2026 taxable assessment $86,900 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $330,000; it is not the 2026 billed-year value.
Multi-family report
849 E Chelten Ave
6 bd · 6 ba · 3 stories · 2,661 sqft · RM1 · built 1915
Investor / LLC · assessed $87K (2026) · 2027 OPA assessment $330K · sold 2×. On the 800 block of E Chelten Ave.
Property summary
Assessment$86,9002026 OPA assessment · 2027: $330,000
Last sale$37KRecorded 2024 · later nominal deed
Est. tax bill$1,216/year2026 taxable assessment × 1.3998%
Tax delinquency$35City snapshot · Jun 2022
Permits7Every fetched City permit
Violations1 open45 historical across 15 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 5910120002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$34.92 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2019. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$0.00 principal$9.82 interest$5.73 penalty$19.37 other charges
The snapshot’s 2022 context used $33,500 total assessment, $33,500 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $15,664.20 and a lien entry. It is shown as historical context only.
2012$4,004.82 total · $2,158.95 principal · $809.60 interest · $151.13 penalty2013$3,599.60 total · $2,236.54 principal · $637.41 interest · $156.56 penalty2014$2,989.13 total · $1,933.96 principal · $377.12 interest · $135.38 penalty2015$2,783.74 total · $1,933.96 principal · $203.06 interest · $135.38 penalty2016$2,286.91 total · $2,020.26 principal · $30.30 interest · $20.20 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a addition and/or alteration permit in 2026.
View supporting records →Assessment and sale price disagree hard
Why it mattersAssessed at $330K, but it traded for $37,000 in 2024 — a 8.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Twins Financial LLC
- Tax mailing address
- 12 PENNS TRAIL STE 138, NEWTOWN PA, 18940
- L&I district
- NORTH
- Building ID (BIN)
- —
- OPA account
- 591012000
Permits7Every dated permit
Violation cases1545 violation records · 1 open
Investigations5038 failed · 6 passed · 6 closed
Building certifications0No match
Business licenses10 active
Appeals0No match
PermitsPermit number, issued date, work and City status7
Addition and/or AlterationPermit CP-2021-003410
Jun 15, 2021 Completed Completed Oct 22, 2021
FOR A MAKE SAFE PERMIT FOR STRUCTURAL REPAIR TO REVISE STAR BOLTS BY TIGHTENING ON EXTERIOR, NUT AND ANCHOR REMOVED. INSTALL SECOND SET OF 2X10 BLOCKING. NEW FRAMING, NEW WINDOWS INSTALLED, NEW VINYL AND CERAMIC TILES ON FLOOR
Change of UsePermit ZP-2022-013381
Dec 9, 2022 Issued
Residential - Household Living - Multi-Family
Change of UsePermit ZP-2022-013795
Dec 23, 2022 Issued
Residential - Household Living - Multi-Family
Rough-InPermit FP-2025-001829
Sep 10, 2025 Completed Completed Sep 23, 2025
Rough-In Permit for FP-2025-001816 SUPPLY AND INSTALL ALL REQUIRED SPRINKLERS PER NFPA 13R SUPPLY AND INSTALL ALL REQUIRED PIPING, HANGERS AND FITTINGS PER NFPA 13R
Addition and/or AlterationPermit CP-2025-001570
Sep 22, 2025 Issued
LEGALIZATION OF LEVEL II ALTERATIONS WITH COMPLETE CHANGE OF OCCUPANCY TO CREATE SIX (6) DWELLING UNITS IN AN EXISTING THREE-STORY BUILDING AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKLERED. *2018 IEBC REVIEW* **SEPARATE PERMITS REQUIRED FOR ANY MEP & FIRE SUPPRESSION WORK**
Addition and/or AlterationsPermit FP-2025-001816
Sep 23, 2025 Issued
FOR INSTALLATION OF A TWO-INCH FIRE SERVICE LINE, TWO-INCH BACKFLOW PREVENTER AND FIRE SPRINKLER SYSTEM IN ACCORDANCE WITH APPROVED PLANS, HYDRAULIC CALCULATIONS AND NFPA 13R.
Addition and/or AlterationPermit EP-2025-012185
Jan 22, 2026 Completed Completed Feb 26, 2026
INSTALL COMPLETE FIRE ALARM SYSTEM W/ LOW FREQUENCY SOUNDERS IN ALL LIVING RMS AND BEDROOMS. ALL WORK IS TO BE DONE ACCORDING TO APPROVED DRAWINGS-2017 NEC,2016 NFPA-72.
Violation cases45 individual violation records; resolved history remains visible15
Case 372187CLOSED
STANDARD · Opened Mar 11, 2013 · completed May 16, 2013
- EXT A-CLEAN RUBBISH/GARBAGEViolation 2770168Mar 8, 2013 COMPLIED
Case 397428CLOSED
UNSAFE · Opened Aug 14, 2013 · completed Jan 3, 2019
- FIRE ALARM DEFECTIVEViolation 4678176Aug 13, 2013 CLOSEDCASE
- ROOF FIRE DAMAGEDViolation 4678175Aug 13, 2013 CLOSEDCASE
Case 501568CLOSED
STANDARD · Opened Sep 10, 2015 · completed Aug 31, 2016
- EXTERIOR AREA SANITATIONViolation 3729430Sep 9, 2015 CLOSEDCASE
- EXTERIOR AREA WEEDSViolation 3729431Sep 9, 2015 CLOSEDCASE
- VACANT AND OPENViolation 3729429Sep 9, 2015 CLOSEDCASE
Case 501572CLOSED
STANDARD · Opened Sep 10, 2015
- VACANT STRUCTURE LICENSEViolation 3704835Sep 9, 2015 CLOSEDCASE
Case 523085CLOSED
STANDARD · Opened Mar 9, 2016 · completed Oct 5, 2016
- DUMPING - PRIVATE LOTViolation 3863431Mar 9, 2016 COMPLIED
- CLIP VIOLATION NOTICEViolation 3863430Mar 9, 2016 COMPLIED
Case 605731CLOSED
STANDARD · Opened Sep 25, 2017 · completed Mar 8, 2018
- EXTERIOR AREA WEEDSViolation 4526077Sep 20, 2017 CLOSEDCASE
- VACANT STRUCTURE AND LANDViolation 4526076Sep 20, 2017 CLOSEDCASE
Case 653902COMPLIED, BALANCE DUE
NOTICE OF VIOLATION · Opened Sep 11, 2018
- UNSAFE STRUCTUREViolation 211951821Sep 11, 2018 COMPLIED
- EXTERIOR STRUCT UNSAFE COND 8Violation 211951823Sep 11, 2018 COMPLIED
- EXTERIOR STRUCT UNSAFE COND 5Violation 211951822Sep 11, 2018 COMPLIED
Case 678419CLOSED
STANDARD · Opened Apr 2, 2019 · completed Apr 8, 2019
- VACANT AND OPENViolation 4991930Apr 1, 2019 CLOSEDCASE
- VACANT STRUCTURE AND LANDViolation 4991931Apr 1, 2019 CLOSEDCASE
- EXTERIOR AREA SANITATIONViolation 4991932Apr 1, 2019 CLOSEDCASE
- EXTERIOR AREA WEEDSViolation 4991933Apr 1, 2019 CLOSEDCASE
Case 678421CLOSED
NOTICE OF VIOLATION · Opened Apr 2, 2019 · completed Jul 29, 2022
- EXTERIOR STRUCT IDENTIFViolation 211959214Apr 1, 2019 COMPLIED
- EXTERIOR STRUCTURE FOUNDATIONSViolation 211959216Apr 1, 2019 COMPLIED
- EXTERIOR STRUCTURE WALLSViolation 211959219Apr 1, 2019 COMPLIED
- VACANT STRUCTURE LICENSEViolation 211959221Apr 1, 2019 COMPLIED
- DOOR AND WINDOW VACANTViolation 211959224Apr 1, 2019 COMPLIED
- EXTERIOR STRUCT PROTECTIVE TREViolation 211959225Apr 1, 2019 COMPLIED
- EXTERIOR STRUCT ROOF DRAINAGEViolation 211959226Apr 1, 2019 COMPLIED
- EXTERIOR STRUCT DEC FEATURESViolation 211959170Apr 1, 2019 COMPLIED
Case 709699CLOSED
STANDARD · Opened Oct 2, 2019
- VACANT STRUCTURE AND LANDViolation 5201135Oct 1, 2019
- EXTERIOR AREA WEEDSViolation 5201136Oct 1, 2019
Case CF-2020-074219CLOSED
NOTICE OF VIOLATION · Opened Oct 21, 2020 · completed Jul 18, 2022
- VACANT STRUCTURE & LANDViolation VI-2020-043475Oct 21, 2020 CLOSED
- VACANT & OPENViolation VI-2020-043476Oct 21, 2020 COMPLIED
- EXTERIOR AREA WEEDSViolation VI-2020-043477Oct 21, 2020 CLOSED
- EXTERIOR AREA SANITATIONViolation VI-2020-043478Oct 21, 2020 CLOSED
Case CF-2022-070809CLOSED
NOTICE OF VIOLATION · Opened Jul 18, 2022 · completed Jul 27, 2022
- EXTERIOR AREA WEEDSViolation VI-2022-051642Jul 18, 2022 COMPLIED
- VACANT PROPERTIESViolation VI-2022-051645Jul 18, 2022 COMPLIED
- VACANT STRUCTURE & LANDViolation VI-2022-051644Jul 18, 2022 COMPLIED
- EXTERIOR AREA SANITATIONViolation VI-2022-051643Jul 18, 2022 COMPLIED
Case CF-2022-123941CLOSED
NOTICE OF VIOLATION · Opened Dec 16, 2022 · completed May 17, 2023
- VACANT STRUCTURE & LANDViolation VI-2022-093264Dec 16, 2022 COMPLIED
- EXTERIOR AREA SANITATIONViolation VI-2022-093265Dec 16, 2022 COMPLIED
- VACANT PROPERTIESViolation VI-2022-093266Dec 16, 2022 COMPLIED
Case CF-2024-005321IN VIOLATION - COURT
NOTICE OF VIOLATION · Opened Jan 23, 2024
- EXTERIOR STRUCTURE DOORSViolation VI-2024-004220Jan 23, 2024 OPEN
- PLUMBING SYSTEMS- GENERALViolation VI-2024-004221Jan 23, 2024 OPEN
- ILLUMINATION REQUIRED Violation VI-2024-004224Jan 23, 2024 OPEN
- SINGLE- & MULTIPLE-STATION SMOKE ALARMS Violation VI-2024-004222Jan 23, 2024 OPEN
- PERIODIC TESTING Violation VI-2024-004223Jan 23, 2024 OPEN
Case CF-2026-025889IN VIOLATION
NOTICE OF VIOLATION · Opened Mar 20, 2026
- OCCUPIED W/O TCO OR COViolation VI-2026-015951Mar 20, 2026 OPEN
InvestigationsEvery inspector visit, including CLOSED outcomes50
HCEU INSPCase 372187
Mar 8, 2013 FAILED
HCEU INSPCase 372187
Apr 19, 2013 FAILED
HCEU INSPCase 372187
May 14, 2013 PASSED
CSUINITIALCase 397428
Aug 14, 2013 FAILED
HCEU INSPCase 501568
Sep 9, 2015 FAILED
HCEU INSPCase 501572
Sep 9, 2015 FAILED
HCEU INSPCase 501568
Oct 1, 2015 FAILED
HCEU INSPCase 501568
Oct 1, 2015 CLOSED
VAC INSPCase 605731
Sep 20, 2017 FAILED
VAC INSPCase 605731
Nov 30, 2017 FAILED
VAC INSPCase 605731
Feb 22, 2018 CLOSED
CSUINITIALCase 397428
May 17, 2018 FAILED
CSUINITIALCase 397428
Sep 10, 2018 CLOSED
CSUINITIALCase 653902
Sep 10, 2018 FAILED
HCEU INSPCase 678421
Apr 1, 2019 FAILED
HCEU INSPCase 678419
Apr 1, 2019 FAILED
HCEU INSPCase 678419
Apr 2, 2019 CLOSED
CSUINITIALCase 653902
Apr 27, 2019 FAILED
HCEU INSPCase 678421
May 15, 2019 FAILED
CSUINITIALCase 653902
Jun 19, 2019 FAILED
HCEU INSPCase 678421
Aug 30, 2019 CLOSED
HCEU INSPCase 709699
Oct 1, 2019 FAILED
CSUINITIALCase 653902
Nov 25, 2019 FAILED
HCEU INSPCase 709699
Dec 17, 2019 CLOSED
CSUINITIALCase 653902
Feb 27, 2020 FAILED
L&I investigationCase 653902
Jun 26, 2020 FAILED
L&I investigationCase 653902
Oct 6, 2020 FAILED
L&I investigationCase CF-2020-074219
Oct 21, 2020 FAILED
L&I investigationCase 678421
Nov 4, 2020 FAILED
L&I investigationCase CF-2020-074219
Nov 30, 2020 FAILED
L&I investigationCase 653902
Dec 18, 2020 FAILED
L&I investigationCase 678421
Dec 23, 2020 FAILED
L&I investigationCase 678421
Feb 23, 2021 FAILED
L&I investigationCase 653902
Mar 25, 2021 FAILED
L&I investigationCase 653902
Jul 8, 2021 FAILED
L&I investigationCase 653902
Oct 21, 2021 PASSED
L&I investigationCase CF-2021-105592
Oct 28, 2021 FAILED
L&I investigationCase CF-2021-105592
Dec 2, 2021 FAILED
L&I investigationCase CF-2021-105592
Dec 6, 2021 FAILED
L&I investigationCase CF-2021-105592
Jan 11, 2022 PASSED
L&I investigationCase CF-2022-070809
Jul 18, 2022 FAILED
L&I investigationCase 678421
Jul 25, 2022 PASSED
L&I investigationCase CF-2022-070809
Jul 27, 2022 PASSED
L&I investigationCase CF-2022-123941
Dec 16, 2022 FAILED
L&I investigationCase CF-2022-123941
May 17, 2023 PASSED
L&I investigationCase CF-2024-005321
Jan 23, 2024 FAILED
L&I investigationCase CF-2024-005321
Feb 27, 2024 FAILED
L&I investigationCase CF-2024-005321
Apr 10, 2024 FAILED
L&I investigationCase CF-2026-025889
Mar 20, 2026 FAILED
L&I investigationCase CF-2026-025889
May 14, 2026 FAILED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 915530
EscrowBar LLC
Revenue code 3202 · First issued Jan 31, 2023 Expired Expiration Jan 30, 2024
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
4 resolve before relying
5 verify
Resolve before relyingZoning approval is not the occupancy fileThe history also contains “OCCUPIED W/O TCO OR CO.”
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗Resolve before relyingA permit row needs file-level verification2 permits not marked completed: CP-2025-001570 (Issued), FP-2025-001816 (Issued).
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Resolve before relying1 open L&I violation45 violation rows are retained in the City ledger.
Why it mattersOpen notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.
Verify nextRead the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.
Open the controlling City guidance ↗Resolve before relyingA dated tax balance needs a current payoff$34.92 was recorded in the City’s 2022-06 delinquency snapshot for 2019.
Why it mattersThat is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.
Verify nextCheck period balances and request a dated Property Payoff statement for settlement.
Open the controlling City guidance ↗VerifyResidential form does not establish rental useOPA classifies the parcel as multi-family; no active Rental License row matched.
Why it mattersA multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.
Verify nextConfirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition38 failed, 6 passed, and 6 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on May 14, 2026.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA fire-system permit exists, but no annual certification matched4 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.
Why it mattersInstalled systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.
Verify nextConfirm what system was installed and whether a current annual certificate is required and filed.
Open the controlling City guidance ↗VerifyThe latest nominal transfer is not a market sale—or a title opinionThe latest deed in the assembled record moved for nominal consideration.
Why it mattersA $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.
Verify nextRead the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
Several independent, separately dated records stack up here and deserve prompt verification.
Evidence: 1 open L&I violation · $35 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2021, 2024, 2026
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Recent transition activity
The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.
Evidence: 4 permit events since 2023
Limit: Record activity alone does not establish that a sale or redevelopment is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
1 open violation: the clock matters
Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.
$15,664 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Twins Financial LLC · corporate / LLC owner
• Tax bills mail to 12 Penns Trail Ste 138, Newtown PA, 18940 — outside Philadelphia
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$86,900
2026 billed-year assessment · 2027: $330,000 · built 1915
Price / sq ft
$124
block $92 · above block
Appreciation
-31%
-4%/yr, city 6.5%
In 5 years (~2031)
~$329K
-4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,216
0.37% effective
Jun 2022 tax snapshot
$35
recorded then · verify current
Gross yield
4.7%
≈$1K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermitInspection
The paper trail
ImprovedOwner pulled a addition and/or alteration permit in 2026.
- 2022 L&I: 2 failed, 3 passedL&I visitChange of UsePermitChange of UsePermit
- 2023 Inspection passedL&I visit
- 2024 5 L&I violationsL&IInspection failed ×3L&I visit
- 2025 Rough-InPermitAddition and/or AlterationPermitAddition and/or AlterationsPermit
- 2026 Addition and/or AlterationPermitL&I violationL&IInspection failed ×2L&I visit
Flags: 1 open L&I violation · $35 recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $16K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
6
Bathrooms
6
Stories
3
Interior
2,661 sqft
livable area
Lot
3,832 sqft
Basement
Full
city code D
Heat
Other
city code E
Central air
No
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
ABCDE
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Assessment and sale price disagree hard
Assessed at $330K, but it traded for $37,000 in 2024 — a 8.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Run the numbers
What owning 849 E Chelten Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
849 E Chelten Ave sits on the 800 block of E Chelten Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 847 E Chelten Ave · 851 E Chelten Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:00 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
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