2026 taxable assessment $276,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $350,800; it is not the 2026 billed-year value.
Multi-family report
4106 W Girard Ave
3 stories · 3,420 sqft · RM1 · built 1915
Investor / LLC · assessed $276K (2026) · 2027 OPA assessment $351K · 5 licensed units · sold 2×. On the 4100 block of W Girard Ave.
Property summary
Assessment$276,1002026 OPA assessment · 2027: $350,800
Last sale$325KRecorded 2023
Est. tax bill$3,865/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits1Every fetched City permit
Violations0 open5 historical across 3 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8818196002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $143K in 2018, electrical permit in 2018, sold for $325K in 2023 (+127%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- St Mary Sweet Home LLC
- Tax mailing address
- 350 ROBIN LN, COLLEGEVILLE PA, 19426
- L&I district
- CENTRAL WEST
- Building ID (BIN)
- —
- OPA account
- 881819600
Permits1Every dated permit
Violation cases35 violation records · 0 open
Investigations2514 failed · 7 passed · 4 closed
Building certifications0No match
Business licenses31 active
Appeals0No match
PermitsPermit number, issued date, work and City status1
ElectricalPermit 908382
Sep 6, 2018 COMPLETED
REPLACE DAMAGED 1ST FLOOR 60AMP PANEI WITH NEW 100AMP PANEL/REPLACE DAMAGED/4 CIRCUIT HOUSE PANEL/ CHECK (5) 500WATT-(10) 1000WATT ELECTRIC BASEBOARD HEATERS FOR PORPER FUNCTION/REPAIR AS PER 2008 NEC (WEST DISTRICT)
Violation cases5 individual violation records; resolved history remains visible3
Case 403378CLOSED
STANDARD · Opened Sep 22, 2013 · completed Feb 25, 2017
- ELEC-CABLES/WIRES LOOSE-RESViolation 3100458Sep 18, 2013 COMPLIED
Case 493882CLOSED
STANDARD · Opened Jul 27, 2015 · completed Nov 30, 2015
- EXT A-CLEAN WEEDS/PLANTSViolation 3766078Jul 27, 2015 COMPLIED
- EXT A-CLEAN RUBBISH/GARBAGEViolation 3766077Jul 27, 2015 COMPLIED
- EXT-TREES PRUNE/REMOVEViolation 3766079Jul 27, 2015 COMPLIED
Case 610975CLOSED
STANDARD · Opened Nov 6, 2017 · completed Jan 11, 2018
- FA-REPAIR SYSTEMViolation 4499436Nov 3, 2017 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes25
HCEU INSPCase 83287
Sep 12, 2006 FAILED
HCEU INSPCase 86641
Oct 24, 2006 FAILED
HCEU INSPCase 86641
Nov 1, 2006 FAILED
HCEU INSPCase 86641
Nov 2, 2006 FAILED
HCEU INSPCase 86641
Nov 3, 2006 PASSED
EP_ELECCase 89262
Nov 8, 2006 FAILED
PRECOURTCase 86641
Dec 20, 2006 PASSED
HCEU INSPCase 83287
Dec 20, 2006 PASSED
EP_ELECCase 89262
Jan 18, 2007 PASSED
EP_ELECCase 89262
Jan 25, 2007 FAILED
EP_ELECCase 89262
Jun 12, 2007 FAILED
EP_ELECCase 89262
Jul 24, 2007 FAILED
EP_ELECCase 89262
Dec 18, 2008 PASSED
HCEU INSPCase 403378
Sep 18, 2013 FAILED
HCEU INSPCase 403378
Oct 23, 2013 FAILED
HCEU INSPCase 403378
Dec 2, 2013 CLOSED
PRECOURTCase 403378
Feb 28, 2014 FAILED
PRECOURTCase 403378
Mar 14, 2014 CLOSED
HCEU INSPCase 493882
Jul 27, 2015 FAILED
HCEU INSPCase 493882
Oct 2, 2015 FAILED
HCEU INSPCase 493882
Nov 9, 2015 CLOSED
HCEU INSPCase 493882
Nov 10, 2015 CLOSED
HCEU INSPCase 422189
Feb 24, 2017 PASSED
HCEU INSPCase 610975
Nov 3, 2017 FAILED
HCEU INSPCase 610975
Jan 10, 2018 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained3
RentalLicense 255695
BUDGET HOMES INC
Revenue code 3202 · First issued Sep 15, 2004 Inactive Expiration Feb 28, 2018 Inactive Apr 29, 2018
RentalLicense 788532
RICHARD B MOORE (CASA DI MILANO LLC)
Revenue code 3202 · First issued Sep 10, 2018 Closed Expiration Sep 9, 2023
RentalLicense 932537
ST MARY SWEET HOME LLC
Revenue code 3202 · First issued Sep 6, 2023 Active Expiration Sep 5, 2026
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
5 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileThe record identifies more than one dwelling/use.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyA rental license does not transfer with the deed1 active Rental License record matched.
Why it mattersIf dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.
Verify nextPlan the buyer’s replacement license before settlement.
Open the controlling City guidance ↗VerifyTax mail goes outside Philadelphia; owner residence still needs verificationOPA mails the property tax record outside Philadelphia (350 ROBIN LN, COLLEGEVILLE PA, 19426).
Why it mattersA tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.
Verify nextVerify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.
Open the controlling City guidance ↗VerifyLead compliance is a separate recordOPA records a 1915 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.
Why it mattersPhiladelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.
Verify nextRequest the current lead certificate or City exemption for every dwelling unit.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition14 failed, 7 passed, and 4 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 10, 2018.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 5 historical violations across 3 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Assessment/permit mismatch
The assessment jumped 59% in 2023, but no matching permit appears in the property timeline.
Evidence: assessment moved from $157,600 to $251,000 · no permit shown in 2022-2024
Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you’re the landlord
Lead certificate is not optional
Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
St Mary Sweet Home LLC · corporate / LLC owner
• Owns 2 properties across Philadelphia under this name, assessed at $639K combined
• Tax bills mail to 350 Robin Ln, Collegeville PA, 19426 — outside Philadelphia
• Holds an active rental license for this address
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$276,100
2026 billed-year assessment · 2027: $350,800 · built 1915
Price / sq ft
$103
block $110 · below block
Appreciation
+5%
+1%/yr, city 6.5%
In 5 years (~2031)
~$351K
+1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,865
1.1% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.3%
≈$1K/mo rent
Times sold
2
licensed rental
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
Renovated & sold onBought for $143K in 2018, electrical permit in 2018, sold for $325K in 2023 (+127%).
- 2013 L&I violationL&I
- 2014 Inspection failedL&I visit
- 2015 3 L&I violationsL&IInspection failed ×2L&I visit
- 2017 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
- 2018 $143KSoldInspection passedL&I visitElectricalPermit
- 2023 $325KSold
Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
3,420 sqft
livable area
Lot
2,107 sqft
Exterior condition
Below average
city code 5
Above averageBelow average
Interior condition
Below average
city code 5
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 4106 W Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 5 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $3,500/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
4106 W Girard Ave sits on the 4100 block of W Girard Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 4104 W Girard Ave · 4108 W Girard Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:01 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)