The Block Report

House report

963 N 45th St

2 bd · 1 ba · 2 stories · 988 sqft · RM1 · built 1925

Owner-occupied · assessed $166K (2026) · 2027 OPA assessment $166K · sold 1×. On the 900 block of N 45th St.

Property summary

Assessment$165,7002026 OPA assessment · 2027: $166,300 Last sale$130KRecorded 2025 Est. tax bill$920/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits6Every fetched City permit Violations0 open14 historical across 4 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 963 N 45th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$920/year

2026 taxable assessment $65,700 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $166,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 062356400
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $1,414.12 and a lien entry. It is shown as historical context only.

2015$785.26 total · $473.09 principal · $49.68 interest · $33.12 penalty2016$628.86 total · $494.20 principal · $7.42 interest · $4.94 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Improved

Why it matters

Bought for $130K in 2025. Owner pulled a addition and/or alterations permit in 2021.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,414 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Construction next door (962 N 45th St, 2026)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$165,700
2026 billed-year assessment · 2027: $166,300 · built 1925
Price / sq ft
$168
block $103 · above block
Appreciation
+440%
+18%/yr, city 6.5%
In 5 years (~2031)
~$168K
+18%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$920
0.55% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
6.5%
≈$896/mo rent
Times sold
1

Assessment vs. the block · every dated City record marked on the line

$0$125K$250K2016 OPA assessment: $31K2017 OPA assessment: $31K2018 OPA assessment: $31K2019 OPA assessment: $15K2020 OPA assessment: $15K2021 OPA assessment: $21K2022 OPA assessment: $31K2023 OPA assessment: $41K2024 OPA assessment: $201K2025 OPA assessment: $166K2026 OPA assessment: $166K2010 — 2010-03-17: WALL PARTIALLY COLLAPSED · 2010-04-30: CSUINITIAL2013 — 2013-08-03: WALL PARTIALLY COLLAPSED · 2013-08-03: CSUINITIAL2014 — 2014-12-29: Major alteration2018 — 2018-10-18: Major alteration · 2018-07-19: EXTERIOR STRUCT UNSAFE COND 7 · 2018-07-19: UNSAFE STRUCTURE · 2018-12-13: CSUINITIAL · 2018-09-12: Rental2020 — 2020-11-20: Addition and/or Alteration · 2020-01-16: COMPL CONCEAL- PLUMB PERM WORK · 2020-01-16: PERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair) · 2020-01-16: ARCHITECT/ENGINEER SERVICES · 2020-01-16: PERME- INST/REPL/REPAIR WIRE (Electrical permit required for wiring installation, replacement, or repair) · 2020-01-16: BLDG PERMIT REQUIRED · 2020-01-16: PERMP- ALTER/REPAIR/REPL PLUMB · 2020-01-16: SWO- CONSTR W/O BLDG PERMIT (Stop-work order for construction without a building permit) · 2020-01-16: PERMB- TO COMPLY VIOL · 2020-01-16: PERMB- INSTALL HVAC SYS · 2020-01-16: PENALTY- NO PLUMB PERM INFO · 2020-02-24: BP_LICENSE · 2020-07-23: L&I investigation2021 — 2021-08-08: Alterations · 2021-09-23: Addition and/or Alteration · 2021-12-07: Addition and/or Alterations · 2021-08-13: L&I investigation2022 — 2022-02-07: L&I investigation2025 — Deed / sale $130K$166K2010201320162019202220252026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspectionLicense
Deed / sale $130K
Highlight
Every dated record29 events · scroll to browse
  1. Deed / saleDeed / sale $130K
  2. InspectionL&I investigation
  3. PermitAddition and/or Alterations
  4. PermitAddition and/or Alteration
  5. InspectionL&I investigation
  6. PermitAlterations
  7. PermitAddition and/or Alteration
  8. InspectionL&I investigation
  9. InspectionBP_LICENSE
  10. L&I violationCOMPL CONCEAL- PLUMB PERM WORK
  11. L&I violationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)
  12. L&I violationARCHITECT/ENGINEER SERVICES
  13. L&I violationPERME- INST/REPL/REPAIR WIRE (Electrical permit required for wiring installation, replacement, or repair)
  14. L&I violationBLDG PERMIT REQUIRED
  15. L&I violationPERMP- ALTER/REPAIR/REPL PLUMB
  16. L&I violationSWO- CONSTR W/O BLDG PERMIT (Stop-work order for construction without a building permit)
  17. L&I violationPERMB- TO COMPLY VIOL
  18. L&I violationPERMB- INSTALL HVAC SYS
  19. L&I violationPENALTY- NO PLUMB PERM INFO
  20. InspectionCSUINITIAL
  21. PermitMajor alteration
  22. LicenseRental
  23. L&I violationEXTERIOR STRUCT UNSAFE COND 7
  24. L&I violationUNSAFE STRUCTURE
  25. PermitMajor alteration
  26. L&I violationWALL PARTIALLY COLLAPSED
  27. InspectionCSUINITIAL
  28. InspectionCSUINITIAL
  29. L&I violationWALL PARTIALLY COLLAPSED

The paper trail

Improved

Bought for $130K in 2025. Owner pulled a addition and/or alterations permit in 2021.

  1. 2018 2 L&I violations incl EXTERIOR STRUCT UNSAFE COND 7L&IL&I: 2 failed, 1 passedL&I visitMajor alterationPermit
  2. 2020 10 L&I violationsL&IInspection failed ×3L&I visitAddition and/or AlterationPermit
  3. 2021 Inspection failedL&I visitAlterationsPermitAddition and/or AlterationPermitAddition and/or AlterationsPermit
  4. 2022 Inspection passedL&I visit
  5. 2025 $130KSold

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 30 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$130K transfer

    2025

  2. InvestigationL&I investigation

    Case 721909 · PASSED

    The cited inspection visit was marked passed.

  3. PermitAddition and/or Alterations

    Permit MP-2021-008321 · Completed

    Install New HVAC System in a Single Family Dwelling; 80,000 BTU Furnace, 2Ton Condenser and Coil

  4. PermitAddition and/or Alteration

    Permit EP-2021-010603 · Completed

    Replace 20 wall outlets, 10 ceiling light fixtures and circuit breaker. Install 10 wall outlets and covers. AS PER NEC 2014

  5. InvestigationL&I investigation

    Case 721909 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. PermitAlterations

    Permit PP-2021-014426 · Completed

    Install drain and water lines for 1 toilet, 1 tub, 1 vanity and 1 kitchen laundry

  7. PermitAddition and/or Alteration

    Permit RP-2020-003786 · Completed

    Interior alterations to an existing attached two-story single family structure

  8. ViolationCOMPL CONCEAL- PLUMB PERM WORK

    Case 721909 · Violation 211985376 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. ViolationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)

    Case 721909 · Violation 211985412 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  10. ViolationARCHITECT/ENGINEER SERVICES

    Case 721909 · Violation 211985384 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. ViolationPERME- INST/REPL/REPAIR WIRE (Electrical permit required for wiring installation, replacement, or repair)

    Case 721909 · Violation 211985383 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationBLDG PERMIT REQUIRED

    Case 721909 · Violation 211985382 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationPERMP- ALTER/REPAIR/REPL PLUMB

    Case 721909 · Violation 211985381 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationSWO- CONSTR W/O BLDG PERMIT (Stop-work order for construction without a building permit)

    Case 721909 · Violation 211985380 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationPERMB- TO COMPLY VIOL

    Case 721909 · Violation 211985379 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationPERMB- INSTALL HVAC SYS

    Case 721909 · Violation 211985378 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationPENALTY- NO PLUMB PERM INFO

    Case 721909 · Violation 211985377 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. InvestigationCSUINITIAL

    Case 644819 · PASSED

    The cited inspection visit was marked passed.

  19. PermitMajor alteration

    Permit 919767 · COMPLETED

    MAKE SAFE PERMIT- FOR REPAIR OF REAR WALL AS PER ENGINEER'S REPORT TO RESOLVE CASE #644819. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6' IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE #644819.

  20. LicenseRental

    License 788766 · Closed

    Giller Realty LLC · Expires 2025-09-11

  21. ViolationEXTERIOR STRUCT UNSAFE COND 7

    Case 644819 · Violation 4745663 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationUNSAFE STRUCTURE

    Case 644819 · Violation 4745662 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. InvestigationCSUINITIAL

    Case 396546 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  24. InvestigationCSUINITIAL

    Case 644819 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  25. PermitMajor alteration

    Permit 581884 · EXPIRED

    REPAIR SECOND FLOOR REAR WALL AND APPLY INSULATION AND DRYWALL.

  26. ViolationWALL PARTIALLY COLLAPSED

    Case 396546 · Violation 2894270 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  27. InvestigationCSUINITIAL

    Case 396546 · CANCELLED

  28. InvestigationCSUINITIAL

    Case 228867 · PASSED

    The cited inspection visit was marked passed.

  29. InvestigationCSUINITIAL

    Case 228867 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  30. ViolationWALL PARTIALLY COLLAPSED

    Case 228867 · Violation 1667762 · RESOLVE

What this record suggests

The City file documents 6 permits touching kitchen work, drywall / interior finishing, electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: historical tax ledger through 2016 recorded $1K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
988 sqft
livable area
Lot
840 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C-
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 963 N 45th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$130K
20%
6.875%
$900/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

963 N 45th St sits on the 900 block of N 45th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 961 N 45th St  ·  965 N 45th St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 11:41 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)