House report

2089 Margaret St

2 bd · 1 ba · 2 stories · 738 sqft · RSA5 · built 1935

Absentee individual · assessed $98K · sold 4×. On the 2000 block of Margaret St.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 2089 Margaret St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Verify the current balance before relying on it.

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

A separate historical parcel ledger ending in 2016 records $202 and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1935: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$202 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Lead certificate is not optional

Built 1935: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$98K
built 1935
Price / sq ft
$133
block $119 · above block
Appreciation
+112%
+7%/yr, city 6.5%
In 5 years (~2031)
~$98K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
1.4% effective
Jun 2022 tax snapshot
Gross yield
16.2%
≈$1K/mo rent
Times sold
4
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 1998: Sold $3K 2006: Sold $36K 2007: Sold $10K 2014: Sold $8K$98K201620222027
This houseBlock median & rangePermit

The paper trail

Traded 4×: $3K in 1998 → $8K in 2014 (+167%).

  1. 1998 $3KSold
  2. 2006 $36KSold
  3. 2007 $10KSold
  4. 2014 $8KSold

Flags: active rental license · historical tax ledger through 2016 recorded $202 with a lien entry · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
738 sqft
livable area
Lot
943 sqft
Exterior condition
Above average
city code 3
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2089 Margaret St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$98K
20%
6.875%
$1K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

2089 Margaret St sits on the 2000 block of Margaret St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2087 Margaret St  ·  2091 Margaret St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)