House report

840 Independence Ct

3 bd · 3 ba · 2 stories · 2,883 sqft · RSA5 · built 2009

Owner-occupied · assessed $790K. On the 800 block of Independence Ct.

Street view of 840 Independence Ct
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$790K
built 2009
Price / sq ft
$274
block $274 · in line w/ block
Appreciation
+5%
+0%/yr, city 6.5%
In 5 years (~2031)
~$790K
+0%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$10K
1.22% effective
Gross yield
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2007: Administrative 2007: Plumbing 2010: Electrical 2010: Mechanical$790K201620222027
This houseBlock median & rangePermit

The paper trail

Owner pulled a mechanical permit in 2010.

  1. 2007 AdministrativePermitPlumbingPermit
  2. 2010 ElectricalPermitMechanicalPermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
3
Stories
2
Interior
2,883 sqft
livable area
Lot
1,543 sqft
Basement
Full, finished
city code 1
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 840 Independence Ct takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$790K
20%
6.875%
$6K/mo

When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

840 Independence Ct sits on the 800 block of Independence Ct. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 838 Independence Ct  ·  842 Independence Ct

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)