2026 taxable assessment $296,200 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $378,400; it is not the 2026 billed-year value.
House report
725 Ellsworth St
3 stories · 1,125 sqft · RSA5 · built 1920
Owner-occupied · assessed $396K (2026) · 2027 OPA assessment $378K · sold 3×. On the 700 block of Ellsworth St.
BlockReport AI · cited public records
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Property summary
Assessment$396,2002026 OPA assessment · 2027: $378,400
Last sale$267KRecorded 2012
Est. tax bill$4,146/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits12Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0211805002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a addition and/or alteration permit in 2022.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$396,200
2026 billed-year assessment · 2027: $378,400 · built 1920
Price / sq ft
$336
block $278 · above block
Appreciation
+74%
+5%/yr since 2016 · 2027 -4% vs 2026
In 5 years (~2032)
~$486K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,146
1.1% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
5%
≈$2K/mo rent
Times sold
3
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$218K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$218K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$218K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$310K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$336K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$336K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$336K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$396K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$396K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$378K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2015-08-28ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-08-28Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2015-10-21ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-06-23AdditionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-06-23Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-10-10PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-10-10MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-07-25ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-09-17Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-06-13AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-06-14Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Property assessmentBlock median & rangeZIP 19147 medianAssessmentPermit
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Every dated record11 events · exact dates, newest first
- PermitAddition and/or Alteration
- PermitAlterations
- PermitAddition and/or Alteration
- PermitPlumbing
- PermitMechanical
- PermitElectrical
- PermitAddition
- PermitZoning/use
- PermitElectrical
- PermitZoning
- PermitMajor alteration
The paper trail
ImprovedOwner pulled a addition and/or alteration permit in 2022.
- 2015 ZoningPermitMajor alterationPermitElectricalPermit
- 2017 AdditionPermitZoning/usePermitPlumbingPermitElectricalPermitPlumbingPermitMechanicalPermit
- 2021 Addition and/or AlterationPermit
- 2022 AlterationsPermitAddition and/or AlterationPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAddition and/or Alteration
Permit EP-2022-005773 · Completed
Homeowner dug out basement. To relocate panel to adjacent wall to be able to lower it. To clean up wiring in ceiling as the finished basement will have exposed joists. New circuit and wiring for outlet and lighting in a powder room. New circuit and wiring for outlets and lighting in basement. As per 2014 nec Please note: Total invoice cost is $7605.00. The customer has made a payment of $4000.00 and has a balance remaining of $3605.00
- PermitAlterations
Permit PP-2022-008935 · Completed
Install a new macerating toilet and vanity. Installed a tankless water heater. AS PER PPC 2018
- PermitAddition and/or Alteration
Permit RP-2021-011278 · Expired
underpinning of foundation , details as per plan. AMEND PERMIT 12-22-21 Amendment shall consist of addition of structural retaining wall to the rear of the basement. Plan edits consist of rearrangement of interior partitions to relocate/resize proposed basement bathroom and sump closet.
- PermitPlumbing
Permit 822648 · COMPLETED
REPLACE FRONT RAINWATER CONDUCTOR - PA1# 2017-2822919 - "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitMechanical
Permit 822647 · COMPLETED
INSTALLATION OF MINI SPLIT SYSTEM TO INCLUDE 4 AIR HANDLERS, 2 EXTERIOR HEAT PUMPS
- PermitElectrical
Permit 802731 · COMPLETED
WIRING NEW CIRCUITS, LIGHTS AND OUTLETS FOR ADDITION WITH ROOF DECK, MASTER BEDROOM, BATH, LAUNDRY, LOFT AND DECK AS PER 2008 NEC (SOUTH DISTRICT)
- PermitPlumbing
Permit 801827 · COMPLETED
EXTENSION OF STACK VENT, DRAINS FOR WASHING MACHINE, VANITY, TOILET AND TUB.THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004
- PermitAddition
Permit 770537 · COMPLETED
3RD FLOOR WITH ROOF DECK ADDITION TO AN EXISTING RESIDENCE.
- PermitZoning/use
Permit 770520 · COMPLETED
3RD FLOOR AND ROOF DECK ADDITION TO AN EXISTING RESIDENCE.
- PermitElectrical
Permit 646636 · COMPLETED
NEW 15 AMP LINE TO PANEL, NEW 20 AMP LINE, 4 RECESSED LIGHTS, 3 FAN WIRING AND 4 OUTLETS PER 2008 NEC (SFD)SOUTH DISTRICT
- PermitZoning
Permit 629411 · COMPLETED
FOR THE ERECTION OF A REAR ADDITION AT EXISTING ATTACHED HOUSEHOLD LIVING FOR SINGLE-FAMILY BUILDING; SIZE & LOCATION AS SHOWN IN APPROVED PLANS.
- PermitMajor alteration
Permit 629410 · COMPLETED
SINGLE-ROOM ADDITION ABOVE EXISTING KITCHEN. ACCESS NEW ROOM THROUGH EXISTING WINDOW OPENING (SILL CUT DOWN TO ACCOMODATE DOOR; NO NEW HEADER REQUIRED). SEE ATTACHED PLANS.
What this record suggests
The City file documents 12 permits touching kitchen work, bathroom work, electrical work, plumbing. 11 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
1,125 sqft
livable area
Lot
720 sqft
Basement
Full
city code D
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 725 Ellsworth St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
725 Ellsworth St sits on the 700 block of Ellsworth St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 723 Ellsworth St · 727 Ellsworth St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 2:16 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)