Public Records
Edition
Philadelphia2800 block of N Broad StJuly 9, 2026

House report

2821 N Broad St

2,925 sqft · CMX3 · built 1905

Owner-occupied · assessed $161K · sold 2×. On the 2800 block of N Broad St.

Street view of 2821 N Broad St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,310/yr reflects a 10-year abatement. It jumps to about $2,251/yr by 2026 — $941/yr more. Price the full bill, not the current one.

Built 1905: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.

If you’re the landlord

Lead certificate is not optional

Built 1905: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$161K
built 1905
Price / sq ft
$55
block $73 · below block
Appreciation
+52%
+4%/yr, city 6.5%
In 5 years (~2031)
~$161K
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.81% effective, abated
Gross yield
Times sold
2
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2001: Sold $4K 2002: Sold $55K 2015: 2 L&I violations2016: 2 L&I violations2019: Major alteration 2019: 8 L&I violations incl EXTERIOR STRUCT UNSAFE COND 72023: Alterations2024: 2 L&I violations$161K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

Bought for $4K in 2001, built new under a 2019 permit (tax-abated), sold for $55K in 2002.

  1. 2001 $4KSold
  2. 2002 $55KSold
  3. 2015 2 L&I violationsL&I
  4. 2016 2 L&I violationsL&I
  5. 2019 Major alterationPermit8 L&I violations incl EXTERIOR STRUCT UNSAFE COND 7L&I
  6. 2023 AlterationsPermit
  7. 2024 2 L&I violationsL&I

Flags: tax-abated — the bill lags real value · active rental license. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,310/yr under a 10-year tax abatement. By 2026 the bill reaches its full ~$2,251/yr — a step up of $941/yr. Drag the slider.

2016: ~$1,310/yr2017: ~$1,310/yr2018: ~$1,277/yr2019: ~$1,277/yr2020: ~$1,310/yr2021: ~$1,310/yr2022: ~$1,310/yr2023: ~$1,310/yr2024: ~$1,310/yr2025: ~$1,310/yr2026: ~$1,310/yr2027: ~$1,310/yr201620262027
2027~$1,310/yrfrom the record

now: ($160,800 assessed − $67,215 abated) × 1.3998% ≈ $1,310/yr 2026: $160,800 assessed × 1.3998% ≈ $2,251/yr Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior
2,925 sqft
livable area
Lot
1,329 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
CMX3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2821 N Broad St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$161K
20%
6.875%
$1K/mo

When this house last sold (2002) a 30-year mortgage ran about 6.54% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 2819 N Broad St  ·  2823 N Broad St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)