2026 taxable assessment $1,347,500 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $1,392,500; it is not the 2026 billed-year value.
Multi-family report
2226 Spruce St
4 stories · 3,762 sqft · RM1 · built 1890
Absentee individual · assessed $1.3M (2026) · 2027 OPA assessment $1.4M · 10 licensed units · sold 2×. On the 2200 block of Spruce St.
Property summary
Assessment$1,347,5002026 OPA assessment · 2027: $1,392,500
Last sale$12MRecorded 2017
Est. tax bill$18,862/year2026 taxable assessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits5Dated events in report
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8815257002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a roof covering replacement permit in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1890: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you’re the landlord
Lead certificate is not optional
Built 1890: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$1,347,500
2026 billed-year assessment · 2027: $1,392,500 · built 1890
Price / sq ft
$370
block $373 · in line w/ block
Appreciation
+27%
+2%/yr, city 6.5%
In 5 years (~2031)
~$1.4M
+2%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$18,862
1.35% effective
Jun 2022 tax snapshot
—
Gross yield
1.4%
≈$2K/mo rent
Times sold
2
licensed rental
Assessment vs. the block · every dated City record marked on the line
This propertyBlock median & rangeAppeal
2025-10-16: LIRB Violation Appeal
Every dated record2 events · scroll to browse
- AppealLIRB Violation Appeal
- AppealTRB - Case Review
The paper trail
ImprovedOwner pulled a roof covering replacement permit in 2025.
- 2023 3 L&I violationsL&IL&I: 4 failed, 1 passedL&I visitAddition and/or AlterationsPermitAddition and/or AlterationsPermitAlterationsPermit
- 2024 L&I: 4 failed, 1 passedL&I visit
- 2025 Appeal filedZoningAddition and/or AlterationPermit2 L&I violationsL&IL&I: 2 failed, 2 passedL&I visitAppeal withdrawnZoningRoof Covering ReplacementPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 2 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- AppealLIRB Violation Appeal
Appeal HA-2024-003843 · Closed · Withdrawn
See attached. appeal of acceptance of Fire escape summary report
- AppealTRB - Case Review
Appeal HA-2025-000443 · In Process
We were given a violation notice for 2 workers had an expired OSHA cards. Second fine fine for subcontractor not listed. No one at site were subcontractors. They are working foe A&V which we had permits. We listed the 2 subcontractors who w
What this record suggests
The timeline preserves the dated City rows that matched this parcel. It is a sequence to verify, not a conclusion about present condition.
Flags: active rental license · 2 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
4
Interior
3,762 sqft
livable area
Lot
1,926 sqft
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
B-
assessor's grade
ABCDE
Zoning
RM1
city zoning code
Zoning appeals
2
In Process · 2025
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2226 Spruce St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 10 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $7,000/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2226 Spruce St sits on the 2200 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2224 Spruce St · 2228 Spruce St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:34 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)