2026 taxable assessment $262,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $353,700; it is not the 2026 billed-year value.
House report
725 E Girard Ave
4 bd · 2 ba · 3 stories · 1,615 sqft · CMX2 · built 1915
Owner-occupied · assessed $362K (2026) · 2027 OPA assessment $354K · sold 2×. On the 700 block of E Girard Ave.
Property summary
Assessment$362,0002026 OPA assessment · 2027: $353,700
Last sale$495KRecorded 2023
Est. tax bill$3,667/year2026 OPA · Homestead-adjusted
Tax delinquency—Snapshot unavailable
Permits6Dated events in report
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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Question or correct this record
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1813544002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $210K in 2019, change of use permit in 2022, sold for $495K in 2023 (+136%).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$362,000
2026 billed-year assessment · 2027: $353,700 · built 1915
Price / sq ft
$219
block $219 · in line w/ block
Appreciation
+66%
+5%/yr, city 6.5%
In 5 years (~2031)
~$355K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,667
1.04% effective
Jun 2022 tax snapshot
—
Gross yield
6.2%
≈$2K/mo rent
Times sold
2
latest deed has shared-name parties
Assessment vs. the block · every dated City record marked on the line
This propertyBlock median & rangeDeed / saleAppeal
Deed / sale $495K
Highlight
Every dated record3 events · scroll to browse
- Deed / saleDeed / sale $495K
- AppealZBA Permit Denial - Variance
- Deed / saleDeed / sale $210K
The paper trail
Renovated & sold onBought for $210K in 2019, change of use permit in 2022, sold for $495K in 2023 (+136%).
- 2014 PlumbingPermit
- 2019 $210KSold
- 2020 3 L&I violationsL&IInspection failedL&I visit
- 2022 Appeal grantedZoningChange of UsePermitAddition and/or AlterationPermitAlterationsPermitAddition and/or AlterationsPermitAddition and/or AlterationPermit
- 2023 $495KSoldInspection passedL&I visit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 3 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$495K transfer
2023
- AppealZBA Permit Denial - Variance
Appeal ZP-2021-007420 · Completed · Granted
PERMIT FOR USE AS A SINGLE-FAMILY HOUSEHOLD LIVING TO AN EXISTING STRUCTURE
- Recorded transfer$210K transfer
2019
What this record suggests
The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.
Flags: 1 zoning/board appeal on record · latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
2
Stories
3
Interior
1,615 sqft
livable area
Lot
899 sqft
Basement
Full, finished
city code A
Heat
Undetermined
city code H
Central air
Yes
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C+
assessor's grade
ABCDE
Zoning
CMX2
city zoning code
Zoning appeals
1
Completed · Granted · 2022
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 725 E Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
725 E Girard Ave sits on the 700 block of E Girard Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 723 E Girard Ave · 727 E Girard Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 9, 2026, 7:23 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)