House report

615 Mercy St

4 bd · 3 stories · 1,773 sqft · RSA5 · built 2020

Owner-occupancy signal · assessed $469K (2026) · 2027 OPA assessment $517K · sold 4×. On the 600 block of Mercy St.

Street view of 615 Mercy St
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BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,314/year

2026 taxable assessment $93,860 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $517,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 393041700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $93,860 of $469,300 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$6,569/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $5,647.67 and a lien entry. It is shown as historical context only.

1991$385.56 total · $106.43 principal · $221.91 interest · $7.45 penalty1992$370.36 total · $106.43 principal · $215.52 interest · $7.45 penalty1993$363.59 total · $106.43 principal · $209.13 interest · $7.45 penalty1994$356.83 total · $106.43 principal · $202.75 interest · $7.45 penalty1995$350.05 total · $106.43 principal · $196.36 interest · $7.45 penalty1996$205.26 total · $60.82 principal · $108.56 interest · $4.26 penalty1997$201.40 total · $60.82 principal · $104.92 interest · $4.26 penalty1998$195.59 total · $60.82 principal · $99.44 interest · $4.26 penalty1999$189.79 total · $60.82 principal · $93.97 interest · $4.26 penalty2000$183.99 total · $60.82 principal · $88.50 interest · $4.26 penalty2001$178.19 total · $60.82 principal · $83.02 interest · $4.26 penalty2002$172.39 total · $60.82 principal · $77.55 interest · $4.26 penalty2003$93.89 total · $30.41 principal · $36.04 interest · $2.13 penalty2004$90.99 total · $30.41 principal · $33.30 interest · $2.13 penalty2005$88.09 total · $30.41 principal · $30.56 interest · $2.13 penalty2006$85.19 total · $30.41 principal · $27.83 interest · $2.13 penalty2008$85.19 total · $33.45 principal · $24.58 interest · $2.34 penalty2009$242.35 total · $121.65 principal · $78.46 interest · $8.52 penalty2010$230.74 total · $121.65 principal · $67.51 interest · $8.52 penalty2011$238.72 total · $133.69 principal · $62.16 interest · $9.36 penalty2012$233.86 total · $138.84 principal · $52.06 interest · $9.72 penalty2013$227.78 total · $143.83 principal · $40.99 interest · $10.07 penalty2014$308.87 total · $161.81 principal · $31.55 interest · $11.33 penalty2015$293.44 total · $161.81 principal · $16.99 interest · $11.33 penalty2016$275.56 total · $169.03 principal · $2.54 interest · $1.69 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$85K transfer recorded in 2018; new construction appears in a 2018 permit with a reduced taxable assessment shown, followed by a recorded transfer of $465K in 2025.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $1,314/yr, while applying the same rate to the full assessment would imply about $6,569/yr — $5,255/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer used nominal consideration

The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

$5,648 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Construction next door (613 Mercy St, 2024)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$469,300
2026 billed-year assessment · 2027: $517,300 · built 2020
Price / sq ft
$292
block $262 · above block
Assessment change
+4827%
+43%/yr since 2016 · 2027 +10% vs 2026
Est. tax bill / yr
$1,314
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
4
latest deed has shared-name parties

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19148 median$517K2005200920132017202120252027
Property assessmentBlock median & rangeZIP 19148 medianAssessmentDeed / saleLand buyL&I violationPermitInspection

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record35 events · exact dates, newest first
  1. Deed / saleDeed / sale $465K
  2. Deed / saleDeed / sale $455K
  3. PermitMechanical
  4. PermitElectrical
  5. PermitPlumbing
  6. PermitSuppression
  7. InspectionAIU INSP
  8. L&I violationCONTRACTOR AND SUBCONTRAC INFO
  9. Land buyLand record $400K
  10. PermitZoning/use
  11. PermitNew construction
  12. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  13. L&I violationCLIP VIOLATION NOTICE
  14. Land buyLand record $85K
  15. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  16. L&I violationCLIP VIOLATION NOTICE
  17. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  18. L&I violationCLIP VIOLATION NOTICE
  19. L&I violationEXT A-MOTOR VEH MUST BE REMOV
  20. L&I violationCLIP VIOLATION NOTICE
  21. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  22. L&I violationCLIP VIOLATION NOTICE
  23. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  24. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  25. L&I violationCLIP VIOLATION NOTICE
  26. L&I violationVACANT LOT STANDARD
  27. L&I violationCLIP VIOLATION NOTICE
  28. L&I violationCLIP VIOLATION NOTICE
  29. L&I violationVACANT LOT KEEP CLEAN GET LIC
  30. L&I violationVACANT LOT STANDARD
  31. L&I violationLICENSE - VACANT LOT
  32. L&I violationCLIP VIOLATION NOTICE
  33. L&I violationVACANT LOT KEEP CLEAN GET LIC
  34. InspectionL_CLIP
  35. InspectionL_CLIP

The paper trail

$85K transfer recorded in 2018; new construction appears in a 2018 permit with a reduced taxable assessment shown, followed by a recorded transfer of $465K in 2025.

  1. 2018 $85KLand transferZoning/usePermitNew constructionPermit
  2. 2019 SuppressionPermitPlumbingPermitElectricalPermitMechanicalPermitL&I violationL&IL&I: 1 failed, 1 passedL&I visit$400KLand transfer
  3. 2023 $455KTransfer
  4. 2025 $465KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 44 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$465K transfer

    2025

  2. Recorded transfer$455K transfer

    2023

  3. PermitMechanical

    Permit 979353 · COMPLETED

    INSTALL 75,000 BTU 90% EFF 3 TON CONDENSER 10 SUPPLY REGISTERS AND DUCTWORK

  4. PermitElectrical

    Permit 969850 · COMPLETED

    NEW 200AMP INCOMING SERVICE COMPLETE WITH GROUNDING, WIRING THROUGHOUT PER 2014 NEC

  5. PermitPlumbing

    Permit 965468 · COMPLETED

    WC,CT,FAI,HD,AD PA20190741325"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION" AND 3-WC,3-LAVS,3-SH,1KS,1WM,1HB & HWH & STACK THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  6. PermitSuppression

    Permit 932828 · COMPLETED

    THE INSTALLATION OF A ONE (1) INCH COMBINED SERVICE LINE FOR A FIRE & DOMESTIC SUPPLY LINE. MULTIPURPOSE RESIDENTIAL FIRE SPRINKLER SYSTEM DESIGNED IN ACCORDANCE WITH NFPA 13D.

  7. InvestigationAIU INSP

    Case 671768 · PASSED

    The cited inspection visit was marked passed.

  8. ViolationCONTRACTOR AND SUBCONTRAC INFO

    Case 671768 · Violation 4935985 · Code 9-1004.2/7 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. InvestigationAIU INSP

    Case 671768 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  10. Land recordLand record

    2019

  11. PermitZoning/use

    Permit 924788 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED BUILDING WITH A ROOF DECK ACCESSED BY A PILOTHOUSE, SIZE AND LOCATION AS SHOWN ON THE PLAN. FOR USE AS A SINGLE FAMILY HOUSEHOLD LIVING.

  12. PermitNew construction

    Permit 924791 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED BUILDING WITH A ROOF DECK ACCESSED BY A PILOTHOUSE, FOR USE AS A SINGLE FAMILY HOUSEHOLD LIVING. BUILDING TO BE FULLY SPRINKLERED. SEPARATE PERMITS REQUIRED FOR PLUM, MECH, ELEC AND FIRE SUPP WORK.

  13. ViolationCLIP VIOLATION NOTICE

    Case 656091 · Violation 4819438 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 656091 · Violation 4819439 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 622424 · Violation 4590844 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationCLIP VIOLATION NOTICE

    Case 622424 · Violation 4590843 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. Land recordLand record

    2018

  18. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 593959 · Violation 4384813 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. ViolationCLIP VIOLATION NOTICE

    Case 593959 · Violation 4384812 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. ViolationCLIP VIOLATION NOTICE

    Case 561260 · Violation 4126057 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 561260 · Violation 4126058 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationEXT A-MOTOR VEH MUST BE REMOV

    Case 561260 · Violation 4126059 · Code PM-302.7/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. ViolationCLIP VIOLATION NOTICE

    Case 542166 · Violation 3994334 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 542166 · Violation 3994335 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 526511 · Violation 3888593 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  26. ViolationCLIP VIOLATION NOTICE

    Case 526511 · Violation 3888592 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  27. ViolationCLIP VIOLATION NOTICE

    Case 496885 · Violation 3673391 · Code CP-01 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  28. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 496885 · Violation 3673392 · Code PM-302.2/4 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  29. ViolationCLIP VIOLATION NOTICE

    Case 439506 · Violation 3233659 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  30. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 439506 · Violation 3233660 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 407518 · Violation 3042633 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  32. ViolationCLIP VIOLATION NOTICE

    Case 407518 · Violation 3042632 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. ViolationVACANT LOT STANDARD

    Case 339638 · Violation 2510252 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  34. ViolationCLIP VIOLATION NOTICE

    Case 339638 · Violation 2510251 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  35. ViolationVACANT LOT STANDARD

    Case 331582 · Violation 2463171 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  36. ViolationCLIP VIOLATION NOTICE

    Case 331582 · Violation 2463170 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  37. ViolationCLIP VIOLATION NOTICE

    Case 257876 · Violation 1879785 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  38. ViolationVACANT LOT KEEP CLEAN GET LIC

    Case 257876 · Violation 1879786 · Code PM-306.0/91 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  39. ViolationVACANT LOT STANDARD

    Case 216169 · Violation 1480860 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  40. ViolationLICENSE - VACANT LOT

    Case 216169 · Violation 1480859 · Code CP-102 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  41. ViolationCLIP VIOLATION NOTICE

    Case 140969 · Violation 790419 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  42. ViolationVACANT LOT KEEP CLEAN GET LIC

    Case 140969 · Violation 790420 · Code PM-306.0/91 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  43. InvestigationL_CLIP

    Case 46777 · PASSED

    The cited inspection visit was marked passed.

  44. InvestigationL_CLIP

    Case 46777 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

What this record suggests

The City file documents 6 permits touching electrical work, plumbing, roof work. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified · historical tax ledger through 2016 recorded $6K with a lien entry · latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $1,314/year. Applying the same 1.3998% rate to the full assessed value would imply ~$6,569/year$5,255/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$147/yr2017: ~$361/yr2018: ~$361/yr2019: ~$361/yr2020: ~$361/yr2021: ~$361/yr2022: ~$882/yr2023: ~$1,273/yr2024: ~$1,273/yr2025: ~$1,314/yr2026: ~$1,314/yr20162026
2026~$1,314/yrestimated from assessment

2026: ($469,300 assessed − $375,429 exempt) × 1.3998% ≈ $1,314/yr full-assessment scenario: $469,300 × 1.3998% ≈ $6,569/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Stories
3
Interior
1,773 sqft
livable area
Lot
701 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 615 Mercy St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$517K
20%
6.875%
$2K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

615 Mercy St sits on the 600 block of Mercy St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 613 Mercy St  ·  617 Mercy St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 1:32 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)