House report

635 Catharine St

4 bd · 3 ba · 3 stories · 2,688 sqft · RM1 · built 1915

Owner-occupied · assessed $966K · sold 1×. On the 600 block of Catharine St.

Street view of 635 Catharine St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$966K
built 1915
Price / sq ft
$360
block $372 · in line w/ block
Appreciation
+82%
+6%/yr, city 6.5%
In 5 years (~2031)
~$969K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$12K
1.25% effective
Gross yield
2.1%
≈$2K/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2011: Plumbing 2011: Mechanical 2011: Appeal granted 2012: Zoning/use 2013: 4 L&I violations 2013: Major alteration 2013: L&I: 1 failed, 1 passed 2014: Electrical 2014: Alteration 2015: L&I violation2016: Major alteration2019: New Construction$966K201620222027
This houseBlock median & rangePermit

The paper trail

built new under a 2011 permit.

  1. 2011 PlumbingPermitMechanicalPermitAppeal grantedZoning
  2. 2012 Zoning/usePermit
  3. 2013 4 L&I violationsL&IMajor alterationPermitL&I: 1 failed, 1 passedL&I visit
  4. 2014 ElectricalPermitAlterationPermit
  5. 2015 L&I violationL&I
  6. 2016 Major alterationPermit
  7. 2019 New ConstructionPermit

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
3
Stories
3
Interior
2,688 sqft
livable area
Lot
2,210 sqft
Basement
Partial
city code H
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code
Zoning appeals
1
granted 2011

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 635 Catharine St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$966K
20%
6.875%
$2K/mo

When this house last sold (2010) a 30-year mortgage ran about 4.69% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

635 Catharine St sits on the 600 block of Catharine St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 633 Catharine St  ·  637 Catharine St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)