2026 taxable assessment $267,300 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $284,900; it is not the 2026 billed-year value.
House report
8415 Loretto Ave
1 story · 1,000 sqft · RSA3 · built 1956
Investor / LLC · assessed $267K (2026) · 2027 OPA assessment $285K · sold 1×. On the 8400 block of Loretto Ave.
Property summary
Assessment$267,3002026 OPA assessment · 2027: $284,900
Last sale$136KRecorded 2008
Est. tax bill$3,742/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations0 open10 historical across 6 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 5623715002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Why it matterssold $120K (2003); Inspection failed (2008); Appeal moot (2009); 2 L&I violations (2011); 2 L&I violations (2020); L&I: 1 failed, 1 passed (2020); 2 L&I violations (2021); L&I: 3 failed, 2 passed (2021); L&I violation (2024); L&I: 1 failed, 1 passed (2024).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Zafar And Faisal INC
- Tax mailing address
- 46 SIENNA CIR, WARMINSTER PA, 18974
- L&I district
- EAST
- Building ID (BIN)
- —
- OPA account
- 562371500
Permits0No match
Violation cases610 violation records · 0 open
Investigations137 failed · 4 passed · 2 closed
Building certifications0No match
Business licenses11 active
Appeals1OPEN · MOOT
PermitsPermit number, issued date, work and City status0
No permits matched this parcel in the fetched City dataset.
Violation cases10 individual violation records; resolved history remains visible6
Case 182486CLOSED
STANDARD · Opened Oct 17, 2008 · completed Jun 27, 2012
- VACANT PROP STANDARDViolation 1128361Oct 17, 2008 CMPLY
- LICENSE-VAC RES BLDGViolation 1128362Oct 17, 2008 CMPLY
- PROSEC- STD INFOViolation 1128363Oct 17, 2008 CMPLY
Case 285464CLOSED
STANDARD · Opened Jul 5, 2011 · completed Aug 9, 2011
- CLIP VIOLATION NOTICEViolation 2132233Jul 5, 2011 COMPLIED
- HIGH WEEDS-CUTViolation 2132234Jul 5, 2011 COMPLIED
Case CF-2020-066172CLOSED
NOTICE OF VIOLATION · Opened Sep 23, 2020 · completed Oct 9, 2020
- RUBBISH & GARBAGEViolation VI-2020-037447Sep 23, 2020 COMPLIED
- EXTERIOR AREA WEEDSViolation VI-2020-037448Sep 23, 2020 COMPLIED
Case CF-2021-003074CLOSED
NOTICE OF VIOLATION · Opened Jan 13, 2021 · completed Mar 15, 2021
- RUBBISH & GARBAGEViolation VI-2021-002309Jan 13, 2021 COMPLIED
Case CF-2021-016171CLOSED
NOTICE OF VIOLATION · Opened Mar 9, 2021 · completed Mar 26, 2021
- RUBBISH & GARBAGEViolation VI-2021-012601Mar 9, 2021 COMPLIED
Case CF-2024-036454CLOSED
NOTICE OF VIOLATION · Opened Apr 26, 2024 · completed May 17, 2024
- EXTERIOR AREA WEEDSViolation VI-2024-029834Apr 26, 2024 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes13
L_CLIPCase 18342
Oct 17, 2003 FAILED
L_CLIPCase 18342
Nov 8, 2003 CLOSED
BRU INSPCase 182486
Oct 17, 2008 FAILED
BRU INSPCase 182486
Jun 27, 2012 CLOSED
L&I investigationCase CF-2020-066172
Sep 23, 2020 FAILED
L&I investigationCase CF-2020-066172
Oct 9, 2020 PASSED
L&I investigationCase CF-2021-003074
Jan 13, 2021 FAILED
L&I investigationCase CF-2021-003074
Jan 27, 2021 FAILED
L&I investigationCase CF-2021-016171
Mar 9, 2021 FAILED
L&I investigationCase CF-2021-003074
Mar 15, 2021 PASSED
L&I investigationCase CF-2021-016171
Mar 26, 2021 PASSED
L&I investigationCase CF-2024-036454
Apr 26, 2024 FAILED
L&I investigationCase CF-2024-036454
May 17, 2024 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 465636
ZAFAR AND FAISAL REAL ESTATE
Revenue code 3202 · First issued Feb 3, 2009 Active Expiration Feb 28, 2027
AppealsApplication status and decision are separate City fields1
RB_LIRBAppeal 7718
Mar 10, 2009 OPEN MOOT Related permit 182486
THIS HOUSE WAS ON SHERIFF SALE BECAUSE I CANNOT AFFORD TO PAY THE MORTGAGE. IT WAS BOUGHT BY ONE OF MY RELATIVES AT THE SHERIFF SALE. AS SOON AS I HEARD I STARTED TO MOVE FROM THE HOUSE. THE CITY DID NOT SEND A NOTICE THAT MY HOUSE WAS SOLD
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
4 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileAppeal #7718: OPEN · MOOT; related permit 182486.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyA rental license does not transfer with the deed1 active Rental License record matched.
Why it mattersIf dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.
Verify nextPlan the buyer’s replacement license before settlement.
Open the controlling City guidance ↗VerifyTax mail goes outside Philadelphia; owner residence still needs verificationOPA mails the property tax record outside Philadelphia (46 SIENNA CIR, WARMINSTER PA, 18974).
Why it mattersA tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.
Verify nextVerify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.
Open the controlling City guidance ↗VerifyLead compliance is a separate recordOPA records a 1956 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.
Why it mattersPhiladelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.
Verify nextRequest the current lead certificate or City exemption for every dwelling unit.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition7 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on May 17, 2024.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 10 historical violations across 6 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1956: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA3: one household by right
Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you’re the landlord
Lead certificate is not optional
Built 1956: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Zafar And Faisal INC · corporate / LLC owner
• Tax bills mail to 46 Sienna Cir, Warminster PA, 18974 — outside Philadelphia
• Holds an active rental license for this address
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$267,300
2026 billed-year assessment · 2027: $284,900 · built 1956
Price / sq ft
$285
block $285 · in line w/ block
Appreciation
+72%
+6%/yr, city 6.5%
In 5 years (~2031)
~$286K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,742
1.31% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.4%
≈$1K/mo rent
Times sold
1
licensed rental
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermit
The paper trail
Historysold $120K (2003); Inspection failed (2008); Appeal moot (2009); 2 L&I violations (2011); 2 L&I violations (2020); L&I: 1 failed, 1 passed (2020); 2 L&I violations (2021); L&I: 3 failed, 2 passed (2021); L&I violation (2024); L&I: 1 failed, 1 passed (2024).
- 2003 $120KSold
- 2008 Inspection failedL&I visit
- 2009 Appeal mootZoning
- 2011 2 L&I violationsL&I
- 2020 2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit
- 2021 2 L&I violationsL&IL&I: 3 failed, 2 passedL&I visit
- 2024 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
1
Interior
1,000 sqft
livable area
Lot
3,190 sqft
Basement
Partial, semi-finished
city code F
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA3
city zoning code
Zoning appeals
1
OPEN · MOOT · 2009
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 8415 Loretto Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2008) a 30-year mortgage ran about 6.03% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
8415 Loretto Ave sits on the 8400 block of Loretto Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 8413 Loretto Ave · 8417 Loretto Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 7:01 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)