The Block Report

House report

7109 Charles St

3 bd · 1 ba · 2 stories · 1,376 sqft · RSA5 · built 1950

Owner-occupied · assessed $228K (2026) · 2027 OPA assessment $240K. On the 7100 block of Charles St.

Property summary

Assessment$228,2002026 OPA assessment · 2027: $240,100 Last sale$18KRecorded 1973 Est. tax bill$0/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits2Every fetched City permit Violations0 open3 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 7109 Charles St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$0/year

2026 taxable assessment $0 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $240,100; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 412237500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $228,200 from the taxable assessment through the owner-occupant exemption. The exclusion reduces this assessment-based estimate to $0.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1950: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$228,200
2026 billed-year assessment · 2027: $240,100 · built 1950
Price / sq ft
$174
block $174 · in line w/ block
Appreciation
+85%
+6%/yr, city 6.5%
In 5 years (~2031)
~$241K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$0
0% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
5.1%
≈$1K/mo rent
Times sold
0

Assessment vs. the block · every dated City record marked on the line

$0$125K$250K2016 OPA assessment: $123K2017 OPA assessment: $123K2018 OPA assessment: $123K2019 OPA assessment: $132K2020 OPA assessment: $137K2021 OPA assessment: $137K2022 OPA assessment: $137K2023 OPA assessment: $180K2024 OPA assessment: $180K2025 OPA assessment: $228K2026 OPA assessment: $228K2004 — 2004-06-23: L_CLIP2008 — 2008-08-21: CLIP VIOLATION NOTICE · 2008-08-21: HIGH WEEDS-CUT2009 — 2009-10-21: Zoning · 2009-10-21: Major alteration · 2009-06-09: WORKMANLIKE- BUILDING CODE · 2009-10-21: BP_BLDG · 2009-12-02: RB_LIRB$228K2004200820122016202020242026
This propertyBlock median & rangeL&I violationAppealPermitInspection
2009-12-02: RB_LIRB
Highlight
Every dated record8 events · scroll to browse
  1. AppealRB_LIRB
  2. PermitZoning
  3. PermitMajor alteration
  4. InspectionBP_BLDG
  5. L&I violationWORKMANLIKE- BUILDING CODE
  6. L&I violationCLIP VIOLATION NOTICE
  7. L&I violationHIGH WEEDS-CUT
  8. InspectionL_CLIP

The paper trail

Improved

Owner pulled a major alteration permit in 2009.

  1. 2004 Inspection failedL&I visit
  2. 2008 2 L&I violationsL&I
  3. 2009 L&I violationL&IL&I: 2 failed, 2 passedL&I visitZoningPermitMajor alterationPermitAppeal withdrawnZoning

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 10 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. AppealRB_LIRB

    Appeal 9899 · CLOSED · Withdrawn

    Related permit 202684 · DECK HAS BEEN UP FOR 25 YEARS OR MORE, ALONG WITH DOOR OPENING. PERMIT WAS FILED BY CONTRACTOR. REPLACED WOODEN DOOR WITH METAL DOOR. WINDOW WAS ALREADY THERE. RESUPPORTED SUPPORT COLUMNS STRONGER THAN 6X6 POST. I DID NOT KNOW I WAS RESPONS

  2. PermitZoning

    Permit 243420 · COMPLETED

    INSTALL __16__ X _11__ DECK IN REAR. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR DECKS, DATED FEBRUARY 2007. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES.

  3. PermitMajor alteration

    Permit 243423 · COMPLETED

    INSTALL __16__ X _11__ DECK IN REAR. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR DECKS, DATED FEBRUARY 2007. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES.

  4. InvestigationBP_BLDG

    Case 202684 · PASSED

    The cited inspection visit was marked passed.

  5. InvestigationBP_BLDG

    Case 202684 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. ViolationWORKMANLIKE- BUILDING CODE

    Case 202684 · Violation 1450797 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  7. ViolationCLIP VIOLATION NOTICE

    Case 175490 · Violation 1070714 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  8. ViolationHIGH WEEDS-CUT

    Case 175490 · Violation 1070715 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. InvestigationL_CLIP

    Case 27609 · CLOSED

    City marked the record closed; open the case for the closing reason.

  10. InvestigationL_CLIP

    Case 27609 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

What this record suggests

The City file documents 2 permits. 2 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,376 sqft
livable area
Lot
1,920 sqft
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
CLOSED · Withdrawn · 2009

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 7109 Charles St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$240K
20%
6.875%
$1K/mo

When this house last sold (1973) a 30-year mortgage ran about 8.04% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

7109 Charles St sits on the 7100 block of Charles St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 7107 Charles St  ·  7111 Charles St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 11:33 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)