Public Records
Edition
Philadelphia900 block of S 12th StRecords pulled July 9, 2026

House report

902 S 12th St

4 bd · 2 ba · 3 stories · 1,728 sqft · RM1 · built 1915

Owner-occupied · assessed $662K · sold 4×. On the 900 block of S 12th St.

Street view of 902 S 12th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $4,741/yr reflects a 10-year abatement. It jumps to about $9,260/yr in 2029 — $4,519/yr more. Price the full bill, not the current one.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2029 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$662K
built 1915
Price / sq ft
$383
block $256 · above block
Appreciation
+296%
+13%/yr, city 6.5%
In 5 years (~2031)
~$666K
+13%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$5K
0.72% effective, abated
Gross yield
3.1%
≈$2K/mo rent
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2015: Sold $260K2016: Use2017: Sold $360K 2017: Use 2017: Alteration 2017: Plumbing 2017: Electrical2018: Mechanical 2018: Sold $740K2024: Sold $835K$662K201620222027
This houseBlock median & rangeSalePermit
The paper trailNew construction

Bought for $260K in 2015, built new under a 2016 permit (tax-abated), sold for $835K in 2024.

  1. 2015 $260KSold
  2. 2016 UsePermit
  3. 2017 $360KSoldUsePermitAlterationPermitPlumbingPermitElectricalPermit
  4. 2018 MechanicalPermit$740KSold
  5. 2024 $835KSold

Flags: tax-abated — the bill lags real value. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $4,741/yr under a 10-year tax abatement. In 2029 the bill reaches its full ~$9,260/yr — a step up of $4,519/yr, 2 assessment years out. Drag the slider.

2016: ~$2,339/yr2017: ~$2,339/yr2018: ~$2,339/yr2019: ~$4,834/yr2020: ~$5,211/yr2021: ~$5,211/yr2022: ~$5,211/yr2023: ~$4,355/yr2024: ~$4,355/yr2025: ~$4,752/yr2026: ~$4,752/yr2027: ~$4,741/yr2028: ~$4,741/yr (projected)2029: ~$9,260/yr (projected)2030: ~$9,260/yr (projected)201620292030
2027~$4,741/yrfrom the record

now: ($661,500 assessed − $322,809 abated) × 1.3998% ≈ $4,741/yr 2029: $661,500 assessed × 1.3998% ≈ $9,260/yr Flat 100% exemption (pre-2022 program, started 2019), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
1,728 sqft
livable area
Lot
960 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 902 S 12th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$835K
20%
6.875%
$2K/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 900 S 12th St  ·  904 S 12th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)