2026 taxable assessment $111,800 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $129,200; it is not the 2026 billed-year value.
House report
5440 Windsor St
3 bd · 1 ba · 1 story · 1,200 sqft · RSA5 · built 1925
Investor / LLC · assessed $112K (2026) · 2027 OPA assessment $129K · sold 3×. On the 5400 block of Windsor St.
Property summary
Assessment$111,8002026 OPA assessment · 2027: $129,200
Last sale$78KRecorded 2023
Est. tax bill$1,565/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits4Every fetched City permit
Violations9 open25 historical across 7 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 5140791002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $78K in 2023, addition and/or alteration permit in 2023, sold for $78K in 2023 (+232%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- U S Bank National Association Tr & Rmtp Trust Series 2019-C
- Tax mailing address
- 8950 CYPRESS WATERS, COPPELL TX, 75019
- L&I district
- SOUTH
- Building ID (BIN)
- —
- OPA account
- 514079100
Permits4Every dated permit
Violation cases725 violation records · 2 open
Investigations2419 failed · 2 passed · 2 closed
Building certifications0No match
Business licenses0No match
Appeals0No match
PermitsPermit number, issued date, work and City status4
PlumbingPermit 299726
Sep 3, 2010 COMPLETED Completed Sep 7, 2010
FULL WATER SERVICE PA320102450745
PlumbingPermit 648014
Oct 27, 2015 COMPLETED Completed Jan 8, 2016
REPLACE WATER HEATER
Addition and/or AlterationPermit RP-2023-002197
May 31, 2023 Expired Completed Apr 18, 2023
**MAKE SAFE PERMIT** FOR REPAIRS TO INCLUDE RECONSTRUCTION AT THE REAR OF THE TWO (2) STORY STRUCTURE TO COMPLY WITH VIOLATION CASE # 688664. NOT TO EXCEED SCOPE OF WORK NOTED IN ENGINEER'S REPORT AND SHOWN ON APPROVED PLANS. SEPARATE PERMITS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE # 688664. IN ACCORDANCE WITH CODE BULLETIN PM-1801, A PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION. MAKE SAFE PERMIT ONLY.
Make Safe Permit For RPPermit RP-2025-009673
Oct 23, 2025 Issued
IN ACCORDANCE WITH CODE BULLETIN PM-1801, A PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION. MAKE SAFE PERMIT - FOR THE REPAIR OF EXTERIOR WALL, 2ND FLOOR BAY AND FLOOR JOIST AS PER PLAN AND ENGINEER’S REPORT TO RESOLVE CASE CF-2024-005042. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6’ IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE CF-2024-005042 .
Violation cases25 individual violation records; resolved history remains visible7
Case 683897CLOSED
UNSAFE · Opened May 8, 2019 · completed Oct 19, 2019
- EXTERIOR STRUCT UNSAFE COND 7Violation 5030049May 8, 2019 CLOSEDCASE
- ARCHITECT/ENGINEER SERVICESViolation 5030047May 8, 2019 CLOSEDCASE
- UNSAFE STRUCTUREViolation 5030048May 8, 2019 CLOSEDCASE
Case 688664COMPLIED, BALANCE DUE
NOTICE OF VIOLATION · Opened Jun 4, 2019
- EXTERIOR STRUCT UNSAFE COND 7Violation 211964204Jun 4, 2019 CLOSED
- ARCHITECT/ENGINEER SERVICESViolation 211964201Jun 4, 2019 CLOSED
- EXTERIOR STRUCT UNSAFE COND 6Violation 211964202Jun 4, 2019 CLOSED
- UNSAFE STRUCTUREViolation 211964203Jun 4, 2019 CLOSED
Case 707691CLOSED
NOTICE OF VIOLATION · Opened Sep 20, 2019 · completed Jul 13, 2020
- EXTERIOR AREA WEEDSViolation 211971585Sep 19, 2019 COMPLIED
- EXTERIOR AREA SANITATIONViolation 211971586Sep 19, 2019 COMPLIED
- RUBBISH AND GARBAGEViolation 211971587Sep 19, 2019 COMPLIED
Case CF-2020-001338IN VIOLATION
NOTICE OF VIOLATION · Opened Mar 19, 2020
- EXTERIOR AREA SANITATIONViolation VI-2020-000413Mar 19, 2020 COMPLIED
- VACANT STRUCTURE LICENSEViolation VI-2020-000412Mar 19, 2020 SVN ISSUED
Case CF-2021-027302CLOSED
NOTICE OF VIOLATION · Opened Apr 13, 2021 · completed May 16, 2025
- VACANT STRUCTURE & LANDViolation VI-2021-020521Apr 13, 2021 CLOSED
- VACANT STRUCTURE LICENSEViolation VI-2021-020519Apr 13, 2021 CLOSED
- VACANT & OPENViolation VI-2021-020523Apr 13, 2021 CLOSED
- EXTERIOR AREA SANITATIONViolation VI-2021-020522Apr 13, 2021 CLOSED
Case CF-2022-053716CLOSED
NOTICE OF VIOLATION · Opened Jun 6, 2022 · completed Mar 29, 2023
- RUBBISH & GARBAGEViolation VI-2022-039359Jun 4, 2022 COMPLIED
- VACANT STRUCTURE & LANDViolation VI-2022-039358Jun 4, 2022 COMPLIED
Case CF-2024-005042IN VIOLATION
NOTICE OF VIOLATION · Opened Jan 22, 2024
- ID STRUCTUREViolation VI-2024-003989Jan 22, 2024 OPEN
- ARCHITECT/ENGINEER SERVICESViolation VI-2024-003990Jan 22, 2024 OPEN
- FOUNDATION DEFICIENCIESViolation VI-2024-003991Jan 22, 2024 OPEN
- EXTERIOR WALLSViolation VI-2024-003992Jan 22, 2024 OPEN
- EXTERIOR WALLSViolation VI-2024-003993Jan 22, 2024 OPEN
- EXTERIOR WALLSViolation VI-2024-003994Jan 22, 2024 OPEN
- INTERIOR LOAD EXCEEDEDViolation VI-2024-003995Jan 22, 2024 OPEN
InvestigationsEvery inspector visit, including CLOSED outcomes24
CSUINITIALCase 48231
Jan 5, 2006 CLOSED
CSUINITIALCase 683897
May 8, 2019 FAILED
CSUINITIALCase 688664
Jun 4, 2019 FAILED
CSUINITIALCase 688664
Aug 9, 2019 FAILED
HCEU INSPCase 707691
Sep 19, 2019 FAILED
CSUINITIALCase 688664
Sep 26, 2019 FAILED
HCEU INSPCase 707691
Oct 10, 2019 FAILED
CSUINITIALCase 683897
Oct 19, 2019 NONE
HCEU INSPCase 707691
Nov 18, 2019 CLOSED
L&I investigationCase CF-2020-001338
Mar 19, 2020 FAILED
L&I investigationCase CF-2020-001338
Apr 27, 2020 FAILED
L&I investigationCase CF-2020-001338
Jun 8, 2020 FAILED
L&I investigationCase 707691
Jul 13, 2020 PASSED
L&I investigationCase CF-2020-001338
Jul 13, 2020 FAILED
L&I investigationCase CF-2021-027302
Apr 13, 2021 FAILED
L&I investigationCase CF-2021-027302
Jun 28, 2021 FAILED
L&I investigationCase 688664
Jul 29, 2021 FAILED
L&I investigationCase CF-2022-053716
Jun 6, 2022 FAILED
L&I investigationCase 688664
Feb 2, 2023 FAILED
L&I investigationCase CF-2022-053716
Mar 23, 2023 FAILED
L&I investigationCase 688664
Jun 7, 2023 FAILED
L&I investigationCase CF-2024-005042
Jan 22, 2024 FAILED
L&I investigationCase 688664
Jan 24, 2024 PASSED
L&I investigationCase CF-2024-005042
Dec 6, 2024 FAILED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained0
No business licenses matched this parcel in the fetched City dataset.
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 resolve before relying
1 verify
Resolve before relyingA permit row needs file-level verification2 permits not marked completed: RP-2023-002197 (Expired), RP-2025-009673 (Issued). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Resolve before relying9 open L&I violations25 violation rows are retained in the City ledger.
Why it mattersOpen notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.
Verify nextRead the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition19 failed, 2 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Dec 6, 2024.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: 9 open L&I violations · failed L&I inspection activity in 2021, 2022, 2023, 2024
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Post-purchase work pattern
A recorded purchase followed by 2 permit events matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2023 · permit activity in 2023, 2025
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
9 open violations: the clock matters
Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
U S Bank National Association Tr & Rmtp Trust Series 2019-C · corporate / LLC owner
• Owns 40 properties across Philadelphia under this name, assessed at $8.3M combined
• Tax bills mail to 8950 Cypress Waters, Coppell TX, 75019 — outside Philadelphia
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$111,800
2026 billed-year assessment · 2027: $129,200 · built 1925
Price / sq ft
$108
block $108 · in line w/ block
Appreciation
+100%
+7%/yr, city 6.5%
In 5 years (~2031)
~$130K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,565
1.21% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.7%
≈$936/mo rent
Times sold
3
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
Renovated & sold onBought for $78K in 2023, addition and/or alteration permit in 2023, sold for $78K in 2023 (+232%).
- 2015 PlumbingPermit
- 2020 2 L&I violationsL&I
- 2021 4 L&I violationsL&IInspection failed ×3L&I visit
- 2022 2 L&I violationsL&IInspection failedL&I visit
- 2023 $78KSoldAddition and/or AlterationPermitInspection failed ×3L&I visit
- 2024 7 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
- 2025 Make Safe Permit For RPPermit
Flags: 9 open L&I violations. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
1
Interior
1,200 sqft
livable area
Lot
948 sqft
Basement
Partial, semi-finished
city code F
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 5440 Windsor St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
5440 Windsor St sits on the 5400 block of Windsor St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5438 Windsor St · 5442 Windsor St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:42 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)