House report

905 Emily St

Vacant · assessed $63K · sold 2×. On the 900 block of Emily St.

From above — imagery © Esri, Maxar

The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value

$63K

Price / sq ft

—

block $179 ·

Appreciation

-22%

-5%/yr, city 6.5%

In 5 years (~2031)

~$62K

-5%/yr own pace held 5 yrs — extrapolation, not a forecast

Est. tax / yr

$876

1.4% effective

Gross yield

—

Times sold

Value vs. the block, over time — sales, permits & L&I events marked on the line

This houseBlock median & rangeSaleTeardownL&I violationPermit

The paper trailTorn down & rebuilt

demolished in 2020 and rebuilt (2020), then sold for $985K in 2021.

2020 DemolishedTeardownNew ConstructionPermit
2021 Appeal grantedZoning$985KSold
2022 New ConstructionPermit
2023 L&I violationL&I
2025 L&I violationL&INew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermitNew Construction or AdditionsPermit

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Lot

726 sqft

Zoning

CMX2

city zoning code

Zoning appeals

granted 2021

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 905 Emily St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

Purchase price$25K

Down payment20%

Mortgage rate6.875%

Monthly rent$700/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage

—

P&I · 30-yr fixed

All-in monthly

—

+ taxes & insurance

Cash to close

—

down + ~4% costs

Cash flow

—

rent − all costs · /mo

Cap rate

—

NOI ÷ price

Cash-on-cash

—

year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 903 Emily St · 907 Emily St

Where this comes from

Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
Permits, violations & inspections — L&I Property History · Atlas
Back taxes & liens — Real Estate Tax Balances, Dept. of Revenue
Zoning appeals — L&I & Zoning Board appeals
Neighborhood income & rents — US Census ACS 5-year estimates
Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

I research this house against all 580,000+ Philadelphia property records, live — assessments, deeds, permits, violations, taxes, licenses, zoning appeals, schools, crime, and 311. Tap a question below to try me free; your own questions come with membership (free to start).

About this data & fine print

Answers are generated by an AI agent querying City of Philadelphia open data at the moment you ask: OPA property assessments, Recorder of Deeds transfer records, L&I permits, violations & licenses, Dept. of Revenue tax balances, Zoning Board appeals, Police incident reports, Philly311 requests, and School District of Philadelphia catchment and school data.

City data is published as-is and can lag, contain errors, or be corrected later; school performance datasets run years behind and are labeled with their school year. AI answers can contain mistakes — verify anything that matters against the official record (property.phila.gov, atlas.phila.gov) before acting on it.

Informational only. Not legal, financial, or investment advice. Not a consumer report under the FCRA — it may not be used to decide anyone's eligibility for housing, tenancy, employment, credit, or insurance.

Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)

905 Emily St

The investment read

The house, on paper

Run the numbers

Where this comes from

This is 905 Emily St,
on paper.

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