The Block Report

House report

822 S 12th St

3 bd · 2 ba · 3 stories · 1,659 sqft · RM1 · built 1920

Owner-occupied · assessed $647K (2026) · 2027 OPA assessment $628K · sold 3×. On the 800 block of S 12th St.

Property summary

Assessment$647,1002026 OPA assessment · 2027: $628,200 Last sale$540KRecorded 2016 Est. tax bill$9,058/year2026 taxable assessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits7Every fetched City permit Violations0 open4 historical across 4 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 822 S 12th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$9,058/year

2026 taxable assessment $647,100 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $628,200; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 022327100
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $120K in 2014, major alteration permit in 2014, sold for $540K in 2016 (+350%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$647,100
2026 billed-year assessment · 2027: $628,200 · built 1920
Price / sq ft
$379
block $360 · above block
Appreciation
+175%
+11%/yr, city 6.5%
In 5 years (~2031)
~$632K
+11%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$9,058
1.44% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.8%
≈$3K/mo rent
Times sold
3

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2014: Sold $120K 2014: Major alteration 2015: Sold $215K 2015: Major alteration 2015: 4 L&I violations 2015: L&I: 1 failed, 1 passed 2015: Zoning 2015: Major alteration 2015: Mechanical 2015: Electrical 2015: Plumbing2016: Sold $540K$647K201620182020202220242026
This houseBlock median & rangeSalePermit

The paper trail

Renovated & sold on

Bought for $120K in 2014, major alteration permit in 2014, sold for $540K in 2016 (+350%).

  1. 2014 $120KSoldMajor alterationPermit
  2. 2015 $215KSoldMajor alterationPermit4 L&I violationsL&IL&I: 1 failed, 1 passedL&I visitZoningPermitMajor alterationPermitMechanicalPermitElectricalPermitPlumbingPermit
  3. 2016 $540KSold

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
CENTRAL EAST
OPA account
022327100

What this record suggests

The City file documents 7 permits touching bathroom work, electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. Recorded transfer$540K transfer

    2016

  2. ViolationPERMB- WORK NOT SAME AS PERMIT

    Case 626312 · Violation 3754052 · COMPLIED

  3. PermitPlumbing

    Permit 638887 · COMPLETED

    REPLACE CURB TRAP,FAI,3/4 WATER SERVICE MAIN DRAIN INTO BASEMENT,YARD 7DRAIN,2 STACKS,ALL UNDERFLOOR PIPING TO BATHROOMS (SFD)PA20152573353 SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  4. PermitElectrical

    Permit 638413 · COMPLETED

    200 AMP SERVICE, ALL NEW OUTLETS, SWITCHES, & LIGHTING 120W INTERCONNECTED FIRE ALARLM SYSTEM. WIRE ALL APPLIANCE AND HEAT AND AIR CONDITIONING SYSTEM AS PER NEC 2008 SOUTH DISTRICT

  5. PermitMechanical

    Permit 634169 · COMPLETED

    INSTALL 1 HVAC UNIT WITH DUCTWORK (SFD)

  6. InvestigationBP_BLDG

    Case 491462 · PASSED

  7. PermitZoning

    Permit 628715 · COMPLETED

    FOR THE PARTIAL REMOVAL OF AN EXISTING SECOND STORY ADDITION; FOR THE ERECTION OF A SECOND AND THIRD STORY ADDITION; ROOF DECK AND PILOT HOUSE. SIZE AND LOCATION AS SHOWN ON SUBMITTED PLAN.

  8. PermitMajor alteration

    Permit 626312 · COMPLETED

    FOR THE INTERIOR EXTERIOR ALTERATION; ADDITION; RECONSTRUCTION OF ROOF DECK ACCESS STAIR ENCLOSURE AND CONSTRUCTION OF A ROOF DECK TO AN EXISTING ATTACHED SINGLE FAMILY DWELLING PER SUBMITTED PLAN. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING AND MECHANICAL. PERMIT TO COMPLY CD#491462 FOR EXCEEDING E-Z ALTERATION A/P# 619136.

  9. ViolationSWO- CONTRARY TO GOOD PRACTICE

    Case 491462 · Violation 3636713 · COMPLIED

  10. ViolationPERMB- WORK NOT SAME AS PERMIT

    Case 567509 · Violation 3682144 · COMPLIED

  11. InvestigationBP_BLDG

    Case 491462 · FAILED

  12. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 619136 · Violation 3671891 · COMPLIED

  13. PermitMajor alteration

    Permit 619136 · COMPLETED

    EZ PERMIT STADARD ALTERATIONS- FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.

  14. Recorded transfer$215K transfer

    2015

  15. PermitMajor alteration

    Permit 567509 · COMPLETED

    600 SQUARE FEET OF INTERIOR ALTERATIONS - SINGLE FAMILY DWELLING - APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JAN 2011. DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO STARTING WORK. *** THE LISTED GENERAL CONTRACTOR, SS HOMES INC. (AHARON SITBON) HAS NO EMPLOYEES AS PER NOTARIZED LETTER. ALL SUB-CONTRACTORS ARE TO BE LICENSED IN THE CITY OF PHILADELPHIA, AND LISTED ON PERMIT. A SUB-CONTRACTORS LIST IS TO BE GIVEN TO THE INSPECTOR BEFORE ANY WORK

  16. Recorded transfer$120K transfer

    2014

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 7 on this property

This property’s file includes BP_ALTER, ZP_ZONING, BP_MECH, EP_ELECTRL permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,659 sqft
livable area
Lot
784 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 822 S 12th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$628K
20%
6.875%
$3K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

822 S 12th St sits on the 800 block of S 12th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 820 S 12th St  ·  824 S 12th St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 1:13 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)