Public Records
Edition
Philadelphia800 block of E Girard AveJuly 9, 2026

House report

811 E Girard Ave

4 bd · 2 ba · 3 stories · 2,014 sqft · CMX2 · built 1920

Owner-occupied · assessed $531K · sold 4×. On the 800 block of E Girard Ave.

Street view of 811 E Girard Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,257/yr reflects a 10-year abatement. It jumps to about $7,426/yr in 2028 — $5,169/yr more. Price the full bill, not the current one.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2028 it can — knocking about $1,400/yr off the full bill.

$4,369 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$531K
built 1920
Price / sq ft
$263
block $263 · in line w/ block
Appreciation
+137%
+8%/yr, city 6.5%
In 5 years (~2031)
~$533K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.43% effective, abated
Gross yield
—
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2016: Sold $11K 2016: Sold $150K 2016: Major alteration 2016: Mechanical 2016: Plumbing2017: Electrical 2017: Sold $388K 2017: 2 L&I violations2018: L&I violation2019: Plumbing2022: Sold $540K$531K201620222027
This houseBlock median & rangeSaleL&I violationPermit
The paper trailNew construction

Bought for $11K in 2016, built new under a 2016 permit (tax-abated), sold for $540K in 2022.

  1. 2016 $11KSold$150KSoldMajor alterationPermitMechanicalPermitPlumbingPermit
  2. 2017 ElectricalPermit$388KSold2 L&I violationsL&I
  3. 2018 L&I violationL&I
  4. 2019 PlumbingPermit
  5. 2022 $540KSold

Flags: tax-abated — the bill lags real value · $4K back taxes (2005–2016, $3K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,257/yr under a 10-year tax abatement. In 2028 the bill reaches its full ~$7,426/yr — a step up of $5,169/yr, 1 assessment year out. Drag the slider.

2016: ~$2,716/yr2017: ~$3,136/yr2018: ~$2,100/yr2019: ~$2,100/yr2020: ~$2,237/yr2021: ~$2,237/yr2022: ~$2,237/yr2023: ~$2,036/yr2024: ~$2,036/yr2025: ~$2,476/yr2026: ~$2,476/yr2027: ~$2,257/yr2028: ~$7,426/yr (projected)2029: ~$7,426/yr (projected)201620282029
2027~$2,257/yrfrom the record

now: ($530,500 assessed − $369,263 abated) × 1.3998% ≈ $2,257/yr 2028: $530,500 assessed × 1.3998% ≈ $7,426/yr Flat 100% exemption (pre-2022 program, started 2018), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
2,014 sqft
livable area
Lot
1,091 sqft
Basement
Full, finished
city code A
Heat
Hot water / radiators
city code B
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B-
assessor's grade
Zoning
CMX2
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 811 E Girard Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$531K
20%
6.875%
$4K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 813 E Girard Ave  ·  815 E Girard Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)