House report

607 Fitzwater St

3 stories · 1,503 sqft · RSA5 · built 1920

Owner-occupied · assessed $571K · sold 1×. On the 600 block of Fitzwater St.

Street view of 607 Fitzwater St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Construction next door (606 Fitzwater St, 2025)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$571K
built 1920
Price / sq ft
$380
block $360 · above block
Appreciation
+66%
+5%/yr, city 6.5%
In 5 years (~2031)
~$572K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$8K
1.4% effective
Gross yield
3.3%
≈$2K/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2000: Sold $175K 2011: Zoning 2011: Addition 2011: Plumbing 2011: Electrical 2011: Mechanical2019: Addition and/or Alteration 2019: New Construction 2019: Alterations$571K201620222027
This houseBlock median & rangePermit

The paper trail

built new under a 2011 permit, sold for $175K in 2000.

  1. 2000 $175KSold
  2. 2011 ZoningPermitAdditionPermitPlumbingPermitElectricalPermitMechanicalPermit
  3. 2019 Addition and/or AlterationPermitNew ConstructionPermitAlterationsPermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
1,503 sqft
livable area
Lot
973 sqft
Heat
Undetermined
city code H
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 607 Fitzwater St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$571K
20%
6.875%
$2K/mo

When this house last sold (2000) a 30-year mortgage ran about 8.05% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

607 Fitzwater St sits on the 600 block of Fitzwater St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 605 Fitzwater St  ·  609 Fitzwater St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)