2026 taxable assessment $430,967 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $442,800; it is not the 2026 billed-year value.
Mixed-use report
403 E Girard Ave
3 stories · 3,209 sqft · CMX2 · built 1900
Entity-held · assessed $520K (2026) · 2027 OPA assessment $443K · 2 licensed units · sold 1×. On the 400 block of E Girard Ave.
BlockReport AI · cited public records
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Property summary
Assessment$520,2002026 OPA assessment · 2027: $442,800
Last sale$726KRecorded 2023
Est. tax bill$6,033/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Every fetched City permit
Violations3 open7 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8710002382026 OPA taxes $430,967 of $520,200 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summarynew construction appears in a 2023 permit, followed by a recorded transfer of $726K in 2023.
View supporting records →"Built 1900" is usually a placeholder
Record summaryPhiladelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1900: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
3 open violations: the clock matters
Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.
If you’re the landlord
Lead certificate is not optional
Built 1900: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
401 E Girard Ave LLC · corporate / LLC owner
• Owns 2 properties across Philadelphia under this name, assessed at $941K combined
• Tax bills mail to 1124 Indian Creek Rd, Wynnewood PA, 19096 — outside Philadelphia
• Holds an active rental license for this address
Assessment and tax history
Every fetched annual City assessment for this building, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$520,200
2026 billed-year assessment · 2027: $442,800 · built 1900
Price / sq ft
$138
block $223 · below block
Assessment change
-15%
-8%/yr since 2025 · 2027 -15% vs 2026
Est. tax bill / yr
$6,033
1.16% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
1
licensed rental
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2025$520K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$520K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$443K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2023Deed / sale $726KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2023-02-06Interior Non-Load-Bearing Wall Demo.This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-09-06Change of UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-10-31Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-10-31AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-10-31Addition and/or AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-08-02New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Inspection · 2024-08-02L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Permit · 2025-04-21AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2020-12-11EXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-12-11VACANT PROPERTIES- GENERALA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-12-11VACANT STRUCTURE LICENSEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-08-11EXTERIOR STRUCTURE IDENTIFICATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-08-11VACANT STRUCTURE & LANDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-08-11VACANT PROPERTIESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-08-11DOOR AND WINDOW VACANTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2020-12-14L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-07-27L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2023-08-14L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2026-03-03RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19125 medianAssessmentDeed / saleL&I violationPermitInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record20 events · exact dates, newest first
- LicenseRental
- PermitAlterations
- PermitNew Construction
- InspectionL&I investigation
- PermitAddition and/or Alteration
- PermitAlterations
- PermitAddition and/or Alterations
- PermitChange of Use
- InspectionL&I investigation
- L&I violationEXTERIOR STRUCTURE IDENTIFICATION
- L&I violationVACANT STRUCTURE & LAND
- L&I violationVACANT PROPERTIES
- L&I violationDOOR AND WINDOW VACANT
- PermitInterior Non-Load-Bearing Wall Demo.
- Deed / saleDeed / sale $726K
- InspectionL&I investigation
- InspectionL&I investigation
- L&I violationEXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMES
- L&I violationVACANT PROPERTIES- GENERAL
- L&I violationVACANT STRUCTURE LICENSE
The paper trail
New constructionnew construction appears in a 2023 permit, followed by a recorded transfer of $726K in 2023.
- 2023 $726KTransferInterior Non-Load-Bearing Wall Demo.Permit4 L&I violationsL&IInspection failedL&I visitChange of UsePermitAddition and/or AlterationPermitAlterationsPermitAddition and/or AlterationPermitAddition and/or AlterationsPermit
- 2024 Inspection passedL&I visitNew ConstructionPermit
- 2025 AlterationsPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 20 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- LicenseRental
License 1000803 · Active
401 E Girard LLC · Expires 2027-03-02
- PermitAlterations
Permit PP-2025-005219 · Completed
Replace 1" water service, curb to foundation wall.
- PermitNew Construction
Permit FP-2024-001000 · Completed
INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13 THROUGHOUT THE BUILDING TO INCLUDE 2" MAIN FIRE SERVICE LINE WITH A 4" AMES COLT 200 BACKFLOW PREVENTION ASSEMBLY AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA. *** UNITY OF USE WITH 401 E GIRARD AVE: SEE FP-2024-001611 FOR ADJACENT FIRE SUPPRESSION SYSTEM **
- InvestigationL&I investigation
Case CF-2023-081282 · PASSED
The cited inspection visit was marked passed.
- PermitAlterations
Permit PP-2023-014381 · Completed
INSTALL 3 WATER CLOSETS, 3 LAVATORIES, 3 SHOWER/TUBS, 2 WASHING MACHINE BOXES, 3 HUB DRAINS, 1 FLOOR DRAIN, 2 KITCHEN SINKS, 1 BACKWATER VALVE, 1 BACKFLOW PREVENTER, 2 HOT WATER HEATERS AND 1 AREA DRAIN.
- PermitAddition and/or Alteration
Permit EP-2023-010074 · Completed
Install 300 amp service, and grounding. Install (2) 125 amp panels, (1) 100 amp panel for commercial space, and (1) 60 amp house panel. Install lighting, receptacles, smoke/CO alarms as per 2017 NEC. Install fire alarm as per 2016 NFPA 72.
- PermitAddition and/or Alterations
Permit MP-2023-004602 · Completed
Mechanical / Fuel Gas Permit for combo CP-2023-004727
- PermitAddition and/or Alteration
Permit CP-2023-004727 · Completed
LEVEL III ALTERATIONS WITH COMPLETE CHANGE OF OCCUPANCY TO CREATE A SHELL COMMERCIAL SPACE (USE REGISTRATION & FIT-OUT PERMITS REQUIRED PRIOR TO OCCUPANCY) IN THE FIRST FLOOR AND BASEMENT AND TWO (2) DWELLING UNITS ABOVE IN AN EXISTING TWO (2) STORY BUILDING AS PER APPROVED PLANS. UNITY OF USE WITH 401 E GIRARD AVE FOR COMMERCIAL SPACE EXTENSION ACROSS PROPERTY LINES (SEE CP-2023-004725) BUILDING TO BE FULLY SPRINKLERED PER NFPA 13. *2018 IEBC REVIEW* **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK**
- PermitChange of Use
Permit ZP-2023-008987 · Issued
Residential - Household Living - Two-Family; Vacant
- InvestigationL&I investigation
Case CF-2023-081282 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationEXTERIOR STRUCTURE IDENTIFICATION
Case CF-2023-081282 · Violation VI-2023-059982 · Code PM15-304.3 · COMPLIED
Resolution: COMPLIED - PERMIT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT STRUCTURE & LAND
Case CF-2023-081282 · Violation VI-2023-059979 · Code PM15-301 · COMPLIED
Resolution: COMPLIED - PERMIT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT PROPERTIES
Case CF-2023-081282 · Violation VI-2023-059980 · Code PM15-901.1 · COMPLIED
Resolution: COMPLIED - PERMIT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationDOOR AND WINDOW VACANT
Case CF-2023-081282 · Violation VI-2023-059981 · Code PM15-304.19V · COMPLIED
Resolution: COMPLIED - PERMIT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitInterior Non-Load-Bearing Wall Demo.
Permit GM-2023-001007 · Completed
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- Recorded transfer$726K transfer
2023
- InvestigationL&I investigation
Case CF-2020-087109 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationEXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMES
Case CF-2020-087109 · Violation VI-2020-052680 · Code PM15-304.13 · OPEN
- ViolationVACANT PROPERTIES- GENERAL
Case CF-2020-087109 · Violation VI-2020-052678 · Code PM15-901.1 · OPEN
- ViolationVACANT STRUCTURE LICENSE
Case CF-2020-087109 · Violation VI-2020-052679 · Code 9-3905 · OPEN
What this record suggests
The City file documents 8 permits touching kitchen work, electrical work, plumbing. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Unavailable when this report assembled: certifications. Unavailable does not mean no record.
Flags: active rental license · 3 open L&I violations. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
3,209 sqft
livable area
Lot
1,294 sqft
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
2
assessor's grade
Zoning
CMX2
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
"Built 1900" is usually a placeholder
Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.
Run the numbers
What owning 403 E Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
403 E Girard Ave sits on the 400 block of E Girard Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 401 E Girard Ave · 405 E Girard Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 8:18 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: unavailable. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)