Multi-family report

962 Locust Ave

2 bd · 2 ba · 2 stories · 756 sqft · RM1 · built 1925

Investor / LLC · assessed $90K (2026) · 2027 OPA assessment $221K · 2 licensed units · sold 1×. On the 900 block of Locust Ave.

Street view of 962 Locust Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,264/year

2026 taxable assessment $90,300 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $221,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 122068700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources Record found

$1,705.51 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2020–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

$1,177.40 principal$113.74 interest$76.42 penalty$337.95 other charges
2years recorded 2020–2021tax periods Yesactionable flag Nopayment agreement Nobankruptcy flag Nosheriff-sale flag Noassessment appeal

The snapshot’s 2022 context used $37,300 total assessment, $37,300 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.

A separate historical parcel ledger ending in 2016 records $16,890.31 and a lien entry. It is shown as historical context only.

1998$952.74 total · $173.73 principal · $284.05 interest · $12.16 penalty1999$896.33 total · $282.83 principal · $436.97 interest · $19.80 penalty2000$866.30 total · $282.83 principal · $411.52 interest · $19.80 penalty2001$1,080.92 total · $367.98 principal · $502.29 interest · $25.76 penalty2002$1,168.07 total · $413.60 principal · $527.34 interest · $28.95 penalty2003$994.68 total · $364.94 principal · $432.46 interest · $25.55 penalty2004$1,049.14 total · $401.43 principal · $439.57 interest · $28.10 penalty2006$963.87 total · $401.43 principal · $367.31 interest · $28.10 penalty2007$921.24 total · $401.43 principal · $331.18 interest · $28.10 penalty2008$943.40 total · $431.85 principal · $317.41 interest · $30.23 penalty2009$897.53 total · $431.85 principal · $278.54 interest · $30.23 penalty2010$851.68 total · $431.85 principal · $239.68 interest · $30.23 penalty2011$883.22 total · $474.59 principal · $220.68 interest · $33.22 penalty2013$839.98 total · $510.59 principal · $145.52 interest · $35.74 penalty2014$1,323.75 total · $818.27 principal · $159.57 interest · $57.28 penalty2015$1,236.84 total · $818.27 principal · $85.92 interest · $57.28 penalty2016$1,020.62 total · $854.78 principal · $12.82 interest · $8.55 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Assessment and sale price disagree hard

Why it matters

Assessed at $221K, but it traded for $45,000 in 2024 — a 4.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$16,890 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Lead certificate is not optional

Built 1925: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Who's behind it

Coram Deo Bc LLC · corporate / LLC owner

• Owns 5 properties across Philadelphia under this name, assessed at $771K combined
• Tax bills mail to 701 E Cathedral Rd Ste 45-1478, Philadelphia PA, 19128
• Holds an active rental license for this address

The investment read

How this building has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$90,300
2026 billed-year assessment · 2027: $221,300 · built 1925
Price / sq ft
$293
block $109 · above block
Appreciation
+317%
+14%/yr since 2016 · 2027 +145% vs 2026
In 5 years (~2032)
~$423K
+14%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,264
0.57% effective
Jun 2022 tax snapshot
$2K
recorded then · verify current
Gross yield
6.9%
≈$1K/mo rent
Times sold
1
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$125K$250KZIP 19138 median$221K2004200820122016202020242027
Property assessmentBlock median & rangeZIP 19138 medianAssessmentDeed / saleL&I violationPermitInspectionLicense

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record30 events · exact dates, newest first
  1. LicenseRental
  2. PermitChange of Use
  3. Deed / saleDeed / sale $10K
  4. InspectionPRECOURT (likely: pre-court compliance inspection)
  5. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  6. PermitPlumbing
  7. L&I violationONE AND TWO FAMILY (R3)
  8. InspectionPRECOURT (likely: pre-court compliance inspection)
  9. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  10. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  11. L&I violationINTERIOR SURFACES STAIRS, ETC
  12. L&I violationPLUMB SYS-SANITARY MAINTENA
  13. L&I violationONE AND TWO FAMILY (R3)
  14. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  15. L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
  16. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  17. LicenseRental
  18. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  19. L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
  20. L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
  21. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  22. L&I violationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)
  23. L&I violationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)
  24. L&I violationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)
  25. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  26. L&I violationROOF DETERIORATED
  27. L&I violationWALL DETERIORATED
  28. InspectionCSUINITIAL
  29. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  30. LicenseRental

The paper trail

Bought for $10K in 2024. Owner pulled a change of use permit in 2025.

  1. 2009 2 L&I violationsL&I
  2. 2013 L&I violationL&IInspection failed ×2L&I visit
  3. 2015 3 L&I violationsL&IInspection failed ×4L&I visit
  4. 2016 Inspection failed ×2L&I visit
  5. 2017 PlumbingPermitL&I violationL&IL&I: 3 failed, 3 passedL&I visit
  6. 2024 $10KSold
  7. 2025 Change of UsePermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 36 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. LicenseRental

    License 0974258 · Active

    Coram Deo BC LLC · Expires 2027-03-20

  2. PermitChange of Use

    Permit ZP-2024-012155 · Issued

    Residential - Household Living - Two-Family

  3. Recorded transfer$10K transfer

    2024

  4. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 379080 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  5. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 523173 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  6. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 523173 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  7. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 379080 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  8. PermitPlumbing

    Permit 766650 · COMPLETED

    INSTALL NEW 3/4 WATER SERVICE MAIN TO METER

  9. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 523173 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  10. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 528902 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  11. ViolationONE AND TWO FAMILY (R3)

    Case 523173 · Violation 4322835 · Code 9-3902 (1) · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 506039 · CLOSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. City marked the record closed; open the case for the closing reason.

  13. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 506039 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  14. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 506042 · CLOSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. City marked the record closed; open the case for the closing reason.

  15. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 506042 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  16. ViolationINTERIOR SURFACES STAIRS, ETC

    Case 506039 · Violation 3899230 · Code PM15-305.4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationPLUMB SYS-SANITARY MAINTENA

    Case 506039 · Violation 3899231 · Code PM15-506.2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. ViolationONE AND TWO FAMILY (R3)

    Case 506042 · Violation 3853270 · Code 9-3902 (1) · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 379080 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  20. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 379080 · Violation 4270218 · Code PM-102.4/2 · COMPLIED

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 214347 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  22. LicenseRental

    License 520541 · Inactive

    SGNK LLC · Expires 2021-02-28 · Inactive 2021-04-29

  23. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 214347 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  24. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 214347 · Violation 1496254 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 214347 · Violation 1496255 · Code PM-102.4/2 · COMPLIED

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.

  26. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 121484 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  27. ViolationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)

    Case 121484 · Violation 633145 · Code PM-302.2/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)

    Case 121484 · Violation 633144 · Code PM-302.2/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. ViolationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)

    Case 121484 · Violation 633143 · Code A-503.2/2 · COMPLIED

    Legacy L&I shorthand; the case notice contains the actual required correction and deadlines. City marked this violation complied with; check the resolution date and live case for what was accepted.

  30. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 121484 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  31. ViolationROOF DETERIORATED

    Case 117037 · Violation 599562 · Code PM-307.1/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  32. ViolationWALL DETERIORATED

    Case 117037 · Violation 599563 · Code PM-307.1/11 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. InvestigationCSUINITIAL

    Case 117037 · CLOSED

    City marked the record closed; open the case for the closing reason.

  34. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 78933 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  35. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 78933 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  36. LicenseRental

    License 231068 · Closed

    COLLINS BERRICK · Expires 2008-02-29 · Inactive 2010-11-30

What this record suggests

The City file documents 2 permits touching plumbing. 2 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: active rental license · $2K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $17K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
2
Stories
2
Interior
756 sqft
livable area
Lot
1,127 sqft
Basement
Full
city code D
Exterior condition
Average
city code 4
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Assessment and sale price disagree hard

Assessed at $221K, but it traded for $45,000 in 2024 — a 4.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

Run the numbers

What owning 962 Locust Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$45K
20%
6.875%
$2K/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

962 Locust Ave sits on the 900 block of Locust Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 960 Locust Ave  ·  964 Locust Ave

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 2:09 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)