Public Records
Edition
Philadelphia600 block of Keely CtJuly 9, 2026

House report

641 Keely Ct

4 bd · 3 ba · 1 story · 3,034 sqft · RSA3 · built 2020

Owner-occupied · assessed $853K · sold 1×. On the 600 block of Keely Ct.

Street view of 641 Keely Ct
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,389/yr reflects a 10-year abatement. It jumps to about $11,943/yr in 2031 — $9,554/yr more. Price the full bill, not the current one.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2031 it can — knocking about $1,400/yr off the full bill.

$417 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$853K
built 2020
Price / sq ft
$281
block $261 · above block
Appreciation
-12%
-2%/yr, city 6.5%
In 5 years (~2031)
~$852K
-2%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
1
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2018: Zoning/use 2018: New Construction2019: New Construction 2019: New Construction or Additions 2019: New Construction 2019: New Construction or Additions2020: New construction, addition, GFA change 2020: Amend for conversion2021: Sold $965K$853K201620222027
This houseBlock median & rangeSalePermit
The paper trail

built new under a 2018 permit (tax-abated), sold for $965K in 2021.

  1. 2018 Zoning/usePermitNew ConstructionPermit
  2. 2019 New ConstructionPermitNew Construction or AdditionsPermitNew ConstructionPermitNew Construction or AdditionsPermit
  3. 2020 New construction, addition, GFA changePermitAmend for conversionPermit
  4. 2021 $965KSold

Flags: tax-abated — the bill lags real value · $417 back taxes · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,389/yr under a 10-year tax abatement. In 2031 the bill reaches its full ~$11,943/yr — a step up of $9,554/yr, 4 assessment years out. Drag the slider.

2021: ~$1,925/yr2022: ~$1,925/yr2023: ~$1,925/yr2024: ~$1,925/yr2025: ~$1,925/yr2026: ~$1,925/yr2027: ~$2,389/yr2028: ~$2,389/yr (projected)2029: ~$2,389/yr (projected)2030: ~$2,389/yr (projected)2031: ~$11,943/yr (projected)2032: ~$11,943/yr (projected)202120312032
2027~$2,389/yrfrom the record

now: ($853,200 assessed − $682,533 abated) × 1.3998% ≈ $2,389/yr 2031: $853,200 assessed × 1.3998% ≈ $11,943/yr Flat 100% exemption (pre-2022 program, started 2021), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
3
Stories
1
Interior
3,034 sqft
livable area
Lot
3,975 sqft
Basement
Partial, finished
city code E
Heat
Forced hot air
city code A
Central air
Yes
Garage
2 spaces
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 641 Keely Ct takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$853K
20%
6.875%
$6K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 639 Keely Ct  ·  637 Keely Ct

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)