Public Records
Edition
Philadelphia4400 block of Lancaster AveRecords pulled July 9, 2026

House report

4432 Lancaster Ave

3 stories · 3,540 sqft · CMX2 · built 2022

Absentee individual · assessed $708K · sold 1×. On the 4400 block of Lancaster Ave.

Street view of 4432 Lancaster Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,982/yr reflects a 10-year abatement. It steps up every year and reaches about $9,911/yr in 2035 — $7,929/yr more. Price the full bill, not the current one.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$708K
built 2022
Price / sq ft
$200
block $89 · above block
Appreciation
+3812%
+108%/yr, city 6.5%
In 5 years (~2031)
~$747K
+108%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
1
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2019: Land $29K2020: New construction, addition, GFA change 2020: New Construction 2020: Addition and/or Alterations 2020: New Construction2021: New Construction 2021: New Construction or Additions 2021: New Construction or Additions2024: 4 L&I violations$708K201620222027
This houseBlock median & rangeLand buyL&I violationPermit
The paper trail

Bought for $29K in 2019, built new under a 2020 permit (tax-abated).

  1. 2019 $29KLand buy
  2. 2020 New construction, addition, GFA changePermitNew ConstructionPermitAddition and/or AlterationsPermitNew ConstructionPermit
  3. 2021 New ConstructionPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermit
  4. 2024 4 L&I violationsL&I

Flags: tax-abated — the bill lags real value · active rental license. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,982/yr under a 10-year tax abatement that steps down every year. In 2035 the bill reaches its full ~$9,911/yr — a step up of $7,929/yr, 8 assessment years out. Drag the slider.

2022: ~$253/yr2023: ~$900/yr2024: ~$900/yr2025: ~$1,982/yr2026: ~$1,982/yr2027: ~$1,982/yr2028: ~$2,973/yr (projected)2029: ~$3,964/yr (projected)2030: ~$4,955/yr (projected)2031: ~$5,947/yr (projected)2032: ~$6,938/yr (projected)2033: ~$7,929/yr (projected)2034: ~$8,920/yr (projected)2035: ~$9,911/yr (projected)2036: ~$9,911/yr (projected)202220352036
2027~$1,982/yrfrom the record

now: ($708,000 assessed − $566,408 abated) × 1.3998% ≈ $1,982/yr 2035: $708,000 assessed × 1.3998% ≈ $9,911/yr The abated slice shrinks ~10% a year (post-2022 program, started 2025) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
3,540 sqft
livable area
Lot
1,608 sqft
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
C
assessor's grade
Zoning
CMX2
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 4432 Lancaster Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$708K
20%
6.875%
$5K/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 4430 Lancaster Ave  ·  4434 Lancaster Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)