2026 taxable assessment $117,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $160,900; it is not the 2026 billed-year value.
Mixed-use report
809 E Chelten Ave
1,808 sqft · CMX1 · built 1915
Owner-occupied · assessed $117K (2026) · 2027 OPA assessment $161K · sold 1×. On the 800 block of E Chelten Ave.
Property summary
Assessment$117,1002026 OPA assessment · 2027: $160,900
Last sale$140KRecorded 2020
Est. tax bill$1,639/year2026 taxable assessment × 1.3998%
Tax delinquency$93City snapshot · Jun 2022
Permits5Every fetched City permit
Violations0 open1 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8712485002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$92.67 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$0.00 principal$1.11 interest$0.00 penalty$91.56 other charges
The snapshot’s 2022 context used $100,600 total assessment, $100,600 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersBought for $140K in 2020. Owner pulled a addition and/or alterations permit in 2023.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Christophe LLC
- Tax mailing address
- 809 E CHELTEN AVE, PHILADELPHIA PA, 19138
- L&I district
- NORTH
- Building ID (BIN)
- 1103429
- OPA account
- 871248500
Permits5Every dated permit
Violation cases11 violation record · 0 open
Investigations10 failed · 1 passed · 0 closed
Building certifications11Latest result: Certified
Business licenses20 active
Appeals0No match
PermitsPermit number, issued date, work and City status5
Change of UsePermit ZP-2020-001674
May 21, 2020 Issued
Retail Sales - Food, Beverages, and Groceries
Addition and/or AlterationsPermit MP-2020-002929
Aug 20, 2020 Completed Completed Apr 6, 2023
FOR THE INSTALLATION OF A NEW COMMERCIAL KITCHEN EXHAUST HOOD AS PER PLANS.
Certificate of Occupancy (CO) (may inclu…Permit AP-2020-006592
Feb 15, 2021 Completed Completed Dec 8, 2021
Partial change in use and occupancy classification. No work on this permit. CO only.
Addition and/or AlterationsPermit FP-2021-000947
Mar 30, 2021 Completed Completed Apr 6, 2023
EZ STANDARS KITCHEN FIRE SUPPRESSION- For the installation of New Wet Chemical Kitchen Fire Suppression System as per attached standard. Deviations from these standards require submission of construction and site plans.
Addition and/or AlterationsPermit MP-2023-005394
Dec 29, 2023 Expired Completed Nov 21, 2025
FOR THE INSTALLATION OF A TYPE II COMMERCIAL KITCHEN HOOD (4'-6") AND ASSOCIATED DUCTWORK, FANS AS PER APPROVED PLANS. SEPARATE PERMITS REQUIRED FOR ELECTRICAL AND FIRE SUPPRESSION WORK. **IMC 2018**
Violation cases1 individual violation record; resolved history remains visible1
Case CF-2023-027955CLOSED
NOTICE OF VIOLATION · Opened Apr 5, 2023 · completed Apr 5, 2023
- COMPL CONCEAL- BLDG PERM WORKViolation VI-2023-021382Apr 5, 2023 CLOSED
InvestigationsEvery inspector visit, including CLOSED outcomes1
L&I investigationCase CF-2023-027955
Apr 5, 2023 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID11
Fire Alarm CertificationCertification BC-2021-007185
Inspected Mar 24, 2021 Certified Expires Mar 24, 2022
Special Hazards CertificationCertification BC-2021-007220
Inspected Nov 30, 2021 Certified Expires Nov 30, 2022
Emergency and Standby Power Systems CertificationCertification BC-2021-007221
Inspected Nov 30, 2021 Certified Expires Nov 30, 2022
Fire Alarm CertificationCertification BC-2022-017584
Inspected Nov 25, 2022 Certified Expires Nov 25, 2023
Special Hazards CertificationCertification BC-2022-017585
Inspected Nov 25, 2022 Certified Expires Nov 25, 2023
Special Hazards CertificationCertification BC-2024-009704
Inspected Apr 8, 2024 Certified Expires Apr 8, 2025
Fire Alarm CertificationCertification BC-2024-009703
Inspected Apr 8, 2024 Certified Expires Apr 8, 2025
Fire Alarm CertificationCertification BC-2025-012156
Inspected May 4, 2025 Certified Expires May 4, 2026
Special Hazards CertificationCertification BC-2025-012157
Inspected May 4, 2025 Certified Expires May 4, 2026
Special Hazards CertificationCertification BC-2026-012679
Inspected Apr 26, 2026 Certified Expires Apr 26, 2027
Fire Alarm CertificationCertification BC-2026-012677
Inspected Apr 26, 2026 Certified Expires Apr 26, 2027
Business licensesHistorical and active licenses are both retained2
RentalLicense 236666
GWENDOLYN WINCKLER
Revenue code 3202 · First issued Apr 6, 2003 Inactive Expiration Feb 28, 2021 Inactive Apr 29, 2021
Food Preparing and ServingLicense 870273
Grocery Store Produce & Market Inc
Revenue code 3120 · First issued Jun 7, 2021 Expired Expiration Jun 6, 2026
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
4 resolve before relying
4 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileThe record identifies more than one dwelling/use.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗Resolve before relyingA permit row needs file-level verification1 permit not marked completed: MP-2023-005394 (Expired). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Resolve before relyingA life-safety certification appears expiredFire Alarm Certification: Certified through Apr 26, 2027; Special Hazards Certification: Certified through Apr 26, 2027; Emergency and Standby Power Systems Certification: Certified through Nov 30, 2022
Why it mattersFire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.
Verify nextRequest the correction/reinspection and current filed certificate.
Open the controlling City guidance ↗Resolve before relyingA dated tax balance needs a current payoff$92.67 was recorded in the City’s 2022-06 delinquency snapshot for 2021.
Why it mattersThat is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.
Verify nextCheck period balances and request a dated Property Payoff statement for settlement.
Open the controlling City guidance ↗VerifyResidential and business space run on separate compliance tracksOPA classifies this parcel as mixed-use.
Why it mattersThe zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.
Verify nextMatch every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.
Open the controlling City guidance ↗VerifyResidential form does not establish rental useOPA classifies the parcel as mixed-use; no active Rental License row matched.
Why it mattersA multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.
Verify nextConfirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityFood Preparing and Serving #870273: Expired
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 1 historical violation across 1 case.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
$93 in the June 2022 delinquency snapshot
The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$117,100
2026 billed-year assessment · 2027: $160,900 · built 1915
Price / sq ft
$89
block $92 · in line w/ block
Appreciation
-14%
-1%/yr, city 6.5%
In 5 years (~2031)
~$161K
-1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,639
1.02% effective
Jun 2022 tax snapshot
$93
recorded then · verify current
Gross yield
9.5%
≈$1K/mo rent
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
ImprovedBought for $140K in 2020. Owner pulled a addition and/or alterations permit in 2023.
- 2020 Change of UsePermitAddition and/or AlterationsPermit$140KSold
- 2021 Certificate of Occupancy (CO) (may inclu…PermitAddition and/or AlterationsPermit
- 2023 L&I violationL&IInspection passedL&I visitAddition and/or AlterationsPermit
Flags: $93 recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Interior
1,808 sqft
livable area
Lot
3,850 sqft
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
CMX1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 809 E Chelten Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
809 E Chelten Ave sits on the 800 block of E Chelten Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 811 E Chelten Ave · 805-07 E Chelten Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:00 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)