2026 taxable assessment $312,900 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $312,900; it is not the 2026 billed-year value.
House report
2020 E Cumberland St
5 bd · 1 ba · 3 stories · 1,344 sqft · RSA5 · built 1875
Owner-occupied · assessed $313K (2026) · 2027 OPA assessment $313K · sold 2×. On the 2000 block of E Cumberland St.
BlockReport AI · cited public records
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Property summary
Assessment$312,9002026 OPA assessment · 2027: $312,900
Last sale$385KRecorded 2026
Est. tax bill$4,380/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits6Every fetched City permit
Violations0 open5 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3140057002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersBought for $225K in 2021, built new under a 2022 permit, sold for $385K in 2026.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1875: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$312,900
2026 billed-year assessment · 2027: $312,900 · built 1875
Price / sq ft
$233
block $213 · above block
Appreciation
+177%
+10%/yr since 2016 · 2027 +0% vs 2026
In 5 years (~2032)
~$497K
+10%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,380
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-2556727.4%
≈$-667M/mo rent
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$113K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$113K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$113K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$164K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$177K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$177K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$177K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$238K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$238K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$313K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$313K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$313K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2021Deed / sale $225KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2026Deed / sale $385KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2022-05-31New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-11-13Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-11-13Roof Covering ReplacementThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-01-12Addition and/or AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-03-19AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2022-09-19EXTERIOR STUCCOA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2022-09-19ALTER INTERIOR PORTIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2022-09-19REPLACE ROOF COVERINGA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2022-09-19NEW ELECTRICAL WIRINGA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2022-09-19NEW PLUMBINGA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2022-11-18L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2025-03-01L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19125 medianAssessmentDeed / saleL&I violationPermitInspection
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record14 events · exact dates, newest first
- Deed / saleDeed / sale $385K
- InspectionL&I investigation
- PermitAlterations
- PermitAddition and/or Alterations
- PermitAddition and/or Alteration
- PermitRoof Covering Replacement
- InspectionL&I investigation
- L&I violationEXTERIOR STUCCO
- L&I violationALTER INTERIOR PORTION
- L&I violationREPLACE ROOF COVERING
- L&I violationNEW ELECTRICAL WIRING
- L&I violationNEW PLUMBING
- PermitNew construction, addition, GFA change
- Deed / saleDeed / sale $225K
The paper trail
New constructionBought for $225K in 2021, built new under a 2022 permit, sold for $385K in 2026.
- 2021 $225KSold
- 2022 New construction, addition, GFA changePermit5 L&I violationsL&IInspection failed ×3L&I visit
- 2023 Addition and/or AlterationPermitRoof Covering ReplacementPermitAddition and/or AlterationPermit
- 2024 Addition and/or AlterationsPermitAlterationsPermit
- 2025 Inspection passedL&I visit
- 2026 $385KSold
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 15 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$385K transfer
2026
- InvestigationL&I investigation
Case CF-2022-096268 · PASSED
The cited inspection visit was marked passed.
- PermitAlterations
Permit PP-2024-003459 · Completed
Rough in and new fixtures. (1) tub, (1) lav sink, (1) laundry sink
- PermitAddition and/or Alterations
Permit MP-2024-000124 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Gas 92% efficient furnace and central air conditioning. Complete system with 8 supply ducts and 4 return locations.
- PermitRoof Covering Replacement
Permit GM-2023-010204 · Expired
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- PermitAddition and/or Alteration
Permit EP-2023-010895 · Completed
New 200 Amp service, meter socket, distribution panel, rewire entire house to include receptacles, lighting circuits, HVAC equipment, install smoke alarms and CO detectors as required for single household dwelling unit. All work per 2017 NEC.
- PermitAddition and/or Alteration
Permit RP-2023-006576 · Completed
FOR THE EXTERIOR REPAIR OF THE EXISTING THREE (3) STORY MASONRY-SINGLE FAMILY STRUCTURE (NO CHANGE OF OCCUPANCY) AS PER APPROVED PLANS. *2018 IRC REVIEW*
- InvestigationL&I investigation
Case CF-2022-096268 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationEXTERIOR STUCCO
Case CF-2022-096268 · Violation VI-2022-070676 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationALTER INTERIOR PORTION
Case CF-2022-096268 · Violation VI-2022-070677 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationREPLACE ROOF COVERING
Case CF-2022-096268 · Violation VI-2022-070678 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationNEW ELECTRICAL WIRING
Case CF-2022-096268 · Violation VI-2022-070679 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationNEW PLUMBING
Case CF-2022-096268 · Violation VI-2022-070680 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitNew construction, addition, GFA change
Permit ZP-2022-000750 · Cancelled
FOR THE ERECTION OF REAR EXTENSION OF FIRST FLOOR LEVEL. SIZE AND LOCATION AS SHOWN IN THE APPLICATION/PLAN.
- Recorded transfer$225K transfer
2021
What this record suggests
The City file documents 6 permits touching electrical work, plumbing, roof work. 4 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
5
Bathrooms
1
Stories
3
Interior
1,344 sqft
livable area
Lot
1,283 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2020 E Cumberland St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2020 E Cumberland St sits on the 2000 block of E Cumberland St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2018 E Cumberland St · 2022 E Cumberland St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 3:40 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)