House report

40 W Sharpnack St

3 bd · 2 ba · 2 stories · 1,344 sqft · RSA5 · built 1920

Owner-occupied · assessed $160K (2026) · 2027 OPA assessment $187K · sold 2×. On the 0 block of W Sharpnack St.

Street view of 40 W Sharpnack St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,235/year

2026 taxable assessment $159,700 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $186,500; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 223033600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records a balance and a lien entry. It is shown as historical context only.

2011$0.07 total · $0.00 principal · $0.02 interest · $0.00 penalty2013$0.01 total · $0.00 principal · $0.01 interest · $0.01 penalty2015$688.88 total · $440.56 principal · $62.50 interest · $48.17 penalty2016$24.21 total · $22.28 principal · $0.34 interest · $0.22 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $360K in 2026, alterations permit in 2025, sold for $360K in 2026 (+1794%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$159,700
2026 billed-year assessment · 2027: $186,500 · built 1920
Price / sq ft
$139
block $139 · in line w/ block
Appreciation
+127%
+8%/yr since 2016 · 2027 +17% vs 2026
In 5 years (~2032)
~$271K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,235
1.2% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.9%
≈$1K/mo rent
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19119 median$187K2003200720112015201920232027
Property assessmentBlock median & rangeZIP 19119 medianAssessmentDeed / saleL&I violationPermitInspectionLicense

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record23 events · exact dates, newest first
  1. InspectionL&I investigation
  2. Deed / saleDeed / sale $360K
  3. PermitAddition and/or Alteration
  4. PermitAddition and/or Alterations
  5. PermitAlterations
  6. InspectionL&I investigation
  7. L&I violationALTER INTERIOR PORTION
  8. L&I violationPLANS REQUIRED TO COMPLY
  9. L&I violationNEW ELECTRICAL WIRING
  10. L&I violationDUCTWORK
  11. InspectionL&I investigation
  12. L&I violationEXTERIOR AREA WEEDS
  13. L&I violationRUBBISH & GARBAGE
  14. InspectionL&I investigation
  15. L&I violationRUBBISH & GARBAGE
  16. InspectionL&I investigation
  17. InspectionL&I investigation
  18. L&I violationRUBBISH & GARBAGE
  19. L&I violationRENTAL LICENSE- ONE & TWO FAMILY (R3)
  20. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  21. L&I violationHIGH WEEDS-CUT
  22. L&I violationCLIP VIOLATION NOTICE
  23. LicenseRental

The paper trail

Bought for $360K in 2026, alterations permit in 2025, sold for $360K in 2026 (+1794%).

  1. 2023 Inspection failed ×2L&I visit
  2. 2024 2 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit
  3. 2025 AlterationsPermit4 L&I violationsL&IAddition and/or AlterationPermitInspection failed ×4L&I visitAlterationsPermitAddition and/or AlterationsPermitAddition and/or AlterationPermit
  4. 2026 $360KSoldL&I: 2 failed, 2 passedL&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 29 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationL&I investigation

    Case CF-2025-053909 · PASSED

    The cited inspection visit was marked passed.

  2. InvestigationL&I investigation

    Case 657168 · PASSED

    The cited inspection visit was marked passed.

  3. InvestigationL&I investigation

    Case CF-2025-053909 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  4. Recorded transfer$360K transfer

    2026

  5. PermitAddition and/or Alteration

    Permit EP-2025-008169 · Completed

    New wiring per NEC 2017, less than 2000 sq ft home, with new arc fault breakers, outlet boxes, lighting, kitchen circuits, appliance circuits, laundry circuit and circuits for HVAC.

  6. PermitAddition and/or Alterations

    Permit MP-2025-004245 · Issued

    EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For Mechanical Work to include the installation as per attached standards. Deviations from these standards require submission of construction and site plans. *TO PARTIALLY COMPLY CASE VIOLATION CF-2025-053909*

  7. PermitAlterations

    Permit PP-2025-010497 · Completed

    Installing new main drain INTERIOR, replacing 1 stack, 1 washer machine, 1 kitchen sink, 3 toilets, 4 lav sinks, 1 shower, 1 tub

  8. PermitAddition and/or Alteration

    Permit RP-2025-007055 · Completed

    Interior renovation of existing 2 story structure with replacement/ repocketing of rear basement joists and changes to stair. details as shown on the plan.

  9. ViolationALTER INTERIOR PORTION

    Case CF-2025-053909 · Violation VI-2025-040392 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  10. ViolationPLANS REQUIRED TO COMPLY

    Case CF-2025-053909 · Violation VI-2025-040393 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. ViolationNEW ELECTRICAL WIRING

    Case CF-2025-053909 · Violation VI-2025-040394 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationDUCTWORK

    Case CF-2025-053909 · Violation VI-2025-040395 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. PermitAlterations

    Permit PP-2025-002574 · Completed

    Storm & sanitary curb traps, storm & sanitary fresh air inlets, storm & sanitary main drains

  14. InvestigationL&I investigation

    Case CF-2024-051614 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  15. InvestigationL&I investigation

    Case CF-2024-051614 · PASSED

    The cited inspection visit was marked passed.

  16. ViolationEXTERIOR AREA WEEDS

    Case CF-2024-051614 · Violation VI-2024-042140 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationRUBBISH & GARBAGE

    Case CF-2024-051614 · Violation VI-2024-042141 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. InvestigationL&I investigation

    Case CF-2023-112433 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  19. ViolationRUBBISH & GARBAGE

    Case CF-2023-112433 · Violation VI-2023-084298 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. InvestigationL&I investigation

    Case CF-2021-081031 · PASSED

    The cited inspection visit was marked passed.

  21. InvestigationL&I investigation

    Case CF-2021-081031 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  22. ViolationRUBBISH & GARBAGE

    Case CF-2021-081031 · Violation VI-2021-058384 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. InvestigationL&I investigation

    Case CF-2021-008267 · PASSED

    The cited inspection visit was marked passed.

  24. InvestigationL&I investigation

    Case CF-2021-008267 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  25. ViolationRENTAL LICENSE- ONE & TWO FAMILY (R3)

    Case CF-2021-008267 · Violation VI-2021-006149 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  26. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 657168 · Violation 211953759 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  27. ViolationHIGH WEEDS-CUT

    Case 657168 · Violation 211953760 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationCLIP VIOLATION NOTICE

    Case 657168 · Violation 211953761 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. LicenseRental

    License 241625 · Inactive

    SHARON GADDIE (& JOSE) · Expires 2008-02-29 · Inactive 2012-12-22

What this record suggests

The City file documents 5 permits touching kitchen work, electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: historical tax ledger through 2016 with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,344 sqft
livable area
Lot
931 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
B-
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 40 W Sharpnack St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$360K
20%
6.875%
$1K/mo

When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

40 W Sharpnack St sits on the 0 block of W Sharpnack St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 38 W Sharpnack St  ·  42 W Sharpnack St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 3:26 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)