The Block Report

House report

6548 Grays Ave

3 bd · 1 ba · 2 stories · 992 sqft · RM1 · built 1925

Owner-occupied · assessed $116K (2026) · 2027 OPA assessment $126K · sold 2×. On the 6500 block of Grays Ave.

Property summary

Assessment$115,6002026 OPA assessment · 2027: $125,600 Last sale$85KRecorded 2007 Est. tax bill$218/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits4Every fetched City permit Violations0 open3 historical across 3 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 6548 Grays Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$218/year

2026 taxable assessment $15,600 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $125,600; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 406191100
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagAssessment/permit mismatch

The assessment jumped 132% in 2025, but no matching permit appears in the property timeline.

Evidence: assessment moved from $49,800 to $115,600 · no permit shown in 2024-2026

Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$115,600
2026 billed-year assessment · 2027: $125,600 · built 1925
Price / sq ft
$127
block $127 · in line w/ block
Appreciation
+188%
+11%/yr, city 6.5%
In 5 years (~2031)
~$126K
+11%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$218
0.17% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
12.5%
≈$1K/mo rent
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2008: L&I violation 2008: Inspection failed 2014: Major alteration 2014: Alteration 2014: Electrical 2014: Inspection passed 2014: Plumbing2016: L&I violation 2016: L&I: 1 failed, 1 passed2019: L&I violation 2019: L&I: 1 failed, 1 passed2020: Appeal moot$116K201620182020202220242026
This houseBlock median & rangeL&I violationZoningPermit
Highlight

The paper trail

Improved

Owner pulled a plumbing permit in 2014.

  1. 2008 L&I violationL&IInspection failedL&I visit
  2. 2014 Major alterationPermitAlterationPermitElectricalPermitInspection passedL&I visitPlumbingPermit
  3. 2016 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  4. 2019 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  5. 2020 Appeal mootZoning

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
SOUTH
OPA account
406191100

What this record suggests

The City file documents 4 permits touching kitchen work, bathroom work, electrical work, plumbing. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. AppealRB_LIRB

    Appeal 38852 · OPEN · MOOT

    Related permit 703923 · I FIND IT RIDICULOUSLY ODD THAT THE CITY OF PHILADELPHIA WOULD SEND LICENSE AND INSPECTIONS OUT TO MY PROPERTY AFTER I MADE AT LEAST 7 REQUESTS FOR CLIPS AND SWEEPS TO COME OUT AND MAINTAIN THE PROPERTY OWNED BY THE CITY OF PHILADELPHIA.

  2. InvestigationHCEU INSP

    Case 703923 · PASSED

  3. ViolationEXTERIOR AREA WEEDS

    Case 703923 · Violation 5163168 · COMPLIED

  4. InvestigationHCEU INSP

    Case 703923 · FAILED

  5. InvestigationHCEU INSP

    Case 543447 · PASSED

  6. ViolationEXTERIOR AREA SANITATION

    Case 543447 · Violation 4003158 · COMPLIED

  7. InvestigationHCEU INSP

    Case 543447 · FAILED

  8. LicenseVacant Residential Property / Lot

    License 665979 · Inactive

    RISC SERVICES INC (JARRET LASKER - AGENT) · Expires 2016-05-01 · Inactive 2016-01-11

  9. PermitPlumbing

    Permit 556638 · COMPLETED

    REPLACE WASTE AND WATER LINE AND SET FIXTURE 1 WC,1 LAV SINK,1 BATH TUB AND 1 KITCHEN SINK (SFD)

  10. PermitElectrical

    Permit 543311 · COMPLETED

    INSTALL 100A SERVICE W/GROUND ROD, (6)SMOKE DETECTORS, (14)LIGHT FIXTURES, (20)DUPLEX RECEPTACLES, (10)SWITCHES, (4)GFI'S, (5)ARC FAULT CIRCUIT BREAKERS, DOOR BELL SYSTEM...IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING

  11. PermitAlteration

    Permit 538674 · EXPIRED

    DEMO NON-BEARING WALLS,INSTALL GYPSUM WALLBOARD, REPLACE WINDOWS,FLOORING , CABINETRY

  12. InvestigationCSUINITIAL

    Case 177385 · PASSED

  13. PermitMajor alteration

    Permit 534730 · COMPLETED

    PERMIT APPLICATION IN RESPONSE TO UNSAFE VIOLATIONS. TO COMPLY VIOLATION, COMPLETED WORK IS TO BE INSPECTED AND APPROVED AS AN APPROPRIATE REPAIR TO EACH VIOLATION. NO ENGINEER'S REPORT SUBMITTED. PERMIT ISSUED TO RESIDENT HOMEOWNER AS PER CSU APPROVAL. NO OTHER WORK THIS PERMIT. SEPARATE PERMITS REQUIRED FOR RENOVATION. CONTACT STREETS DEPARTMENT FOR DUMPSTER AND/OR FOOTWAY CLOSURE PERMITS.

  14. ViolationWALL LOOSE/MISS BRICKS

    Case 177385 · Violation 1086024 · COMPLIED

  15. InvestigationCSUINITIAL

    Case 177385 · FAILED

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 4 on this property

This property’s file includes BP_ALTER, EP_ELECTRL, PP_PLUMBNG permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
992 sqft
livable area
Lot
1,232 sqft
Basement
Partial, semi-finished
city code F
Heat
Forced hot air
city code A
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RM1
city zoning code
Zoning appeals
1
OPEN · MOOT · 2020

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 6548 Grays Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$126K
20%
6.875%
$1K/mo

When this house last sold (2007) a 30-year mortgage ran about 6.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

6548 Grays Ave sits on the 6500 block of Grays Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 6546 Grays Ave  ·  6544 Grays Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 6:19 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)