Public Records
Edition
Philadelphia5900 block of Osage AveJuly 9, 2026

House report

5912 Osage Ave

3 bd · 1 ba · 2 stories · 976 sqft · RM1 · built 1925

Owner-occupied · assessed $74K. On the 5900 block of Osage Ave.

Street view of 5912 Osage Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $0/yr reflects a 10-year abatement. It jumps to about $1,041/yr by 2026 — $1,041/yr more. Price the full bill, not the current one.

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.

7 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$5,834 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$74K
built 1925
Price / sq ft
$76
block $126 · below block
Appreciation
+235%
+12%/yr, city 6.5%
In 5 years (~2031)
~$75K
+12%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
Gross yield
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2010: Plumbing 2010: 2 L&I violations 2010: Plumbing 2015: 3 L&I violations incl EXTERIOR STRUCT UNSAFE COND 122024: 4 L&I violations incl UNSAFE STRUCTURE2025: 8 L&I violations$74K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

built new under a 2010 permit (tax-abated).

  1. 2010 PlumbingPermit2 L&I violationsL&IPlumbingPermit
  2. 2015 3 L&I violations incl EXTERIOR STRUCT UNSAFE COND 12L&I
  3. 2024 4 L&I violations incl UNSAFE STRUCTUREL&I
  4. 2025 8 L&I violationsL&I

Flags: tax-abated — the bill lags real value · 7 open L&I violations · $6K back taxes (2010–2015, $2K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $0/yr under a 10-year tax abatement. By 2026 the bill reaches its full ~$1,041/yr — a step up of $1,041/yr. Drag the slider.

2016: ~$0/yr2017: ~$0/yr2018: ~$0/yr2019: ~$0/yr2020: ~$0/yr2021: ~$0/yr2022: ~$0/yr2023: ~$0/yr2024: ~$0/yr2025: ~$0/yr2026: ~$0/yr2027: ~$0/yr201620262027
2027~$0/yrfrom the record

now: ($74,400 assessed − $74,400 abated) × 1.3998% ≈ $0/yr 2026: $74,400 assessed × 1.3998% ≈ $1,041/yr Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
976 sqft
livable area
Lot
905 sqft
Exterior condition
Below average
city code 5
Interior condition
Vacant
city code 6
Vacant
Quality grade
C
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5912 Osage Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$74K
20%
6.875%
$700/mo

When this house last sold (1977) a 30-year mortgage ran about 8.85% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 5910 Osage Ave  ·  5914 Osage Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)