2026 taxable assessment $1,044,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $1,125,000; it is not the 2026 billed-year value.
House report
2402 Waverly St
3 bd · 3 ba · 2 stories · 1,840 sqft · RSA5 · built 1950
Owner-occupied · assessed $1.0M (2026) · 2027 OPA assessment $1.1M · sold 3×. On the 2400 block of Waverly St.
Property summary
Assessment$1,044,7002026 OPA assessment · 2027: $1,125,000
Last sale$1.3MRecorded 2025
Est. tax bill$14,624/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits10Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Question or correct this record
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0811126002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $886K in 2017, major alteration permit in 2018, sold for $1.3M in 2025 (+68%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Individual owner on record Analyst access to view
- Tax mailing address
- Private for individual owners
- L&I district
- CENTRAL WEST
- Building ID (BIN)
- —
- OPA account
- 081112600
Permits10Every dated permit
Violation cases0No match
Investigations0No match
Building certifications0No match
Business licenses0No match
Appeals0No match
PermitsPermit number, issued date, work and City status10
Major alterationPermit 51345
Jan 25, 2007 COMPLETED Completed May 21, 2007
RENOVATIONS AS PER PLANS
ElectricalPermit 54203
Feb 1, 2007 COMPLETED Completed Mar 5, 2007
REWIRE, 1 GFI, 4 SWITCHES, 2 LIGHTS, 1 FAN AND 1 RECESSED LIGHT AS PER 2005 NEC
ZoningPermit 48525
Apr 9, 2007 COMPLETED Completed Apr 9, 2007
ROOF DECK
Major alterationPermit 48527
Apr 9, 2007 COMPLETED Completed Jul 28, 2008
FOR THE ERECTION OF WOOD SUN DECK ON 3RD FLOOR ROOF. DECK
Major alterationPermit 902690
Sep 12, 2018 COMPLETED Completed Apr 22, 2019
EXTERIOR AND INTERIOR ALTERATIONS - RENOVATION OF FIRST FLOOR INCLUDES NEW KITCHEN WITH NEW DOOR AND OPENING @REAR YARD. SECOND FLOOR INCLUDES NEW MASTER BEDROOM WARDROBES AND BATH WITH VANITY SHOWER AND TOILET PER APPLIATION/PLANS. **CONTRACTOR HAS NO EMPLOYEES PER NOTARIZED LETTER**
AdministrativePermit 924893
Nov 16, 2018 COMPLETED Completed Apr 22, 2019
THIS IS AN AMENDMENT TO PERMIT#902690. NEW LINTEL & SHEAR ASSEMBLY IN LIEU OF PREVIOUS LINTEL & BRACKET ASSEMBLY
ElectricalPermit 930351
Nov 27, 2018 COMPLETED Completed Apr 24, 2019
INSTALL 5 GFCI 8 SWITCHES 11 RECEPTACLES 25 LIGHT FIXTURES 1 EXHAUST FAN
PlumbingPermit 932970
Dec 6, 2018 COMPLETED Completed Apr 22, 2019
PLUMBING ALTERATIONS THROUGHOUT AN EXISTING SINGLE FAMILY DWELLING. INSTALL 1 SINK, 1DISPOSAL, 1 DW, 1 WC, 1 SHOWER, 1 LAV. * AS PER THE 2004 PHILADELPHIA PLUMBING CODE *
Addition and/or AlterationPermit RP-2021-013216
Sep 14, 2021 Expired Completed Mar 9, 2023
Front Facade Starbolt Install
Wall Covering ReplacementPermit GM-2023-001423
Feb 22, 2023 Expired Completed Sep 12, 2023
EZ EXTERIOR WALL COVERINGS- For the Applications of Exterior Wall Coverings as per attached standards. Deviations from these standards require submission of construction and site plans. Separate Streets Department permit required for sidewalk and street closure. This permit is to set up scaffolding and remove vines from the Exterior Side Wall.
Violation cases0 individual violation records; resolved history remains visible0
No violation cases matched this parcel in the fetched City dataset.
InvestigationsEvery inspector visit, including CLOSED outcomes0
No investigations matched this parcel in the fetched City dataset.
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained0
No business licenses matched this parcel in the fetched City dataset.
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
Resolve before relyingA permit row needs file-level verification2 permits not marked completed: RP-2021-013216 (Expired), GM-2023-001423 (Expired). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1950: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$1,044,700
2026 billed-year assessment · 2027: $1,125,000 · built 1950
Price / sq ft
$611
block $656 · below block
Appreciation
+86%
+6%/yr, city 6.5%
In 5 years (~2031)
~$1.1M
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$14,624
1.3% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
2.1%
≈$2K/mo rent
Times sold
3
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSalePermit
The paper trail
Renovated & sold onBought for $886K in 2017, major alteration permit in 2018, sold for $1.3M in 2025 (+68%).
- 2007 Major alterationPermitElectricalPermitZoningPermitMajor alterationPermit
- 2017 $886KSold
- 2018 Major alterationPermitAdministrativePermitElectricalPermitPlumbingPermit
- 2021 Addition and/or AlterationPermit
- 2023 Wall Covering ReplacementPermit
- 2025 $1.3MSold
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
2
Interior
1,840 sqft
livable area
Lot
800 sqft
Basement
Full, unfinished
city code C
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2402 Waverly St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2402 Waverly St sits on the 2400 block of Waverly St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2400 Waverly St · 2404 Waverly St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 7:22 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)