2026 taxable assessment $388,093 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $410,100; it is not the 2026 billed-year value.
House report
627 Emily St
3 bd · 2 ba · 3 stories · 1,718 sqft · RSA5 · built 2016
Owner-occupied · assessed $448K (2026) · 2027 OPA assessment $410K · sold 4×. On the 600 block of Emily St.
Property summary
Assessment$447,8002026 OPA assessment · 2027: $410,100
Last sale$395KRecorded 2020
Est. tax bill$5,433/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 open21 historical across 10 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3930331002026 OPA taxes $388,093 of $447,800 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records a balance and a lien entry. It is shown as historical context only.
2014$57.05 total · $0.00 principal · $0.00 interest · $0.00 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersBought for $41K in 2015, built new under a 2015 permit, sold for $395K in 2020.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Benjamin Scholl
- Tax mailing address
- 627 EMILY ST, PHILADELPHIA PA, 19148
- L&I district
- SOUTH
- Building ID (BIN)
- —
- OPA account
- 393033100
Permits7Every dated permit
Violation cases1021 violation records · 0 open
Investigations61 failed · 1 passed · 4 closed
Building certifications0No match
Business licenses11 active
Appeals0No match
PermitsPermit number, issued date, work and City status7
Zoning/usePermit 632600
Sep 2, 2015 COMPLETED Completed Sep 2, 2015
FOR THE ERECTION OF AN ATTACHED BUILDING W. ACCESSORY USE ROOF DECK & ROOF DECK ACCESS STRUCTURE; SIZE & LOCATION AS SHOWN IN APPROVED PLANS. FOR USE AS HOUSEHOLD LIVING FOR A SINGLE-FAMILY.
New constructionPermit 632604
Sep 2, 2015 COMPLETED Completed Feb 29, 2016
FOR THE ERECTION OF A THREE (3) STORY ABOVE GRADE PLANE, W. OCCUPIED BASEMENT & ROOFTOP STRUCTURE, RESIDENTIAL BUILDING (TOWNHOUSE) OF LIGHT-FRAME WOOD CONSTRUCTION W. LOW-SLOPE ROOF DECK & CAST-IN-PLACE CONCRETE FOUNDATION SYSTEM; BUILDING TO BE FULLY SPRINKLERED. SITE TO BE EXCAVATED AT AREAS ADJACENT TO EXISTING STRUCTURE(S) NOT WITHIN THE SCOPE OF THIS PERMIT. PERMIT HOLDER TO NOTIFY OWNER(S) OF ADJOINING PROPERTY(IES) NO LESS THAN TEN (10) DAYS PRIOR TO COMMENCEMENT OF PERMITTED WORK. SEPARATE PERMIT REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING, & FIRE SUPPRESSION WORK.
PlumbingPermit 639816
Sep 18, 2015 COMPLETED Completed Feb 22, 2016
INSTALLING; 3 TOILETS, 3 LAVS, 3 TUB, 1 KITCHEN, 1 WASHER, HEATER. THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004
MechanicalPermit 640540
Sep 22, 2015 COMPLETED Completed Feb 22, 2016
INSTALL ONE COMPLETE HVAC SYSTEM 90,000 BTU OF HEAT 90% WITH 3 TON A/C INCLUDING ALL NEW DUCT WORK
SuppressionPermit 641093
Oct 27, 2015 COMPLETED Completed Feb 23, 2016
FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13D, WITH A NEW 1-INCH FIRE SERVICE LINE AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
ElectricalPermit 649265
Nov 2, 2015 COMPLETED Completed Feb 23, 2016
INSTALL NEW 200AMP SERVICE & WIRING THROUGHOUT NEW SWITCHES, OUTLETS, GFCIS LIGHT FIXTURES AS PER NEC 2008 SOUTH DISTRICT
PlumbingPermit 655800
Dec 3, 2015 COMPLETED Completed Dec 11, 2015
INSTALL 5" LATERAL HUSE DRAIN, HOUSE TRAP & DRAIN, FRESH AIR INLET, 1" COMBO PA1# 2015-3360004 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
Violation cases21 individual violation records; resolved history remains visible10
Case 104902CLOSED
HAZARDOUS · Opened Mar 12, 2007
- VACANT LOT STANDARDViolation 513918Mar 9, 2007 COMPLIED
- PROSEC- STD INFOViolation 513916Mar 9, 2007 COMPLIED
- LICENSE-VAC LOTViolation 513917Mar 9, 2007 COMPLIED
Case 140679CLOSED
STANDARD · Opened Jan 2, 2008 · completed Feb 3, 2010
- VACANT LOT KEEP CLEAN GET LICViolation 787373Jan 2, 2008 COMPLIED
- CLIP VIOLATION NOTICEViolation 787372Jan 2, 2008 COMPLIED
Case 204636CLOSED
STANDARD · Opened Jun 26, 2009 · completed Oct 29, 2009
- LICENSE - VACANT LOTViolation 1374978Jun 26, 2009 COMPLIED
- VACANT LOT STANDARDViolation 1374979Jun 26, 2009 COMPLIED
Case 296752CLOSED
STANDARD · Opened Sep 13, 2011 · completed Jun 5, 2012
- EXT A-VACANT LOT CLEAN/MAINTAIViolation 2382625Sep 13, 2011 COMPLIED
- CLIP VIOLATION NOTICEViolation 2382624Sep 13, 2011 COMPLIED
Case 331389CLOSED
STANDARD · Opened Jun 5, 2012 · completed Jun 26, 2012
- VACANT LOT STANDARDViolation 2461818Jun 5, 2012 COMPLIED
- CLIP VIOLATION NOTICEViolation 2461817Jun 5, 2012 COMPLIED
Case 339649CLOSED
STANDARD · Opened Jul 19, 2012 · completed Aug 29, 2012
- VACANT LOT STANDARDViolation 2510313Jul 19, 2012 COMPLIED
- CLIP VIOLATION NOTICEViolation 2510312Jul 19, 2012 COMPLIED
Case 359917CLOSED
STANDARD · Opened Nov 16, 2012 · completed Dec 11, 2012
- EXT A-VACANT LOT CLEAN/MAINTAIViolation 2643130Nov 16, 2012 COMPLIED
- CLIP VIOLATION NOTICEViolation 2643129Nov 16, 2012 COMPLIED
Case 407500CLOSED
STANDARD · Opened Oct 17, 2013
- CLIP VIOLATION NOTICEViolation 3042587Oct 17, 2013 COMPLIED
- EXT A-VACANT LOT CLEAN/MAINTAIViolation 3042588Oct 17, 2013 COMPLIED
Case 446198CLOSED
STANDARD · Opened Aug 4, 2014 · completed Sep 17, 2014
- CLIP VIOLATION NOTICEViolation 3280130Aug 4, 2014 COMPLIED
- EXT A-VACANT LOT CLEAN/MAINTAIViolation 3280131Aug 4, 2014 COMPLIED
Case 495228CLOSED
STANDARD · Opened Aug 1, 2015 · completed Dec 14, 2015
- EXT A-VACANT LOT CLEAN/MAINTAIViolation 3661615Aug 1, 2015 COMPLIED
- CLIP VIOLATION NOTICEViolation 3661614Aug 1, 2015 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes6
L_INITIALCase 21337
Oct 16, 2000 CLOSED
L_INITIALCase 22381
Jan 7, 2004 CLOSED
L_FINALCase 22381
Sep 14, 2004 CLOSED
L_STUCCOCase 22381
Dec 14, 2004 PASSED
HCEU INSPCase 104902
Mar 9, 2007 FAILED
HCEU INSPCase 104902
Mar 12, 2007 CLOSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 878985
Benjamin Scholl (Rental)
Revenue code 3202 · First issued Oct 6, 2021 Active Expiration Oct 5, 2026
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
2 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileUse permit #632600: COMPLETED.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyA rental license does not transfer with the deed1 active Rental License record matched.
Why it mattersIf dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.
Verify nextPlan the buyer’s replacement license before settlement.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition1 failed, 1 passed, and 4 CLOSED investigation outcomes are in the fetched history; the latest dated visit was CLOSED on Mar 12, 2007.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 21 historical violations across 10 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
If you’re the landlord
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$447,800
2026 billed-year assessment · 2027: $410,100 · built 2016
Price / sq ft
$239
block $275 · below block
Appreciation
+4664%
+47%/yr, city 6.5%
In 5 years (~2031)
~$420K
+47%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$5,433
1.32% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.8%
≈$2K/mo rent
Times sold
4
licensed rental
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSalePermit
The paper trail
New constructionBought for $41K in 2015, built new under a 2015 permit, sold for $395K in 2020.
- 2015 2 L&I violationsL&I$41KLand buyZoning/usePermitNew constructionPermitPlumbingPermitMechanicalPermitSuppressionPermitElectricalPermitPlumbingPermit
- 2016 $285KSold
- 2017 $335KSold
- 2020 $395KSold
Flags: active rental license · historical tax ledger through 2016 with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,718 sqft
livable area
Lot
630 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 627 Emily St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
627 Emily St sits on the 600 block of Emily St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 625 Emily St · 629 Emily St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 2:38 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)