The Block Report

House report

855 N Bambrey St

3 bd · 1 ba · 2 stories · 1,008 sqft · RSA5 · built 1923

Owner-occupied · assessed $395K (2026) · 2027 OPA assessment $396K · sold 3×. On the 800 block of N Bambrey St.

Property summary

Assessment$395,3002026 OPA assessment · 2027: $396,400 Last sale$325KRecorded 2019 Est. tax bill$4,134/year2026 OPA · Homestead-adjusted Tax delinquency—Snapshot unavailable Permits3Dated events in report Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 855 N Bambrey St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$4,134/year

2026 taxable assessment $295,300 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $396,400; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 151272600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Why it matters

Bought for $188K in 2002, built new under a 2025 permit, sold for $325K in 2019.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1923: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$395,300
2026 billed-year assessment · 2027: $396,400 · built 1923
Price / sq ft
$393
block $393 · in line w/ block
Appreciation
+42%
+3%/yr, city 6.5%
In 5 years (~2031)
~$397K
+3%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,134
1.04% effective
Jun 2022 tax snapshot
—
Gross yield
5%
≈$2K/mo rent
Times sold
3

Assessment vs. the block · every dated City record marked on the line

$0$250K$500K2016 OPA assessment: $279K2017 OPA assessment: $279K2018 OPA assessment: $279K2019 OPA assessment: $371K2020 OPA assessment: $383K2021 OPA assessment: $383K2022 OPA assessment: $383K2023 OPA assessment: $360K2024 OPA assessment: $360K2025 OPA assessment: $395K2026 OPA assessment: $395K2027 OPA assessment: $396K2002 — Deed / sale $188K2005 — Deed / sale $300K2019 — Deed / sale $325K$396K200220072012201720222027
This propertyBlock median & rangeDeed / sale
Deed / sale $325K
Every dated record3 events · scroll to browse
  1. Deed / saleDeed / sale $325K
  2. Deed / saleDeed / sale $300K
  3. Deed / saleDeed / sale $188K

The paper trail

New construction

Bought for $188K in 2002, built new under a 2025 permit, sold for $325K in 2019.

  1. 2002 $188KSold
  2. 2005 $300KSold
  3. 2019 $325KSold
  4. 2025 New construction, addition, GFA changePermitAddition and/or AlterationPermitAddition and/or AlterationPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 3 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$325K transfer

    2019

  2. Recorded transfer$300K transfer

    2005

  3. Recorded transfer$188K transfer

    2002

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,008 sqft
livable area
Lot
672 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 855 N Bambrey St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$396K
20%
6.875%
$2K/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

855 N Bambrey St sits on the 800 block of N Bambrey St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 853 N Bambrey St  ·  857 N Bambrey St

Where this comes from
Methodology & freshness

This report was assembled Jul 9, 2026, 2:52 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)