House report

7236 Sprague St

3 bd · 2 ba · 2 stories · 1,520 sqft · RSA3 · built 1948

Owner-occupied · assessed $402K · sold 3×. On the 7200 block of Sprague St.

Street view of 7236 Sprague St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1948: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$402K
built 1948
Price / sq ft
$264
block $247 · above block
Appreciation
+107%
+7%/yr, city 6.5%
In 5 years (~2031)
~$403K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$6K
1.4% effective
Gross yield
Times sold
3

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500K2021: Sold $193K2022: Sold $430K2025: Sold $491K$402K201620222027
This houseBlock median & rangeSale

The paper trail

Traded 3×: $193K in 2021 → $491K in 2025 (+154%).

  1. 2021 $193KSold
  2. 2022 $430KSold
  3. 2025 $491KSold

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,520 sqft
livable area
Lot
2,107 sqft
Basement
Full, finished
city code 1
Heat
Hot water / radiators
city code B
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 7236 Sprague St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$491K
20%
6.875%
$3K/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

7236 Sprague St sits on the 7200 block of Sprague St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 7234 Sprague St  ·  7238 Sprague St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)