2026 taxable assessment $26,400 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $69,500; it is not the 2026 billed-year value.
House report
2712 Waterloo St
2 bd · 1 ba · 2 stories · 936 sqft · RSA5 · built 1935
Absentee individual · assessed $26K (2026) · 2027 OPA assessment $70K · sold 1×. On the 2700 block of Waterloo St.
Property summary
Assessment$26,4002026 OPA assessment · 2027: $69,500
Last sale$100KRecorded 2013
Est. tax bill$370/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations0 open43 historical across 5 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0710862002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $1,643.42 and a lien entry. It is shown as historical context only.
2015$785.45 total · $463.98 principal · $67.70 interest · $47.25 penalty2016$857.97 total · $705.08 principal · $10.58 interest · $7.05 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Why it matterssold $100K (2013); 41 L&I violations (2013); Inspection failed (2014); L&I violation (2018); Inspection failed ×2 (2018); L&I violation (2019); Inspection failed ×2 (2019); Inspection passed (2024).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Mayra Quintero
- Tax mailing address
- 3005 N MARSHALL ST, PHILADELPHIA PA, 19133
- L&I district
- CENTRAL EAST
- Building ID (BIN)
- —
- OPA account
- 071086200
Permits0No match
Violation cases543 violation records · 0 open
Investigations1911 failed · 2 passed · 6 closed
Building certifications0No match
Business licenses20 active
Appeals0No match
PermitsPermit number, issued date, work and City status0
No permits matched this parcel in the fetched City dataset.
Violation cases43 individual violation records; resolved history remains visible5
Case 369855CLOSED
STANDARD · Opened Feb 20, 2013 · completed Jul 20, 2016
- INT S-CEILING REPAIR/MAINT SANViolation 2780588Feb 19, 2013 COMPLIED
- INT S-WALLS REPAIR/MAINT SANIViolation 2780589Feb 19, 2013 COMPLIED
- DRAINAGE-KITCHEN DRAIN REP-RESViolation 2780590Feb 19, 2013 COMPLIED
- INT-BATHRM TOILET REPAIR-RESViolation 2780591Feb 19, 2013 COMPLIED
- INT-WATER HEATER VALVES-RESViolation 2780592Feb 19, 2013 COMPLIED
- INT-KITCHEN STOVE DEFECTIV-RESViolation 2780593Feb 19, 2013 COMPLIED
- ELEC-CABLES/WIRES LOOSE-RESViolation 2780594Feb 19, 2013 COMPLIED
- INT/EXT HANDRAIL REQViolation 2780597Feb 19, 2013 COMPLIED
- ELEC-FIXTURE/OUTLET LOOSE-RESViolation 2780596Feb 19, 2013 COMPLIED
- ELEC-SYSTEM HAZARDOUS-RESViolation 2780595Feb 19, 2013 COMPLIED
- SD-REQD EXIST GROUP RViolation 2780579Feb 19, 2013 COMPLIED
- INT A-EXTERMINATE, OWNERViolation 2780581Feb 19, 2013 COMPLIED
- EXT S-WALLS REPAIR/MAINTAINViolation 2780582Feb 19, 2013 COMPLIED
- EXT S-ROOF REPAIRViolation 2780583Feb 19, 2013 COMPLIED
- EXT S-WINDOW REPAIR/MAINTAINViolation 2780584Feb 19, 2013 COMPLIED
- EXT S-WINDOW REPAIR/REPLACEViolation 2780585Feb 19, 2013 COMPLIED
- EXT S-DOOR REPAIR/REPLACEViolation 2780586Feb 19, 2013 COMPLIED
- INT S-FLOOR REPAIRViolation 2780587Feb 19, 2013 COMPLIED
- FIRE-ELECT OPEN JUNCTION BOXViolation 2780578Feb 19, 2013 COMPLIED
- DRAINAGE-DOWNSPOUT REPR/REPLCViolation 2780580Feb 19, 2013 COMPLIED
Case 378580CLOSED
STANDARD · Opened May 1, 2013 · completed Jul 11, 2013
- LICENSE-RES SFD/2FDViolation 2823780Feb 19, 2013 COMPLIED
Case 392410CLOSED
STANDARD · Opened Jul 19, 2013 · completed Jul 20, 2016
- EXT S-DOOR REPAIR/REPLACEViolation 3144140Oct 10, 2013 COMPLIED
- INT/EXT HANDRAIL REQViolation 3144151Oct 10, 2013 COMPLIED
- ELEC-FIXTURE/OUTLET LOOSE-RESViolation 3144150Oct 10, 2013 COMPLIED
- ELEC-SYSTEM HAZARDOUS-RESViolation 3144149Oct 10, 2013 COMPLIED
- ELEC-CABLES/WIRES LOOSE-RESViolation 3144148Oct 10, 2013 COMPLIED
- INT-KITCHEN STOVE DEFECTIV-RESViolation 3144147Oct 10, 2013 COMPLIED
- INT-WATER HEATER VALVES-RESViolation 3144146Oct 10, 2013 COMPLIED
- INT-BATHRM TOILET REPAIR-RESViolation 3144145Oct 10, 2013 COMPLIED
- DRAINAGE-KITCHEN DRAIN REP-RESViolation 3144144Oct 10, 2013 COMPLIED
- INT S-WALLS REPAIR/MAINT SANIViolation 3144143Oct 10, 2013 COMPLIED
- INT S-CEILING REPAIR/MAINT SANViolation 3144142Oct 10, 2013 COMPLIED
- INT S-FLOOR REPAIRViolation 3144141Oct 10, 2013 COMPLIED
- DRAINAGE-DOWNSPOUT REPR/REPLCViolation 3144134Oct 10, 2013 COMPLIED
- EXT S-WINDOW REPAIR/REPLACEViolation 3144139Oct 10, 2013 COMPLIED
- EXT S-WINDOW REPAIR/MAINTAINViolation 3144138Oct 10, 2013 COMPLIED
- EXT S-ROOF REPAIRViolation 3144137Oct 10, 2013 COMPLIED
- EXT S-WALLS REPAIR/MAINTAINViolation 3144136Oct 10, 2013 COMPLIED
- INT A-EXTERMINATE, OWNERViolation 3144135Oct 10, 2013 COMPLIED
- FIRE-ELECT OPEN JUNCTION BOXViolation 3144132Oct 10, 2013 COMPLIED
- SD-REQD EXIST GROUP RViolation 3144133Oct 10, 2013 COMPLIED
Case 651766CLOSED
STANDARD · Opened Aug 28, 2018 · completed May 2, 2019
- VACANT STRUCTURE LICENSEViolation 5009507Aug 20, 2018 CLOSEDCASE
Case 682854CLOSED
NOTICE OF VIOLATION · Opened May 2, 2019 · completed Jun 10, 2024
- VACANT STRUCTURE LICENSEViolation 211961326May 13, 2019 CLOSED
InvestigationsEvery inspector visit, including CLOSED outcomes19
HCEU INSPCase 369855
Feb 19, 2013 FAILED
HCEU INSPCase 369855
Mar 27, 2013 FAILED
HCEU INSPCase 378580
May 1, 2013 FAILED
HCEU INSPCase 369855
May 1, 2013 CLOSED
HCEU INSPCase 378580
Jun 11, 2013 FAILED
HCEU INSPCase 378580
Jul 10, 2013 PASSED
PRECOURTCase 369855
Jul 19, 2013 CLOSED
HCEU INSPCase 392410
Oct 9, 2013 FAILED
HCEU INSPCase 392410
Nov 20, 2013 FAILED
HCEU INSPCase 392410
Dec 30, 2013 CLOSED
PRECOURTCase 392410
Apr 11, 2014 FAILED
PRECOURTCase 392410
Apr 25, 2014 CLOSED
VAC INSPCase 651766
Aug 20, 2018 FAILED
VAC INSPCase 651766
Oct 3, 2018 FAILED
VAC INSPCase 651766
Jan 15, 2019 CLOSED
PRECOURTCase 651766
Apr 22, 2019 FAILED
PRECOURTCase 651766
May 2, 2019 CLOSED
VAC INSPCase 682854
Jul 11, 2019 FAILED
L&I investigationCase 682854
Jun 10, 2024 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained2
RentalLicense 240182
CARMELO RUIZ GONZALEZ
Revenue code 3202 · First issued Mar 10, 2003 Inactive Expiration Feb 28, 2013 Inactive Jul 8, 2013
RentalLicense 598968
MAYRA QUINTERO
Revenue code 3202 · First issued Jul 8, 2013 Inactive Expiration Feb 28, 2015 Inactive Apr 29, 2015
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition11 failed, 2 passed, and 6 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jun 10, 2024.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 43 historical violations across 5 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1935: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,643 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$26,400
2026 billed-year assessment · 2027: $69,500 · built 1935
Price / sq ft
$74
block $86 · below block
Appreciation
-40%
-5%/yr, city 6.5%
In 5 years (~2031)
~$69K
-5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$370
0.53% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
6.5%
≈$377/mo rent
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermitInspection
The paper trail
Historysold $100K (2013); 41 L&I violations (2013); Inspection failed (2014); L&I violation (2018); Inspection failed ×2 (2018); L&I violation (2019); Inspection failed ×2 (2019); Inspection passed (2024).
- 2013 $100KSold41 L&I violationsL&I
- 2014 Inspection failedL&I visit
- 2018 L&I violationL&IInspection failed ×2L&I visit
- 2019 L&I violationL&IInspection failed ×2L&I visit
- 2024 Inspection passedL&I visit
Flags: historical tax ledger through 2016 recorded $2K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
2
Bathrooms
1
Stories
2
Interior
936 sqft
livable area
Lot
504 sqft
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2712 Waterloo St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2013) a 30-year mortgage ran about 3.98% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2712 Waterloo St sits on the 2700 block of Waterloo St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2710 Waterloo St · 2714 Waterloo St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:38 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)