{"asOf":"2026-07-10T07:40:38.011Z","block":"2000-2099 E CUMBERLAND ST","blockUrl":"https://blockreport.homes/block/2000-2099-e-cumberland-st","address":"2020 E CUMBERLAND ST","parcelNumber":"314005700","source":"https://property.phila.gov/?p=314005700","ownerType":"owner-occupied","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 3 STY MASONRY+OTHER","useLabel":"House","owner":"QUIN JACOB","coOwner":null,"marketValue":312900,"livableArea":1344,"yearBuilt":1875,"lastSale":{"price":385000,"date":"2026-03-31T04:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2022-070676","date":"2022-09-19","title":"EXTERIOR STUCCO","status":"CLOSED","resolutionDate":"2025-03-01"},{"number":"VI-2022-070677","date":"2022-09-19","title":"ALTER INTERIOR PORTION","status":"COMPLIED","resolutionDate":"2024-11-19"},{"number":"VI-2022-070678","date":"2022-09-19","title":"REPLACE ROOF COVERING","status":"CLOSED","resolutionDate":"2025-03-01"},{"number":"VI-2022-070679","date":"2022-09-19","title":"NEW ELECTRICAL WIRING","status":"COMPLIED","resolutionDate":"2024-11-19"},{"number":"VI-2022-070680","date":"2022-09-19","title":"NEW PLUMBING","status":"COMPLIED","resolutionDate":"2024-11-19"}],"violationCases":[{"number":"CF-2022-096268","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"BUILDING COURTS","status":"COMPLIED, BALANCE DUE","createdDate":"2022-09-19","completedDate":null,"violations":[{"number":"VI-2022-070676","date":"2022-09-19","title":"EXTERIOR STUCCO","status":"CLOSED","resolutionDate":"2025-03-01"},{"number":"VI-2022-070677","date":"2022-09-19","title":"ALTER INTERIOR PORTION","status":"COMPLIED","resolutionDate":"2024-11-19"},{"number":"VI-2022-070678","date":"2022-09-19","title":"REPLACE ROOF COVERING","status":"CLOSED","resolutionDate":"2025-03-01"},{"number":"VI-2022-070679","date":"2022-09-19","title":"NEW ELECTRICAL WIRING","status":"COMPLIED","resolutionDate":"2024-11-19"},{"number":"VI-2022-070680","date":"2022-09-19","title":"NEW PLUMBING","status":"COMPLIED","resolutionDate":"2024-11-19"}]}],"violYears":[{"y":2022,"n":5,"worst":null}],"investigations":[{"caseNumber":"CF-2022-096268","date":"2022-09-19","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-096268","date":"2022-10-14","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-096268","date":"2022-11-18","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-096268","date":"2025-03-01","type":null,"status":"PASSED"}],"inspYears":[{"y":2022,"fails":3,"passes":0},{"y":2025,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98505031637875,"lng":-75.12774290124038,"geom":{"type":"Polygon","coordinates":[[[-75.127601651,39.985100416],[-75.127855595,39.984967848],[-75.127884151,39.985000217],[-75.127630207,39.985132784],[-75.127601651,39.985100416]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":5,"baths":1,"stories":3,"lotArea":1283,"zoning":"RSA5","grade":"C","basement":"C","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"2020 E CUMBERLAND ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":113000,"taxable":113000},{"y":2017,"v":113000,"taxable":113000},{"y":2018,"v":113000,"taxable":113000},{"y":2019,"v":164200,"taxable":164200},{"y":2020,"v":176900,"taxable":176900},{"y":2021,"v":176900,"taxable":176900},{"y":2022,"v":176900,"taxable":176900},{"y":2023,"v":237500,"taxable":237500},{"y":2024,"v":237500,"taxable":237500},{"y":2025,"v":312900,"taxable":312900},{"y":2026,"v":312900,"taxable":312900},{"y":2027,"v":312900,"taxable":312900}],"taxNow":4380,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2022-000750","date":"2022-05-31","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Cancelled","completedDate":"2023-10-04","scope":"FOR THE ERECTION OF REAR EXTENSION OF FIRST FLOOR LEVEL. SIZE AND LOCATION AS SHOWN IN THE APPLICATION/PLAN."},{"number":"RP-2023-006576","date":"2023-11-02","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2024-12-19","scope":"FOR THE EXTERIOR REPAIR OF THE EXISTING THREE (3) STORY MASONRY-SINGLE FAMILY STRUCTURE (NO CHANGE OF OCCUPANCY) AS PER APPROVED PLANS. *2018 IRC REVIEW*"},{"number":"GM-2023-010204","date":"2023-11-13","work":"Roof Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2024-10-28","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"EP-2023-010895","date":"2023-11-13","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-12-19","scope":"New 200 Amp service, meter socket, distribution panel, rewire entire house to include receptacles, lighting circuits, HVAC equipment, install smoke alarms and CO detectors as required for single household dwelling unit. All work per 2017 NEC."},{"number":"MP-2024-000124","date":"2024-01-12","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2024-12-19","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Gas 92% efficient furnace and central air conditioning. Complete system with 8 supply ducts and 4 return locations."},{"number":"PP-2024-003459","date":"2024-03-19","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2024-10-28","scope":"Rough in and new fixtures. (1) tub, (1) lav sink, (1) laundry sink"}],"storyTag":"New construction","storyDelta":0.71,"timeline":[{"y":2021,"k":"sale","p":225000},{"y":2022,"k":"permit","w":"New construction, addition, GFA change"},{"y":2022,"k":"viol","w":"5 L&I violations"},{"y":2022,"k":"insp","w":"Inspection failed ×3"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Roof Covering Replacement"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"permit","w":"Alterations"},{"y":2025,"k":"insp","w":"Inspection passed"},{"y":2026,"k":"sale","p":385000}],"rented":false,"licenses":[],"signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: ZP-2022-000750 (Cancelled), GM-2023-010204 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"3 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Mar 1, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 5 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}