 2022
Permits8Every fetched City permit
Violations0 open5 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 5140819002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources Record found
$14,972.92 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2005–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$5,354.26 principal$7,705.73 interest$597.70 penalty$1,315.23 other charges
The snapshot’s 2022 context used $54,100 total assessment, $54,100 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $13,724.40 and a lien entry. It is shown as historical context only.
2005$770.25 total · $0.00 principal · $646.14 interest · $53.54 penalty2006$1,633.94 total · $611.31 principal · $841.37 interest · $65.14 penalty2007$607.00 total · $291.63 principal · $240.60 interest · $20.41 penalty2008$1,801.69 total · $930.59 principal · $683.98 interest · $65.14 penalty2009$1,712.92 total · $930.59 principal · $600.23 interest · $65.14 penalty2010$1,624.14 total · $930.59 principal · $516.48 interest · $65.14 penalty2011$929.22 total · $558.06 principal · $259.50 interest · $39.06 penalty2012$1,648.06 total · $1,062.12 principal · $398.30 interest · $74.35 penalty2013$1,601.55 total · $1,100.30 principal · $313.58 interest · $77.02 penalty2014$1,127.13 total · $772.04 principal · $150.55 interest · $54.04 penalty2015$268.50 total · $141.79 principal · $14.88 interest · $9.93 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordPermit on record
Record summaryAlterations permit recorded in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
$13,724 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$119,700
2026 billed-year assessment · 2027: $124,500 · built 1925
Price / sq ft
$117
block $117 · in line w/ block
Assessment change
+117%
+7%/yr since 2016 · 2027 +4% vs 2026
Est. tax bill / yr
$276
0.23% effective
Jun 2022 tax snapshot
$15K
recorded then · verify current
Times sold
0
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$58K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$58K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$58K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$50K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$54K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$54K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$54K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$63K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$63K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$120K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$120K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$125K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2017-10-13ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-04-11AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-07-15Interior Non-Load-Bearing Wall Demo.This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-07-21AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-10-16Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2025-07-29AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2013-10-03LICENSE-VAC RES BLDG (vacant residential building license required)This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation.How the City licenses vacant residential property ↗
- L&I violation · 2013-10-03DRAINAGE-YARD DRAIN REPAIRA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-10-03EXT S-DOOR REPAIR/REPLACEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-10-03VACANT PROP STANDARD (likely: vacant-property enforcement standard)A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.Read Philadelphia Code §9-3905 ↗
- L&I violation · 2023-06-07EXTERIOR AREA SANITATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2023-06-07L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-11-20HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2014-01-02HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19143 medianAssessmentL&I violationPermitInspection
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record14 events · exact dates, newest first
- PermitAlterations
- L&I violationEXTERIOR AREA SANITATION
- InspectionL&I investigation
- PermitAddition and/or Alteration
- PermitAlterations
- PermitInterior Non-Load-Bearing Wall Demo.
- PermitAlteration
- PermitElectrical
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
- L&I violationDRAINAGE-YARD DRAIN REPAIR
- L&I violationEXT S-DOOR REPAIR/REPLACE
- L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
The paper trail
Permit on recordAlterations permit recorded in 2025.
- 2013 4 L&I violationsL&IInspection failed ×2L&I visit
- 2017 ElectricalPermit
- 2018 AlterationPermit
- 2020 Interior Non-Load-Bearing Wall Demo.PermitAlterationsPermitAddition and/or AlterationPermitAddition and/or AlterationPermitAddition and/or AlterationPermit
- 2023 L&I violationL&IInspection failedL&I visit
- 2025 AlterationsPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 16 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAlterations
Permit PP-2025-009664 · Completed
REPLACE 40 GAL GAS WATER HEATER
- ViolationEXTERIOR AREA SANITATION
Case CF-2023-053421 · Violation VI-2023-040107 · Code PM15-302.1 · SVN ISSUED
Resolution: SVN ISSUED
- InvestigationL&I investigation
Case CF-2023-053421 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- PermitAddition and/or Alteration
Permit EP-2020-008856 · Completed
Install a new 120 Volt GFI receptacle and circuit forInstall a new 120 Volt GFI receptacle and circuit for exterior outlet (fish only)
- PermitAddition and/or Alteration
Permit RP-2020-009875 · Expired
Exterior scope of work - Egress into the home: Install new PT deck railing and stair assembly. All surfaces are to be screwed into place, all railing surfaces and edges are to be sanded smooth. Remove fencing and regrade yard to ensure retaining wall will not be above 3’ in height. Install new 4” thick 3500# concrete and dry stack retaining wall on 4” of 2 b stone. Install 4” corrugated piping prewrapped in filter cloth and 2 b stone to backfill behind the retaining wall. Install a new fence post and attach existing fencing as shared in drawings. Install new WR- GFI dedicated outlet in new in-use cover and Handicare 1000 exterior rated stairlift.
- PermitAddition and/or Alteration
Permit EP-2020-004912 · Expired
Installation of 2 lights on 2 separate switches on Arc-fault circuit. Install 1 GFCI circuit in bathroom. As per NEC 2014
- PermitAlterations
Permit PP-2020-005410 · Completed
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- PermitInterior Non-Load-Bearing Wall Demo.
Permit GM-2020-005083 · Completed
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- PermitAlteration
Permit 866603 · COMPLETED
ROOF REPLACEMENT-INSTALL WHITE GRANULATED RUBBER ROOF
- PermitElectrical
Permit 823885 · COMPLETED
100AMP SERVICE AND REPLACE SWITCHES AND REPALCE 10 RECEPTACLES PER 2008 NEC (SFD)
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 405466 · CLOSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 405466 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationLICENSE-VAC RES BLDG (vacant residential building license required)
Case 405466 · Violation 3013441 · Code PM-102.4/2 · COMPLIED
This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationDRAINAGE-YARD DRAIN REPAIR
Case 405466 · Violation 3013442 · Code PM-302.4/8 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXT S-DOOR REPAIR/REPLACE
Case 405466 · Violation 3013443 · Code PM-304.8/17 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
Case 405466 · Violation 3013444 · Code PM-306.0/1 · COMPLIED
A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.
What this record suggests
The City file documents 8 permits touching bathroom work, electrical work, plumbing, roof work. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: $15K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $14K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,062 sqft
livable area
Lot
1,146 sqft
Basement
Partial, semi-finished
city code F
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 5538 Windsor St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
5538 Windsor St sits on the 5500 block of Windsor St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5536 Windsor St · 5540 Windsor St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 2:39 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)