2026 taxable assessment $49,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $697,600; it is not the 2026 billed-year value.
Multi-family report
707 W Cumberland St
3 stories · 3,534 sqft · RM1 · built 2025
Owner-occupied · assessed $49K (2026) · 2027 OPA assessment $698K · 3 licensed units · sold 2×. On the 700 block of W Cumberland St.
BlockReport AI · cited public records
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Property summary
Assessment$49,1002026 OPA assessment · 2027: $697,600
Last sale$95KRecorded 2023
Est. tax bill$687/year2026 taxable assessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits7Dated events in report
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3713829002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.
A separate historical parcel ledger ending in 2016 records $8,001.39 and a lien entry. It is shown as historical context only.
1978$570.35 total · $143.29 principal · $410.53 interest · $10.03 penalty1979$456.04 total · $116.01 principal · $325.41 interest · $8.12 penalty1980$470.58 total · $120.73 principal · $331.40 interest · $8.45 penalty1981$505.55 total · $131.97 principal · $354.34 interest · $9.24 penalty1982$497.63 total · $131.97 principal · $346.42 interest · $9.24 penalty1983$519.92 total · $140.28 principal · $359.82 interest · $9.82 penalty1984$258.93 total · $69.63 principal · $174.43 interest · $4.87 penalty1985$227.58 total · $61.90 principal · $151.35 interest · $4.33 penalty1986$197.09 total · $54.15 principal · $129.15 interest · $3.79 penalty1987$188.64 total · $52.62 principal · $122.34 interest · $3.68 penalty1988$175.16 total · $49.52 principal · $112.17 interest · $3.47 penalty1989$170.87 total · $49.12 principal · $108.31 interest · $3.44 penalty1990$209.45 total · $52.10 principal · $111.75 interest · $3.65 penalty1991$215.59 total · $54.74 principal · $114.13 interest · $3.83 penalty1992$267.88 total · $66.89 principal · $135.45 interest · $4.68 penalty1993$350.33 total · $91.23 principal · $179.27 interest · $6.39 penalty1994$343.88 total · $91.23 principal · $173.80 interest · $6.39 penalty1995$306.03 total · $82.11 principal · $151.49 interest · $5.75 penalty1996$300.23 total · $82.11 principal · $146.57 interest · $5.75 penalty1997$294.41 total · $82.11 principal · $141.64 interest · $5.75 penalty1998$285.69 total · $82.11 principal · $134.25 interest · $5.75 penalty1999$276.97 total · $82.11 principal · $126.86 interest · $5.75 penalty2000$268.25 total · $82.11 principal · $119.47 interest · $5.75 penalty2001$43.66 total · $15.20 principal · $20.74 interest · $1.06 penalty2002$42.06 total · $15.20 principal · $19.38 interest · $1.06 penalty2003$40.44 total · $15.20 principal · $18.01 interest · $1.06 penalty2004$38.82 total · $15.20 principal · $16.64 interest · $1.06 penalty2005$37.21 total · $15.20 principal · $15.27 interest · $1.06 penalty2006$35.59 total · $15.20 principal · $13.90 interest · $1.06 penalty2007$33.98 total · $15.20 principal · $12.54 interest · $1.06 penalty2008$32.37 total · $15.20 principal · $11.17 interest · $1.06 penalty2009$30.75 total · $15.20 principal · $9.80 interest · $1.06 penalty2010$29.13 total · $15.20 principal · $8.43 interest · $1.06 penalty2011$30.27 total · $16.71 principal · $7.77 interest · $1.17 penalty2012$29.58 total · $17.35 principal · $6.51 interest · $1.21 penalty2013$28.73 total · $17.97 principal · $5.12 interest · $1.26 penalty2014$71.31 total · $47.77 principal · $9.32 interest · $3.34 penalty2015$66.23 total · $47.77 principal · $5.02 interest · $3.34 penalty2016$54.21 total · $49.90 principal · $0.74 interest · $0.50 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersbuilt new under a 2024 permit.
View supporting records →Assessment and sale price disagree hard
Why it mattersAssessed at $698K, but it traded for $95,000 in 2023 — a 7.3× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
$8,001 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$49,100
2026 billed-year assessment · 2027: $697,600 · built 2025
Price / sq ft
$197
block $126 · above block
Appreciation
+22403%
+64%/yr since 2016 · 2027 +1321% vs 2026
In 5 years (~2032)
~$8.2M
+64%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$687
0.1% effective
Jun 2022 tax snapshot
—
Gross yield
2.2%
≈$1K/mo rent
Times sold
2
licensed rental
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$3K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$16K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$34K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$34K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$49K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$49K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$698K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
Property assessmentBlock median & rangeZIP 19133 medianAssessment
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
The paper trail
New constructionbuilt new under a 2024 permit.
- 2023 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
- 2024 2 L&I violationsL&INew ConstructionPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermit
- 2025 New ConstructionPermitNew ConstructionPermit
- 2026 L&I violationL&IInspection failedL&I visit
Flags: active rental license · historical tax ledger through 2016 recorded $8K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
3,534 sqft
livable area
Lot
1,179 sqft
Basement
Full, finished
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Assessment and sale price disagree hard
Assessed at $698K, but it traded for $95,000 in 2023 — a 7.3× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Run the numbers
What owning 707 W Cumberland St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 3 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $2,100/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
707 W Cumberland St sits on the 700 block of W Cumberland St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 705 W Cumberland St · 709 W Cumberland St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 9, 2026, 5:32 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)