House report

548 N 63rd St

4 bd · 1 ba · 2 stories · 1,650 sqft · RM1 · built 1920

Owner-occupied · assessed $160K. On the 500 block of N 63rd St.

Street view of 548 N 63rd St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $861/yr reflects a 10-year abatement. It jumps to about $2,234/yr by 2026 — $1,373/yr more. Price the full bill, not the current one.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.

$438 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$160K
built 1920
Price / sq ft
$97
block $94 · in line w/ block
Appreciation
+98%
+6%/yr, city 6.5%
In 5 years (~2031)
~$160K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$861
0.54% effective, abated
Gross yield
-5012531.3%
≈$-667M/mo rent
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250K$160K201620222027
This houseBlock median & range

Flags: tax-abated — the bill lags real value · $438 back taxes. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $861/yr under a 10-year tax abatement. By 2026 the bill reaches its full ~$2,234/yr — a step up of $1,373/yr. Drag the slider.

2016: ~$861/yr2017: ~$861/yr2018: ~$861/yr2019: ~$861/yr2020: ~$861/yr2021: ~$861/yr2022: ~$861/yr2023: ~$861/yr2024: ~$861/yr2025: ~$861/yr2026: ~$861/yr2027: ~$861/yr201620262027
2027~$861/yrfrom the record

now: ($159,600 assessed − $98,091 abated) × 1.3998% ≈ $861/yr 2026: $159,600 assessed × 1.3998% ≈ $2,234/yr Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
1
Stories
2
Interior
1,650 sqft
livable area
Lot
1,810 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 548 N 63rd St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$160K
20%
6.875%
$700/mo

When this house last sold (1982) a 30-year mortgage ran about 16.04% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

548 N 63rd St sits on the 500 block of N 63rd St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 546 N 63rd St  ·  550 N 63rd St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)