2026 taxable assessment $380,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $1,332,000; it is not the 2026 billed-year value.
Commercial property report
423-25 E Girard Ave
2 stories · 2,415 sqft · CMX2 · built 1950
Bank · 423 E Girard LLC · assessed $380K (2026) · 2027 OPA assessment $1.3M. On the 400 block of E Girard Ave.
BlockReport AI · cited public records
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Property summary
Assessment$380,0002026 OPA assessment · 2027: $1,332,000
Last sale$341KRecorded 2024
Est. tax bill$5,319/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits13Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8829634602026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summarynew construction appears in a 2008 permit.
View supporting records →Assessment and sale price disagree hard
Record summaryAssessed at $1.3M, but it traded for $341,250 in 2024 — a 3.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →The property record, over time
Every dated deed, permit, inspection, license, violation, certification, and appeal is placed on the City’s annual assessment line. Select a point to read what happened; the line is an assessment history—not a sale-price chart or appraisal. OPA has also published a 2027 assessment of $1,332,000; it is not yet the billed-year tax basis.
Assessment history · all dated City records marked on the line
- OPA assessment · 2016$707K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$707K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$787K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$345K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$1.3M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2008-01-03UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-03-06Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2008-06-25ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-10-30MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2011-05-05PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-11-23PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-08-03ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-08-28New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-10-29Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2019-12-13ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-01-09Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Property assessmentAssessmentPermit
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Every dated record11 events · exact dates, newest first
- PermitAddition and/or Alteration
- PermitElectrical
- PermitMajor alteration
- PermitNew Construction
- PermitElectrical
- PermitPlumbing
- PermitPlumbing
- PermitMechanical
- PermitElectrical
- PermitMajor alteration
- PermitUse
Commercial propertyProperty report
This is a bank, recorded under the city's commercial category. The homeowner tools (rent estimate, homestead playbook) don't apply, so they're hidden. The full record and owner trail are below.
What it is
Bank
Bank/Off 2 Sty Masonry
Owner
423 E Girard LLC
OPA tax treatment
Assessed $380K
Taxable assessment on the roll
$ / sq ft
$552
above the $130 median for 12,035 commercial parcels citywide
Corridor
East Girard
city commercial corridor
Assessed value
$380,000
2026 OPA · 2027: $1,332,000
Interior area
2,415 sqft
Lot size
1,410 sqft
Stories
2
Built
1950
Zoning
CMX2
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 13 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAddition and/or Alteration
Permit 1025018 · Expired
FOR THE CONSTRUCTION OF AN ACCESSIBLE RAMP AT THE FRONT ENTRY DOOR OF AN EXISTING BUILDING PER APPROVED PLANS.
- PermitElectrical
Permit 1026835 · COMPLETED
ADD NEW OUTLETS FED FROM EXISTING DEVICES-INSTALL ROUGH IN LOCATIONS FOR TELE/DATA-RELOCATE 2 EXISTING FIRE ALARM DEVICES. AS PER THE 2017 NEC.(EAST DIST.)
- PermitMajor alteration
Permit 1012990 · COMPLETED
INTERIOR RENOVATIONS AS PER APPROVED PLANS
- PermitNew Construction
Permit 904381 · Expired
PRICE ADJUSTMENT FROM AP#891359: REPLACEMENT IN KIND- 20- LOW VOLTAGE CCTV CAMERAS... PER 2008 NEC (BANK)
- PermitElectrical
Permit 891359 · COMPLETED
REPLACEMENT IN KIND- 20- LOW VOLTAGE CCTV CAMERAS... PER 2008 NEC (BANK)
- PermitPlumbing
Permit 653795 · COMPLETED
REPLACE STORM/SANITARY HOUSE TRAP, FAI & MAIN DRAIN - PA1# 2015-3260181 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitPlumbing
Permit 339320 · COMPLETED
FULL WATER SERVICE
- PermitMechanical
Permit 178782 · COMPLETED
REPLACE EXISTING ROOF TOP A/C & HEAT UNIT WITH A NEW UNIT REUSE EXISTING DUCTWORK AND GRILLS ADD NEW CONTROLS AND SMOKE DETECTORS FOR BANK
- PermitMechanical
Permit 164649 · COMPLETED
HVAC INCLUDING DUCTWORK ON 1ST AND 2ND FLOOR WITHIN EXISTING BANK.
- PermitElectrical
Permit 156375 · COMPLETED
9 LIGHT FIXTURES, 3 RECEPTS, PHONE WIRING, SECURITY WIRING ON FRONT DOOR, HVAC POWER WIRING, 100AMP SINGLE PHASE PANEL AS PER 2005 NEC (EAST DISTRICT)
- PermitMajor alteration
Permit 132569 · COMPLETED
PREVIOUS PERMIT AP #124319 / EXTERIOR WORK INFILL 2 WINDOWS W/MASONARY REPLACE STOREFRONT AND 2 WINDOWS ON 2ND FL. W/ALUMINUM GLASS MASONRY REPAIR AS PER PLANS
- PermitMajor alteration
Permit 124319 · COMPLETED
ADDING ATM
- PermitUse
Permit 124252 · COMPLETED
ADDING ATM PER PLANS
What this record suggests
The City file documents 13 permits touching electrical work, plumbing, roof work, windows. 11 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Unavailable when this report assembled: certifications. Unavailable does not mean no record.
Who's behind it
423 E Girard LLC · corporate / LLC owner
• Tax bills mail to 1328 Gabriel Lane, Warminster PA, 18974 — outside Philadelphia
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Assessment and sale price disagree hard
Assessed at $1.3M, but it traded for $341,250 in 2024 — a 3.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Block context
423-25 E Girard Ave sits on the 400 block of E Girard Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 419 E Girard Ave · 427 E Girard Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 8:18 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: unavailable. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)