House report

2220 Hobson St

3 bd · 1 ba · 2 stories · 1,008 sqft · RM1 · built 1920

Owner-occupied · assessed $102K. On the 2200 block of Hobson St.

Property summary

Assessment$102KCity assessed value Last sale$18KRecorded 1985 Est. annual tax$29/yearAssessment × 1.3998% Tax delinquency$430City snapshot · Jun 2022 Permits—Record unavailable ViolationsNone openNone open when assembled

Report assembled Jul 10, 2026 “Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 2220 Hobson St — From the street — imagery © Google

From above — imagery © Esri, Maxar

Historical tax record

Verify the current balance before relying on it.

$430 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

A separate historical parcel ledger ending in 2016 records $906 and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

Finding

The property story

Why it matters

Reading this property’s deeds, permits and assessments…

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

More than one separately dated public record deserves a current-status check.

Evidence: $430 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The current tax estimate is temporary

The taxable assessment implies about $29/yr under a 10-year abatement. The estimate steps up every year and reaches about $1,429/yr in 2033 — $1,400/yr more. Underwrite the post-abatement estimate and verify the actual bill with Revenue.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2033 it can — knocking about $1,400/yr off the full bill.

$906 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value

$102K

built 1920

Price / sq ft

$101

block $101 · in line w/ block

Appreciation

+80%

+6%/yr, city 6.5%

In 5 years (~2031)

~$102K

+6%/yr own pace held 5 yrs — extrapolation, not a forecast

Est. tax / yr

$29

0.03% effective, abated

Jun 2022 tax snapshot

$430

delinquency recorded then · verify current

Gross yield

17%

≈$1K/mo rent

Times sold

Value vs. the block, over time — sales, permits & L&I events marked on the line

This houseBlock median & range

Flags: tax-abated — the bill lags real value · $430 recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $906 with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house’s taxable assessment implies about $29/yr under a 10-year tax abatement that steps down every year. In 2033 the assessment-based estimate reaches ~$1,429/yr — a step up of $1,400/yr, 6 assessment years out. Drag the slider.

2027~$29/yrestimated from assessment

now: ($102,100 assessed − $100,028 abated) × 1.3998% ≈ $29/yr 2033: $102,100 assessed × 1.3998% ≈ $1,429/yr The abated slice shrinks ~10% a year (post-2022 program, started 2023) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms

Bathrooms

Stories

Interior

1,008 sqft

livable area

Lot

931 sqft

Exterior condition

Below average

city code 5

Above averageBelow average

Interior condition

Average

city code 4

Above averageBelow average

Quality grade

assessor's grade

ABCDE

Zoning

RM1

city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2220 Hobson St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

Purchase price$102K

Down payment20%

Mortgage rate6.875%

Monthly rent$1K/mo

When this house last sold (1985) a 30-year mortgage ran about 12.43% — Freddie Mac's average that year.

Price it at the post-abatement bill (~$1K/yr from 2033)

Mortgage

—

P&I · 30-yr fixed

All-in monthly

—

+ taxes & insurance

Cash to close

—

down + ~4% costs

Cash flow

—

rent − all costs · /mo

Cap rate

—

NOI ÷ price

Cash-on-cash

—

year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

2220 Hobson St sits on the 2200 block of Hobson St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2218 Hobson St · 2222 Hobson St

Where this comes from

Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
Permits, violations & inspections — L&I Property History · Atlas
Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
Current property-tax balance — Verify with Philadelphia Revenue
Zoning appeals — L&I & Zoning Board appeals
Neighborhood income & rents — US Census ACS 5-year estimates
Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

BlockReport AICited sources

Ask about this property across the connected public record. Curated questions are free; ask 3 custom questions per browser. Analyst includes up to 150 custom questions per day.

About this data & fine print

Answers are generated by an AI agent querying available City of Philadelphia open data at the moment you ask: OPA property assessments, Recorder of Deeds transfer records, L&I permits, violations & licenses, dated Dept. of Revenue tax records, Zoning Board appeals, Police incident reports, Philly311 requests, and School District of Philadelphia catchment and school data.

For an explicit web search or a current listing/news question, the agent may also search the public web through OpenRouter and must link every web-derived claim. Public listing pages can be stale and are not direct or comprehensive MLS access.

Property-level tax data is historical: the delinquency snapshot is dated June 2022 and the separate detailed ledger ends in 2016. Neither shows what is owed today; verify a current balance with Philadelphia Revenue.

City data is published as-is and can lag, contain errors, or be corrected later; school performance datasets run years behind and are labeled with their school year. AI answers can contain mistakes — verify anything that matters against the official record (property.phila.gov, atlas.phila.gov) before acting on it.

Informational only. Not legal, financial, or investment advice. Not a consumer report under the FCRA — it may not be used to decide anyone's eligibility for housing, tenancy, employment, credit, or insurance.

Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)