2026 taxable assessment $892,500 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $892,500; it is not the 2026 billed-year value.
House report
20-22 N 3rd St
2 bd · 2 ba · 1 story · 2,064 sqft · CMX3 · built 1900
Owner-occupied · assessed $893K (2026) · 2027 OPA assessment $893K. On the 0 block of N 3rd St.
Property summary
Assessment$892,5002026 OPA assessment · 2027: $892,500
Last sale$850KRecorded 2017
Est. tax bill$12,493/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
Every choice opens the research chat with this property already in context. Curated questions are free.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8880591662026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a electrical permit in 2018.
View supporting records →"Built 1900" is usually a placeholder
Why it mattersPhiladelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1900: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$892,500
2026 billed-year assessment · 2027: $892,500 · built 1900
Price / sq ft
$432
block $370 · above block
Appreciation
+107%
+8%/yr, city 6.5%
In 5 years (~2031)
~$896K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$12,493
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
2.6%
≈$2K/mo rent
Times sold
0
Assessment vs. the block · every dated City record marked on the line
- OPA assessment · 2016$431K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$491K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$491K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$810K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$842K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$842K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$842K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$875K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$875K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$893K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$893K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2007-10-12AdministrativeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-04-17UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-04-17Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2018-09-06MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-09-25PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-09-27AdministrativeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-10-04ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Assessment lineBlock median & rangeAssessmentPermit
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Every dated record7 events · exact dates, newest first
- PermitElectrical
- PermitAdministrative
- PermitPlumbing
- PermitMechanical
- PermitUse
- PermitMajor alteration
- PermitAdministrative
The paper trail
ImprovedOwner pulled a electrical permit in 2018.
- 2007 AdministrativePermit
- 2018 UsePermitMajor alterationPermitMechanicalPermitPlumbingPermitAdministrativePermitElectricalPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 7 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitElectrical
Permit 907307 · COMPLETED
REUSING EXISTING CIRCUITS AND MOVE SOME DEVICES AND LOCATIONS.INSTALL NEW FIXTURES THROUGHOUT LIVING AREA,2 BATHROOMS AND BEDROOMS. RUN NEW WIRING OFF EXISTING CIRCUITS FOR LIGHTING IN SOME LOCATION OF LIVING AREA.REUSE EXISTING KITCHEN CIRCUITS AND REPLACE APPLIANCE AND DEVICES PER 2008 NEC (CONDO UNIT)
- PermitAdministrative
Permit 910420 · COMPLETED
AMENDMENT TO PERMIT A/P#850729. REMOVAL & REPLACEMENT OF BATHROOM FIXTURES & FINISHES IN THE COMBINED UNITS 701/702. NO EXTERIOR WORK TO BE DONE. ALL CHANGES ARE SHOWN ON PLANS.
- PermitPlumbing
Permit 909580 · COMPLETED
REPLACE WC & LAV IN REAR BATH, INSTALL WC & LAV W/LT IN SMALL BATHROOM, INSTALL 3/4" HOT & COLD LINE TO REAR SHOWER AND REPLACE VANITY AND WC AND MOVE & REPLACE 1-KITCHEN AND DISHWASHER AND REPLACE 1-BAR & DISHWASHER & MOVE HWH THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004
- PermitMechanical
Permit 907672 · COMPLETED
INSTALL NEW HVAC SYSTEM TWO (2) WITH DUCTWORK AT INTERIOR UNIT 701 AND 702 AS PER EZ-PERMIT FOR DUCTWORK AND WARM-AIR APPLIANCES
- PermitUse
Permit 850728 · COMPLETED
FOR THE CREATION OF ONE (1) SPACE (701) FROM TWO (2) SPACES (701 AND 702) FOR A NEW TOTAL OF TEN(10) DWELLING UNITS (MULTI-FAMILY DWELLING) IN AN EXISTING STRUCTURE. NO SIGN ON THIS PERMIT.
- PermitMajor alteration
Permit 850729 · COMPLETED
INTERIOR RENOVATIONS TO COMBINE UNITS 701 AND 702 INTO ONE UNIT AS PER PLANS, AS PART OF A MULTIFAMILY. SEPARATE PERMIT REQUIRED FOR M, E, P AND FSS.
- PermitAdministrative
Permit 105448 · EXPIRED
TCO
What this record suggests
The City file documents 7 permits touching kitchen work, bathroom work, electrical work, plumbing. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Unavailable when this report assembled: certifications. Unavailable does not mean no record.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
2
Bathrooms
2
Stories
1
Interior
2,064 sqft
livable area
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
B
assessor's grade
ABCDE
Zoning
CMX3
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
"Built 1900" is usually a placeholder
Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.
Run the numbers
What owning 20-22 N 3rd St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
20-22 N 3rd St sits on the 0 block of N 3rd St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 20-22 N 3rd St · 20-22 N 3rd St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 3:28 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: unavailable. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)