House report

850 N 4th St

3 bd · 3 ba · 3 stories · 2,389 sqft · RSA5 · built 2017

Owner-occupancy signal · assessed $865K (2026) · 2027 OPA assessment $865K · sold 2×. On the 800 block of N 4th St.

Street view of 850 N 4th St
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From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,421/year

2026 taxable assessment $172,940 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $864,700; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 056200420
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $172,940 of $864,700 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$12,104/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$601K transfer recorded in 2017; new construction appears in a 2013 permit with a reduced taxable assessment shown, followed by a recorded transfer of $775K in 2024.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $2,421/yr, while applying the same rate to the full assessment would imply about $12,104/yr — $9,683/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$864,700
2026 billed-year assessment · 2027: $864,700 · built 2017
Price / sq ft
$362
block $350 · in line w/ block
Assessment change
+3533%
+39%/yr since 2016 · 2027 +0% vs 2026
Est. tax bill / yr
$2,421
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19123 median$865K201320162019202220252027
Property assessmentBlock median & rangeZIP 19123 medianAssessmentDeed / saleL&I violationPermitCertification

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record18 events · exact dates, newest first
  1. CertificationSprinkler Certification
  2. Deed / saleDeed / sale $775K
  3. PermitAdministrative
  4. L&I violationCONSTRUCTION DOCUMENTS
  5. PermitElectrical
  6. PermitSuppression
  7. PermitZoning
  8. PermitAddition
  9. Deed / saleDeed / sale $601K
  10. PermitPlumbing
  11. L&I violationINSURANCE - POST CERT
  12. L&I violationWORKMANLIKE- BUILDING CODE
  13. L&I violationPROPERLY REMOVE DEMO DEBRIS
  14. PermitMechanical
  15. PermitElectrical
  16. PermitSuppression
  17. PermitPlumbing
  18. PermitNew construction

The paper trail

$601K transfer recorded in 2017; new construction appears in a 2013 permit with a reduced taxable assessment shown, followed by a recorded transfer of $775K in 2024.

  1. 2013 MechanicalPermit
  2. 2014 3 L&I violationsL&I
  3. 2015 PlumbingPermitPlumbingPermit
  4. 2017 $601KTransfer
  5. 2019 L&I violationL&IZoningPermitAdditionPermitSuppressionPermitElectricalPermitAdministrativePermit
  6. 2024 $775KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 20 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. CertificationSprinkler Certification

    Certification BC-2024-015287 · Certified

    Expires 2025-05-22

  2. Recorded transfer$775K transfer

    2024

  3. PermitAdministrative

    Permit 1027189 · COMPLETED

    AMEND BUILDING PERMIT #962562 FOR THE NEW CONSTRUCTION OF A PERGOLA ON THE ROOF DECK PER APPROVED PLANS.

  4. ViolationCONSTRUCTION DOCUMENTS

    Case 962562 · Violation 5208732 · Code A-302.5 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  5. PermitElectrical

    Permit 1016719 · COMPLETED

    INSTALL 3-RECESSED LIGHTS, 2-SWITCHES, 4-RECEPTACLES & REPLACE 3-LIGHT FIXTURES AS PER NEC 2008 NORTH CENTRAL DISTRICT

  6. PermitSuppression

    Permit 1005863 · COMPLETED

    EZ PERMIT SPRINKLER RELOCATION (NFPA 13)- FOR THE RELOCATION OF SPRINKLER HEADS AS PER ATTACHED STANDARDS. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS. RELOCATE 1 SPRINKLER HEAD

  7. PermitZoning

    Permit 962561 · COMPLETED

    FOR ADDITION OF A ROOF DECK AND ROOF-DECK ACCESS STRUCTURE TO AN EXISTING BUILDING FOR CONTINUED USE AS A SINGLE-FAMILY HOUSEHOLD LIVING. SIZE AND LOCATION AS PER APPROVED PLAN.

  8. PermitAddition

    Permit 962562 · COMPLETED

    FOR ADDITION OF A ROOF DECK AND ROOF-DECK ACCESS STRUCTURE TO AN EXISTING BUILDING PER APPROVED PLANS FOR CONTINUED USE AS A SINGLE-FAMILY HOUSEHOLD LIVING. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION.

  9. Recorded transfer$601K transfer

    2017

  10. PermitPlumbing

    Permit 642077 · COMPLETED

    3/4 DISTRIBUTION PA20152722881 (SFD)SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  11. PermitPlumbing

    Permit 634411 · COMPLETED

    3/4 WATER SERVICE

  12. ViolationINSURANCE - POST CERT

    Case 462801 · Violation 3429300 · Code A-302.8/32 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationWORKMANLIKE- BUILDING CODE

    Case 462801 · Violation 3429298 · Code A-104.1/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationPROPERLY REMOVE DEMO DEBRIS

    Case 462801 · Violation 3429299 · Code A-104.1/6 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. PermitMechanical

    Permit 484754 · COMPLETED

    INSTALLATION OF (2) HVAC UNIT INCLUDING DUCTWORK (SFD)

  16. PermitElectrical

    Permit 480925 · COMPLETED

    200AMP SERVICE, REWIRE 1ST, 2ND & 3RD FLOORS ARC FAULT GFIC KITCHEN, BATH GROUNDING AS PER NEC 2008 (SFD)

  17. PermitSuppression

    Permit 474534 · COMPLETED

    INSTALL NEW FIRE SUPPRESSION SYSTEM AND 2" SERVICE IN ACCORDANCE WITH NFPA 13R THROUGHOUT THE ENTIRE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.

  18. PermitPlumbing

    Permit 470940 · EXPIRED

    3 TOILETS, 3 TUBS AND SHOWER, 3 LAVS, 1 KITCHEN AND 1 LAUNDRY

  19. PermitNew construction

    Permit 462801 · COMPLETED

    ERECTION OF A FOUR (4) STORY SINGLE FAMILY DWELLING ON PREVIOUSLY APPROVED FOUNDATION PERMIT# 449517. NFPA 13R MINIMUM FIRE SUPPRESSION SYSTEM REQUIRED.

  20. PermitNew construction

    Permit 449517 · COMPLETED

    FOOTINGS AND FOUNDATIONS ONLY. SPECIAL INSPECTION REQUIRED FOR UNDERPINNING.

What this record suggests

The City file documents 13 permits touching kitchen work, bathroom work, electrical work, plumbing. 12 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $2,421/year. Applying the same 1.3998% rate to the full assessed value would imply ~$12,104/year$9,683/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$333/yr2017: ~$1,159/yr2018: ~$2,139/yr2019: ~$2,266/yr2020: ~$2,372/yr2021: ~$2,372/yr2022: ~$2,372/yr2023: ~$2,104/yr2024: ~$2,104/yr2025: ~$2,421/yr2026: ~$2,421/yr20162026
2026~$2,421/yrestimated from assessment

2026: ($864,700 assessed − $691,747 exempt) × 1.3998% ≈ $2,421/yr full-assessment scenario: $864,700 × 1.3998% ≈ $12,104/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
3
Stories
3
Interior
2,389 sqft
livable area
Lot
767 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 850 N 4th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$865K
20%
6.875%
$2K/mo

When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

850 N 4th St sits on the 800 block of N 4th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 850 N 4th St  ·  850 N 4th St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 10:01 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)