2026 taxable assessment $30,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $133,000; it is not the 2026 billed-year value.
House report
741 N 38th St
3 bd · 1 ba · 2 stories · 1,098 sqft · RSA5 · built 1925
Owner-occupancy signal · assessed $130K (2026) · 2027 OPA assessment $133K. On the 700 block of N 38th St.
BlockReport AI · cited public records
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Property summary
Assessment$130,0002026 OPA assessment · 2027: $133,000
Last sale$49KRecorded 2025
Est. tax bill$420/year2026 OPA · Homestead-adjusted
Tax delinquency$23KCity snapshot · Jun 2022
Permits2Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 2430940002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources Record found
$22,963.36 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 1996–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$9,813.39 principal$9,612.04 interest$693.81 penalty$2,844.12 other charges
The snapshot’s 2022 context used $66,000 total assessment, $66,000 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $15,555.37 and a lien entry. It is shown as historical context only.
1996$1,028.97 total · $194.80 principal · $400.81 interest · $15.73 penalty1997$714.95 total · $234.16 principal · $403.93 interest · $16.39 penalty1998$378.35 total · $124.56 principal · $203.65 interest · $8.72 penalty1999$670.27 total · $234.16 principal · $361.78 interest · $16.39 penalty2001$474.77 total · $175.73 principal · $239.87 interest · $12.30 penalty2002$890.55 total · $349.74 principal · $445.92 interest · $24.48 penalty2003$677.59 total · $274.61 principal · $325.41 interest · $19.22 penalty2004$858.71 total · $364.94 principal · $399.61 interest · $25.55 penalty2005$643.57 total · $282.96 principal · $284.37 interest · $19.81 penalty2006$789.07 total · $364.94 principal · $333.92 interest · $25.55 penalty2007$754.26 total · $364.94 principal · $301.08 interest · $25.55 penalty2008$771.81 total · $392.31 principal · $288.35 interest · $27.46 penalty2009$734.38 total · $392.31 principal · $253.04 interest · $27.46 penalty2010$696.95 total · $392.31 principal · $217.73 interest · $27.46 penalty2011$722.71 total · $431.14 principal · $200.48 interest · $30.18 penalty2012$707.02 total · $447.75 principal · $167.91 interest · $31.34 penalty2013$687.43 total · $463.85 principal · $132.20 interest · $32.47 penalty2014$1,259.39 total · $870.67 principal · $169.78 interest · $60.95 penalty2015$1,176.32 total · $870.67 principal · $91.42 interest · $60.95 penalty2016$918.30 total · $760.61 principal · $11.40 interest · $7.61 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordPermit on record
Record summaryAlterations permit recorded in 2020.
View supporting records →Marked vacant, but it just sold
Record summaryThe assessor's condition code says vacant, yet a $49,100 sale was recorded in 2025. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.
View supporting records →Assessment and sale price disagree hard
Record summaryAssessed at $133K, but it traded for $49,100 in 2025 — a 2.7× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$15,555 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Construction next door (740 N 38th St, 2026)
Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$130,000
2026 billed-year assessment · 2027: $133,000 · built 1925
Price / sq ft
$121
block $115 · above block
Assessment change
+135%
+8%/yr since 2016 · 2027 +2% vs 2026
Est. tax bill / yr
$420
0.32% effective
Jun 2022 tax snapshot
$23K
recorded then · verify current
Times sold
0
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$57K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$57K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$57K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$64K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$66K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$66K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$66K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$97K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$97K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$130K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$130K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$133K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2020-01-23Roof Covering ReplacementThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-11-23AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Property assessmentBlock median & rangeZIP 19104 medianAssessmentPermit
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Every dated record2 events · exact dates, newest first
- PermitAlterations
- PermitRoof Covering Replacement
The paper trail
Permit on recordAlterations permit recorded in 2020.
- 2020 Roof Covering ReplacementPermitAlterationsPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 2 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAlterations
Permit PP-2020-013472 · Completed
Underfloor plumbing, toilet, lav and tub PPC 2018 (Additional permit made be required)
- PermitRoof Covering Replacement
Permit 1043866 · Expired
Roof replacement - install a single ply roof system. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; UNDERPINNING AND EXCAVATIONS (I.E. DIGGING IN BASEMENT).
What this record suggests
The City file documents 2 permits touching plumbing, roof work. 1 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: $23K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $16K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,098 sqft
livable area
Lot
1,180 sqft
Basement
Full, unfinished
city code C
Central air
No
Exterior condition
Below average
city code 5
Above averageBelow average
Interior condition
Vacant
city code 6
Vacant
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Marked vacant, but it just sold
The assessor's condition code says vacant, yet a $49,100 sale was recorded in 2025. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.
Assessment and sale price disagree hard
Assessed at $133K, but it traded for $49,100 in 2025 — a 2.7× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Run the numbers
What owning 741 N 38th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
741 N 38th St sits on the 700 block of N 38th St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 739 N 38th St · 743 N 38th St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 4:35 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)