2026 taxable assessment $132,200 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $185,700; it is not the 2026 billed-year value.
House report
632 W Cumberland St
4 bd · 1 ba · 3 stories · 1,815 sqft · RM1 · built 1915
Investor / LLC · assessed $132K (2026) · 2027 OPA assessment $186K · sold 2×. On the 600 block of W Cumberland St.
Property summary
Assessment$132,2002026 OPA assessment · 2027: $185,700
Last sale$50KRecorded 2026
Est. tax bill$1,851/year2026 taxable assessment × 1.3998%
Tax delinquency$993City snapshot · Jun 2022
Permits0Dated events in report
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
Every choice opens the research chat with this property already in context. Curated questions are free.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3713760002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$993.36 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
A separate historical parcel ledger ending in 2016 records $2,521.41 and a lien entry. It is shown as historical context only.
2015$1,304.90 total · $973.91 principal · $102.26 interest · $68.17 penalty2016$1,216.51 total · $1,035.08 principal · $15.52 interest · $10.35 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordTraded
Why it mattersTraded 2×: $3K in 2003 → $50K in 2026 (+1567%).
View supporting records →Marked sealed, but it just sold
Why it mattersThe assessor's condition code says sealed, yet a $50,000 sale was recorded in 2026. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.
View supporting records →Assessment and sale price disagree hard
Why it mattersAssessed at $186K, but it traded for $50,000 in 2026 — a 3.7× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$2,521 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Tex Properties LLC · corporate / LLC owner
• Owns 14 properties across Philadelphia under this name, assessed at $2.7M combined
• Tax bills mail to 4936 N 6th St, Philadelphia PA, 19120
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$132,200
2026 billed-year assessment · 2027: $185,700 · built 1915
Price / sq ft
$102
block $102 · in line w/ block
Appreciation
+189%
+10%/yr, city 6.5%
In 5 years (~2031)
~$187K
+10%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,851
1% effective
Jun 2022 tax snapshot
$993
recorded then · verify current
Gross yield
3.9%
≈$611/mo rent
Times sold
2
Assessment vs. the block · every dated City record marked on the line
This propertyBlock median & rangeDeed / sale
Deed / sale $50K
Every dated record2 events · scroll to browse
- Deed / saleDeed / sale $50K
- Deed / saleDeed / sale $3K
The paper trail
TradedTraded 2×: $3K in 2003 → $50K in 2026 (+1567%).
- 2003 $3KSold
- 2026 $50KSold
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 2 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$50K transfer
2026
- Recorded transfer$3K transfer
2003
What this record suggests
The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.
Flags: $993 recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $3K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
1
Stories
3
Interior
1,815 sqft
livable area
Lot
1,183 sqft
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Marked sealed, but it just sold
The assessor's condition code says sealed, yet a $50,000 sale was recorded in 2026. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.
Assessment and sale price disagree hard
Assessed at $186K, but it traded for $50,000 in 2026 — a 3.7× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Run the numbers
What owning 632 W Cumberland St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
632 W Cumberland St sits on the 600 block of W Cumberland St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 630 W Cumberland St · 634 W Cumberland St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 9, 2026, 5:32 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)