2026 taxable assessment $25,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $28,600; it is not the 2026 billed-year value.
House report
2710 Waterloo St
2 bd · 1 ba · 2 stories · 784 sqft · RSA5 · built 1935
Absentee individual · assessed $25K (2026) · 2027 OPA assessment $29K · sold 2×. On the 2700 block of Waterloo St.
Property summary
Assessment$25,0002026 OPA assessment · 2027: $28,600
Last sale$500Recorded 2003
Est. tax bill$350/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits1Every fetched City permit
Violations0 open20 historical across 10 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0710861002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $820.49 and a lien entry. It is shown as historical context only.
2009$81.12 total · $0.00 principal · $51.00 interest · $5.53 penalty2010$73.58 total · $0.00 principal · $43.88 interest · $5.53 penalty2011$70.47 total · $0.00 principal · $40.40 interest · $6.08 penalty2012$63.77 total · $0.00 principal · $33.84 interest · $6.32 penalty2013$56.37 total · $0.00 principal · $26.64 interest · $6.54 penalty2014$205.31 total · $0.00 principal · $78.73 interest · $28.26 penalty2015$166.79 total · $0.00 principal · $42.39 interest · $28.26 penalty2016$103.08 total · $0.00 principal · $6.33 interest · $4.22 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersBought for $2K in 2002. Owner pulled a major alteration permit in 2015.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Orlando Torres
- Tax mailing address
- 2764 N WATERLOO ST, PHILADELPHIA PA, 19133
- L&I district
- CENTRAL EAST
- Building ID (BIN)
- —
- OPA account
- 071086100
Permits1Every dated permit
Violation cases1020 violation records · 0 open
Investigations3120 failed · 6 passed · 5 closed
Building certifications0No match
Business licenses10 active
Appeals0No match
PermitsPermit number, issued date, work and City status1
Major alterationPermit 638431
Sep 14, 2015 EXPIRED Completed Nov 29, 2016
MAKE SAFE PERMIT - FOR REPLACING ONE (1) ROOF RAFTER IN REAR SHED AND REAR WALL OF REAR SHED TO RESOLVE CASE 385735. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6’ IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE 385735.
Violation cases20 individual violation records; resolved history remains visible10
Case 151322CLOSED
STANDARD · Opened Mar 15, 2008 · completed Jun 27, 2012
- VACANT PROP STANDARDViolation 1256946Mar 15, 2008 CMPLY
- PROSEC- STD INFOViolation 1256944Mar 15, 2008 CMPLY
- LICENSE-VAC RES BLDGViolation 1256945Mar 15, 2008 CMPLY
Case 351563CLOSED
STANDARD · Opened Sep 21, 2012
- VACANT PROP STANDARDViolation 2664335Sep 20, 2012 COMPLIED
- LICENSE-VAC RES BLDGViolation 2664334Sep 20, 2012 COMPLIED
Case 385735CLOSED
UNSAFE · Opened Jun 13, 2013 · completed Feb 9, 2017
- WALL PARTIALLY COLLAPSEDViolation 4155632Jun 12, 2013 COMPLIED
- ROOF PARTIALLY COLLAPSEDViolation 4155633Jun 12, 2013 COMPLIED
Case 441384CLOSED
STANDARD · Opened Jul 9, 2014
- LICENSE-RES SFD/2FDViolation 3482294Jul 8, 2014 COMPLIED
Case 463125CLOSED
STANDARD · Opened Dec 11, 2014 · completed Jan 15, 2015
- LICENSE-VAC RES BLDGViolation 3419235Dec 7, 2014 COMPLIED
- EXT A-CLEAN RUBBISH/GARBAGEViolation 3441588Dec 7, 2014 COMPLIED
- VACANT BLDG UNSECURED COUNTViolation 3419236Dec 7, 2014 COMPLIED
Case 471075CLOSED
STANDARD · Opened Mar 15, 2015 · completed Jun 10, 2015
- LICENSE-VAC RES BLDGViolation 3534374Mar 12, 2015 COMPLIED
Case 536776CLOSED
STANDARD · Opened Jun 3, 2016
- EXTERIOR STRUCT ROOF DRAINAGEViolation 4050088Jun 2, 2016 CLOSEDCASE
- EXTERIOR STRUCTURE WALLSViolation 4050087Jun 2, 2016 CLOSEDCASE
Case 583511CLOSED
STANDARD · Opened May 12, 2017 · completed Aug 8, 2017
- EXTERIOR STRUCT ROOF DRAINAGEViolation 4355902May 11, 2017 COMPLIED
- EXTERIOR STRUCTURE WALLSViolation 4355901May 11, 2017 COMPLIED
Case 651844CLOSED
CONSTRUCTION SERVICES · Opened Aug 28, 2018 · completed Aug 29, 2018
- BLDG PERMIT REQUIREDViolation 4791381Aug 28, 2018 CLOSEDCASE
- PERMB- ALTER REPAIR INT PARTViolation 4791380Aug 28, 2018 CLOSEDCASE
Case 651861CLOSED
CONSTRUCTION SERVICES · Opened Aug 28, 2018 · completed Jan 14, 2019
- PERMB- ALTER REPAIR INT PARTViolation 4791444Aug 28, 2018 COMPLIED
- BLDG PERMIT REQUIREDViolation 4791445Aug 28, 2018 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes31
BRU INSPCase 151322
Mar 8, 2008 FAILED
BRU INSPCase 151322
Feb 23, 2009 FAILED
BRU INSPCase 151322
Jun 27, 2012 CLOSED
HCEU INSPCase 351563
Sep 20, 2012 FAILED
HCEU INSPCase 351563
Nov 2, 2012 FAILED
HCEU INSPCase 351563
Dec 11, 2012 CLOSED
CSUINITIALCase 385735
Jun 12, 2013 FAILED
PRECOURTCase 351563
Jul 8, 2014 PASSED
HCEU INSPCase 441384
Jul 8, 2014 FAILED
HCEU INSPCase 441384
Aug 22, 2014 FAILED
HCEU INSPCase 441384
Oct 3, 2014 CLOSED
HCEU INSPCase 463125
Dec 7, 2014 FAILED
HCEU INSPCase 463125
Dec 7, 2014 CLOSED
PRECOURTCase 441384
Feb 26, 2015 FAILED
HCEU INSPCase 471075
Mar 12, 2015 FAILED
PRECOURTCase 441384
Mar 12, 2015 PASSED
HCEU INSPCase 471075
Apr 24, 2015 FAILED
HCEU INSPCase 471075
Jun 5, 2015 PASSED
CSUINITIALCase 385735
Aug 8, 2015 FAILED
HCEU INSPCase 536776
Jun 2, 2016 FAILED
HCEU INSPCase 536776
Jul 7, 2016 FAILED
HCEU INSPCase 536776
Aug 16, 2016 CLOSED
CSUINITIALCase 385735
Oct 8, 2016 FAILED
CSUINITIALCase 385735
Nov 28, 2016 FAILED
CSUINITIALCase 385735
Feb 9, 2017 PASSED
VAC INSPCase 583511
May 11, 2017 FAILED
VAC INSPCase 583511
Jun 16, 2017 FAILED
VAC INSPCase 583511
Aug 8, 2017 PASSED
BP_BLDGCase 651844
Aug 28, 2018 FAILED
BP_BLDGCase 651861
Aug 28, 2018 FAILED
BP_BLDGCase 651861
Jan 14, 2019 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
Vacant Residential Property / LotLicense 661415
TORRES ORLANDO (TORRES ORLANDO)
Revenue code 3219 · First issued Apr 17, 2015 Inactive Expiration Apr 30, 2020 Inactive Jun 29, 2020
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
2 verify
1 favorable dated record
Resolve before relyingA permit row needs file-level verification1 permit not marked completed: 638431 (EXPIRED). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition20 failed, 6 passed, and 5 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 14, 2019.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityVacant Residential Property / Lot #661415: Inactive since Jun 29, 2020
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 20 historical violations across 10 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1935: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$820 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$25,000
2026 billed-year assessment · 2027: $28,600 · built 1935
Price / sq ft
$36
block $86 · below block
Appreciation
-5%
0%/yr, city 6.5%
In 5 years (~2031)
~$29K
0%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$350
1.22% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
15.8%
≈$377/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermitInspection
The paper trail
ImprovedBought for $2K in 2002. Owner pulled a major alteration permit in 2015.
- 2002 $2KSold
- 2003 $500Sold
- 2015 L&I violationL&IMajor alterationPermit
- 2016 2 L&I violationsL&IInspection failed ×4L&I visit
- 2017 2 L&I violationsL&IL&I: 2 failed, 2 passedL&I visit
- 2018 4 L&I violationsL&IInspection failed ×2L&I visit
- 2019 Inspection passedL&I visit
Flags: historical tax ledger through 2016 recorded $820 with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
2
Bathrooms
1
Stories
2
Interior
784 sqft
livable area
Lot
504 sqft
Heat
Undetermined
city code H
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Sealed / compromised
city code 7
Sealed / compromised
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2710 Waterloo St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2710 Waterloo St sits on the 2700 block of Waterloo St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2708 Waterloo St · 2712 Waterloo St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:38 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)