The Block Report

House report

7404 Ruskin Rd

1 ba · 2 stories · 1,152 sqft · RSA5 · built 1949

Owner-occupied · assessed $171K · sold 1×. On the 7400 block of Ruskin Rd.

Street view of 7404 Ruskin Rd
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Assessment$171KCity assessed value Last sale$155KRecorded 2024 Est. annual tax$2K/yearAssessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits1Shown in this report ViolationsNone openNo open L&I cases

What stands out

From the public record

What the record is signaling

Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.

watch signalPost-purchase work pattern

A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.

Evidence: purchase recorded in 2024 · permit activity in 2024

Limit: This does not show that the property is listed or that a sale is planned.

Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1949: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$171K
built 1949
Price / sq ft
$148
block $168 · below block
Appreciation
+35%
+3%/yr, city 6.5%
In 5 years (~2031)
~$171K
+3%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
10.3%
≈$1K/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200K2024: Sold $155K 2024: Alterations$171K201620222027
This houseBlock median & rangeSale

The paper trail

Improved

Bought for $155K in 2024. Owner pulled a alterations permit in 2024.

  1. 2024 $155KSoldAlterationsPermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bathrooms
1
Stories
2
Interior
1,152 sqft
livable area
Lot
1,494 sqft
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 7404 Ruskin Rd takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$155K
20%
6.875%
$1K/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

7404 Ruskin Rd sits on the 7400 block of Ruskin Rd. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 7402 Ruskin Rd  ·  7406 Ruskin Rd

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)