The Block Report

Multi-family report

1107 Spruce St

4 stories · 3,812 sqft · CMX1 · built 1850

Owner-occupied · assessed $1.1M (2026) · 2027 OPA assessment $1.1M · sold 1×. On the 1100 block of Spruce St.

Property summary

Assessment$1,067,3002026 OPA assessment · 2027: $1,125,800 Last sale$657KRecorded 2002 Est. tax bill$13,540/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits10Every fetched City permit Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 1107 Spruce St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$13,540/year

2026 taxable assessment $967,300 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $1,125,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 054149400
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1850: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$1,067,300
2026 billed-year assessment · 2027: $1,125,800 · built 1850
Price / sq ft
$295
block $351 · below block
Appreciation
+51%
+4%/yr, city 6.5%
In 5 years (~2031)
~$1.1M
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$13,540
1.2% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
1.5%
≈$1K/mo rent
Times sold
1

Assessment vs. the block · every dated City record marked on the line

$0$1.0M$2.0M2016 OPA assessment: $705K2017 OPA assessment: $705K2018 OPA assessment: $705K2019 OPA assessment: $896K2020 OPA assessment: $926K2021 OPA assessment: $926K2022 OPA assessment: $926K2023 OPA assessment: $867K2024 OPA assessment: $867K2025 OPA assessment: $1.1M2026 OPA assessment: $1.1M2002 — Deed / sale $657K2015 — 2015-07-14: Demolition · 2015-10-21: Major alteration · 2015-10-27: Plumbing · 2015-11-04: Mechanical2016 — 2016-01-06: Electrical · 2016-01-19: Administrative · 2016-01-27: Zoning · 2016-01-27: Major alteration2018 — 2018-09-10: Plumbing2019 — 2019-11-06: Alteration$1.1M2002200620102014201820222026
This propertyBlock median & rangeDeed / salePermit
2019-11-06: Alteration
Highlight
Every dated record11 events · scroll to browse
  1. PermitAlteration
  2. PermitPlumbing
  3. PermitZoning
  4. PermitMajor alteration
  5. PermitAdministrative
  6. PermitElectrical
  7. PermitMechanical
  8. PermitPlumbing
  9. PermitMajor alteration
  10. PermitDemolition
  11. Deed / saleDeed / sale $657K

The paper trail

Improved

Bought for $657K in 2002. Owner pulled a alteration permit in 2019.

  1. 2002 $657KSold
  2. 2015 DemolitionPermitMajor alterationPermitPlumbingPermitMechanicalPermit
  3. 2016 ElectricalPermitAdministrativePermitZoningPermitMajor alterationPermit
  4. 2018 PlumbingPermit
  5. 2019 AlterationPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 11 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitAlteration

    Permit 1025185 · COMPLETED

    POINTING OF BRICK FACADE ( APPROPRIATE LIME WORKS MORTAR W/COLOR TO MATCH EXISTING RED /BROWN COLOUR) . MORTAR MAY ALSO BE USED IN PLACE OF ABOVE RECIPE, LIMESTONE FEATURES TO BE CLEANED WITH 500 PSI OR LESS AS PER HISTORICAL COMMISSION APPROVAL.HOME OWNER TO PERFORM WORK HIMSELF. NO CONTRACTORS ON THIS PERMIT.

  2. PermitPlumbing

    Permit 908986 · COMPLETED

    INSTALL 3/4" WATER DISTRIBUTION PIPE PA20182520171 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  3. PermitZoning

    Permit 665326 · COMPLETED

    TO DOCUMENT THE USE OF THE ENTIRE STRUCTURE AS A SINGLE FAMILY DWELLING; FOR THE ERECTION OF A ROOF DECK; DECKS AT THE SECOND AND THIRD STORY AND A REAR YARD DECK AS SHOWN ON SUBMITTED PLAN.

  4. PermitMajor alteration

    Permit 654630 · COMPLETED

    FOR THE REMOVAL OF THE EXISTING FIRE ESCAPE; THE ERECTION OF A ROOF DECK; DECKS AT THE SECOND AND THIRD STORY SIDE YARD; A REAR YARD DECK AND WINDOW AND DOOR REPLACEMENT PER SUBMITTED PLAN AND HISTORICAL COMMISSION APPROVAL.

  5. PermitAdministrative

    Permit 652962 · COMPLETED

    AMENDING TO EXISTING AP#629134 FOR CHANGES TO REAR AREA OF FIRST FLOOR ONLY, UPDATED KITCHENETTE LOCATION AND LAYOUT, AND UPDATED PARTITION LAYOUTS IN THE REAR AREA AND FIRST FLOOR.

  6. PermitElectrical

    Permit 662018 · COMPLETED

    INSTALL NEW LIGHTING AND SWITCHING AND RECEPTACLES, THROUGHOUT INSTALL (2)200 AMP PANELS WITH 320 AMP METAL SOCKET POWER AND DISCONNECT NEW SPLIT HVAC EQUIPMENT PER 2008 NEC (SFD)CC DISTRICT

  7. PermitMechanical

    Permit 649411 · COMPLETED

    INSTALLATION OF (2) HEAT PUMP SYSTEMS (INCLUDING DUCTWORK/ASSOCIATED ACCESSORIES). HEAT PUMPS TO BE LOCATED AT REAR OF PROPERTY. NO WORK TO GABLE ROOF. NO WORK TO FRONT FACADE. UNITS NOT TO BE VISIBLE FROM PUBLIC RIGHT OF WAY PER HISTORICAL COMMISSION.

  8. PermitPlumbing

    Permit 647958 · COMPLETED

    NEW DRAINS & WATER LINES FOR 3RD FLOOR BATHROOM. NEW DRAINS & WATER LINES FO R1ST FLOOR KITCHEN (SFD) THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  9. PermitMajor alteration

    Permit 629134 · COMPLETED

    INTERIOR IMPROVEMENTS TO PRIVATE HOME CONSISTING OF NON LOAD BEARING DEMO AND RECONFIGURATION OF EXISTING PARTITIONS. REPLACEMENT OF EXISTING BATHROOM FIXTURES AND INSTALLATON OF NEW HVAC SYSTEM

  10. PermitDemolition

    Permit 624564 · COMPLETED

    INTERIOR NON-LOAD BEARING DEMOLITION. REMOVAL OF BATHROOM FIXTURES, INTERIOR DOORS, LIGHTING FIXTURES, SECONDARY STAIRS.EZ INTERIOR DEMOLITION- FOR THE INTERIOR DEMOLITION OF NON LOAD-BEARING PARTITION WALLS AND CEILINGS AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.(PA H.I.C. #PA052978)

  11. Recorded transfer$657K transfer

    2002

What this record suggests

The City file documents 10 permits touching kitchen work, bathroom work, electrical work, plumbing. 10 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
4
Interior
3,812 sqft
livable area
Lot
1,779 sqft
Basement
Partial
city code H
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
B-
assessor's grade
Zoning
CMX1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1107 Spruce St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$1.1M
20%
6.875%
$1K/mo

When this house last sold (2002) a 30-year mortgage ran about 6.54% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

1107 Spruce St sits on the 1100 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1105 Spruce St  ·  1109 Spruce St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 12:07 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)